📊 TDUP Key Takeaways
Is ThredUp Inc. (TDUP) a Good Investment?
ThredUp demonstrates a fundamentally sound business with exceptional 79.4% gross margins and strong 19.5% revenue growth, indicating product-market fit and operational efficiency. However, the company remains unprofitable at the operating level with negative free cash flow and concerning liquidity ratios (0.91x current ratio), requiring successful cost control execution before cash reserves deplete.
Why Buy ThredUp Inc. Stock? TDUP Key Strengths
- Exceptional gross margin of 79.4% demonstrates highly efficient underlying unit economics and pricing power
- Revenue growth accelerating at 19.5% YoY shows strong market demand and scale potential
- Loss profile improving significantly with net income loss down 73.7% YoY, indicating path toward profitability
- Manageable debt burden at 0.24x debt-to-equity with $38.6M cash cushion
TDUP Stock Risks: ThredUp Inc. Investment Risks
- Company remains operationally unprofitable with -7.0% operating margin despite high gross margins, indicating structural cost issues
- Negative free cash flow of -$10.7M signals ongoing cash burn; liquidity constrained with current ratio of 0.91x below critical 1.0x threshold
- Negative ROE (-34.1%) and ROA (-12.1%) indicate value destruction; company must execute profitability transition before cash depletion
- Operating leverage not yet achieved; high fixed costs consuming gross profit despite strong revenue growth
Key Metrics to Watch
- Operating margin trajectory toward positive territory and timeline to operating profitability
- Free cash flow inflection point and cash burn rate relative to available cash runway
- Current ratio recovery toward 1.2x+ indicating stabilized working capital and liquidity sufficiency
ThredUp Inc. (TDUP) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
TDUP Profit Margin, ROE & Profitability Analysis
TDUP vs Consumer Sector: How ThredUp Inc. Compares
How ThredUp Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is ThredUp Inc. Stock Overvalued? TDUP Valuation Analysis 2026
Based on fundamental analysis, ThredUp Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
ThredUp Inc. Balance Sheet: TDUP Debt, Cash & Liquidity
TDUP Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: ThredUp Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.69 indicates the company is currently unprofitable.
TDUP Revenue Growth, EPS Growth & YoY Performance
TDUP Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $61.5M | -$4.2M | $-0.03 |
| Q2 2025 | $66.7M | -$5.2M | $-0.04 |
| Q1 2025 | $64.5M | -$5.2M | $-0.04 |
| Q3 2024 | $73.0M | -$14.0M | $-0.17 |
| Q2 2024 | $79.8M | -$14.0M | $-0.13 |
| Q1 2024 | $75.9M | -$16.6M | $-0.15 |
| Q3 2023 | $67.9M | -$18.1M | $-0.17 |
| Q2 2023 | $76.4M | -$18.8M | $-0.18 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
ThredUp Inc. Dividends, Buybacks & Capital Allocation
TDUP SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for ThredUp Inc. (CIK: 0001484778)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 7, 2026 | DEF 14A | thredup-definitiveproxysta.htm | View → |
| Mar 10, 2026 | 4 | xslF345X05/wk-form4_1773181452.xml | View → |
| Mar 4, 2026 | 4 | xslF345X05/wk-form4_1772676398.xml | View → |
| Mar 3, 2026 | 4 | xslF345X05/wk-form4_1772585171.xml | View → |
| Mar 3, 2026 | 4 | xslF345X05/wk-form4_1772585144.xml | View → |
❓ Frequently Asked Questions about TDUP
What is the AI rating for TDUP?
ThredUp Inc. (TDUP) has an AI rating of HOLD with 58% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TDUP's key strengths?
Claude: Exceptional gross margin of 79.4% demonstrates highly efficient underlying unit economics and pricing power. Revenue growth accelerating at 19.5% YoY shows strong market demand and scale potential.
What are the risks of investing in TDUP?
Claude: Company remains operationally unprofitable with -7.0% operating margin despite high gross margins, indicating structural cost issues. Negative free cash flow of -$10.7M signals ongoing cash burn; liquidity constrained with current ratio of 0.91x below critical 1.0x threshold.
What is TDUP's revenue and growth?
ThredUp Inc. reported revenue of $310.8M.
Does TDUP pay dividends?
ThredUp Inc. does not currently pay dividends.
Where can I find TDUP SEC filings?
Official SEC filings for ThredUp Inc. (CIK: 0001484778) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TDUP's EPS?
ThredUp Inc. has a diluted EPS of $-0.17.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TDUP a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, ThredUp Inc. has a HOLD rating with 58% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TDUP stock overvalued or undervalued?
Valuation metrics for TDUP: ROE of -34.1% (sector avg: 18%), net margin of -6.5% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy TDUP stock in 2026?
Our dual AI analysis gives ThredUp Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TDUP's free cash flow?
ThredUp Inc.'s operating cash flow is $-232.0K, with capital expenditures of $10.5M. FCF margin is -3.4%.
How does TDUP compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -6.5% (avg: 8%), ROE -34.1% (avg: 18%), current ratio 0.91 (avg: 1.5).