📊 SRJN Key Takeaways
Is Spire Inc. (SRJN) a Good Investment?
While Spire demonstrates operational discipline with growing net income (+5.9% YoY) and solid 22.8% operating margins despite a 4.5% revenue decline, the company faces severe cash flow challenges: negative free cash flow of -121.8M, only 4.1M in cash, and deteriorating liquidity (0.61x current ratio) combined with 1.30x leverage create refinancing and capital funding risks.
Why Buy Spire Inc. Stock? SRJN Key Strengths
- Net income growth of 5.9% YoY despite revenue decline demonstrates operational efficiency and cost control
- Solid operating margin of 22.8% indicates effective expense management for a utility operator
- Positive operating cash flow of 81.0M provides foundational debt service capacity
SRJN Stock Risks: Spire Inc. Investment Risks
- Severe negative free cash flow of -121.8M indicates capital spending significantly exceeds operating cash generation and is unsustainable
- Critically low cash position (4.1M) combined with 4.4B long-term debt and sub-1.0 current ratio signal acute liquidity stress
- Interest coverage of 2.9x leaves minimal margin for refinancing risk or external shocks in the debt markets
Key Metrics to Watch
- Free cash flow trajectory and capital expenditure reduction plans
- Debt refinancing activity and access to capital markets
- Revenue stabilization and operating margin sustainability
Spire Inc. (SRJN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SRJN Profit Margin, ROE & Profitability Analysis
SRJN vs Utilities Sector: How Spire Inc. Compares
How Spire Inc. compares to Utilities sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Spire Inc. Stock Overvalued? SRJN Valuation Analysis 2026
Based on fundamental analysis, Spire Inc. has mixed fundamental signals relative to the Utilities sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Spire Inc. Balance Sheet: SRJN Debt, Cash & Liquidity
SRJN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Spire Inc.'s revenue has grown significantly by 19% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.85 reflects profitable operations.
SRJN Revenue Growth, EPS Growth & YoY Performance
SRJN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $414.1M | -$12.6M | $-0.28 |
| Q2 2025 | $1.1B | $204.3M | $3.51 |
| Q1 2025 | $669.1M | $81.3M | $1.34 |
| Q3 2024 | $414.1M | -$12.6M | $-0.28 |
| Q2 2024 | $1.1B | $179.2M | $3.33 |
| Q1 2024 | $756.6M | $85.1M | $1.52 |
| Q3 2023 | $418.5M | -$1.4M | $-0.10 |
| Q2 2023 | $880.9M | $173.6M | $3.27 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Spire Inc. Dividends, Buybacks & Capital Allocation
SRJN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Spire Inc. (CIK: 0001126956)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SRJN
What is the AI rating for SRJN?
Spire Inc. (SRJN) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SRJN's key strengths?
Claude: Net income growth of 5.9% YoY despite revenue decline demonstrates operational efficiency and cost control. Solid operating margin of 22.8% indicates effective expense management for a utility operator.
What are the risks of investing in SRJN?
Claude: Severe negative free cash flow of -121.8M indicates capital spending significantly exceeds operating cash generation and is unsustainable. Critically low cash position (4.1M) combined with 4.4B long-term debt and sub-1.0 current ratio signal acute liquidity stress.
What is SRJN's revenue and growth?
Spire Inc. reported revenue of $762.2M.
Does SRJN pay dividends?
Spire Inc. pays dividends, with $47.2M distributed to shareholders in the trailing twelve months.
Where can I find SRJN SEC filings?
Official SEC filings for Spire Inc. (CIK: 0001126956) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SRJN's EPS?
Spire Inc. has a diluted EPS of $1.54.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SRJN a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Spire Inc. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SRJN stock overvalued or undervalued?
Valuation metrics for SRJN: ROE of 2.8% (sector avg: 10%), net margin of 12.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy SRJN stock in 2026?
Our dual AI analysis gives Spire Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is SRJN's free cash flow?
Spire Inc.'s operating cash flow is $81.0M, with capital expenditures of $202.8M. FCF margin is -16.0%.
How does SRJN compare to other Utilities stocks?
Vs Utilities sector averages: Net margin 12.5% (avg: 12%), ROE 2.8% (avg: 10%), current ratio 0.61 (avg: 0.8).