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Cartesian Therapeutics, Inc. (RNAC) Stock Fundamental Analysis & AI Rating 2026

RNAC Nasdaq Pharmaceutical Preparations DE CIK: 0001453687
Recently Updated • Analysis: Apr 10, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
78% Confidence
AGREEMENT
STRONG SELL
85% Conf
SELL
72% Conf

📊 RNAC Key Takeaways

Revenue: $2.8M
Net Margin: -4,658.6%
Free Cash Flow: $-79.4M
Current Ratio: 8.65x
Debt/Equity: N/A
EPS: $-5.02
AI Rating: STRONG SELL with 85% confidence
Cartesian Therapeutics, Inc. (RNAC) receives a SELL rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.8M, net profit margin of -4,658.6%, Cartesian Therapeutics, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete RNAC stock analysis for 2026.

Is Cartesian Therapeutics, Inc. (RNAC) a Good Investment?

Claude

Cartesian Therapeutics exhibits acute financial distress with negative stockholders equity of -$126.2M and catastrophic operating losses of -$143.4M on minimal $2.8M revenue, indicating technical insolvency. While 599% YoY revenue growth signals early-stage product commercialization, the $73.9M annual operating cash burn rate will deplete the $125.1M cash position within 18-24 months absent capital restructuring or dramatic operational improvement, creating imminent solvency risk.

ChatGPT

Revenue has spiked off a very small base, but the company remains deeply unprofitable with extreme negative operating and net margins, heavy cash burn, and a large accumulated deficit resulting in negative equity. While a strong current ratio and $125M in cash provide near‑term liquidity, the -$79M free cash flow and -$143M operating loss point to continued financing needs that strain fundamentals. Fundamentals warrant caution until operating leverage improves and the balance sheet is repaired.

Why Buy Cartesian Therapeutics, Inc. Stock? RNAC Key Strengths

Claude
  • + Exceptional 599% YoY revenue growth suggests early-stage product commercialization and market acceptance
  • + Adequate cash position of $125.1M provides near-term operational funding capacity
  • + Strong liquidity ratios (Current Ratio 8.65x, Quick Ratio 8.65x) provide working capital flexibility
ChatGPT
  • + Strong liquidity: 8.65x current ratio and $125M cash
  • + Explosive YoY revenue growth (albeit from a small base)
  • + No reported long-term debt, reducing near-term interest burden

RNAC Stock Risks: Cartesian Therapeutics, Inc. Investment Risks

Claude
  • ! Negative stockholders equity of -$126.2M represents technical insolvency on book value basis
  • ! Unsustainable operating cash burn of -$73.9M annually with limited 18-24 month runway at current burn rates
  • ! Operating losses of -$143.4M against $2.8M revenue demonstrate extreme unit economics with no visible path to profitability
  • ! Liabilities of $422.7M exceed assets of $296.4M, creating substantial creditor and dilution risk
ChatGPT
  • ! Sustained heavy operating losses and extreme negative margins
  • ! Negative stockholders' equity indicates balance-sheet risk and potential dilution
  • ! Severely negative free cash flow with insufficient revenue scale

Key Metrics to Watch

Claude
  • * Monthly cash burn rate and remaining runway timeline
  • * Gross margin realization as revenue scales and manufacturing efficiency improves
  • * Achievement of clinical/regulatory milestones required for revenue growth acceleration
ChatGPT
  • * Operating cash flow (quarterly)
  • * Cash & equivalents

Cartesian Therapeutics, Inc. (RNAC) Financial Metrics & Key Ratios

Revenue
$2.8M
Net Income
$-130.3M
EPS (Diluted)
$-5.02
Free Cash Flow
$-79.4M
Total Assets
$296.4M
Cash Position
$125.1M

💡 AI Analyst Insight

Strong liquidity with a 8.65x current ratio provides a solid financial cushion.

RNAC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -5,127.1%
Net Margin -4,658.6%
ROE N/A
ROA -44.0%
FCF Margin -2,838.6%

RNAC vs Healthcare Sector: How Cartesian Therapeutics, Inc. Compares

How Cartesian Therapeutics, Inc. compares to Healthcare sector averages

Net Margin
RNAC -4,658.6%
vs
Sector Avg 12.0%
RNAC Sector
ROE
RNAC 0.0%
vs
Sector Avg 15.0%
RNAC Sector
Current Ratio
RNAC 8.7x
vs
Sector Avg 2.0x
RNAC Sector
Debt/Equity
RNAC 0.0x
vs
Sector Avg 0.6x
RNAC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cartesian Therapeutics, Inc. Stock Overvalued? RNAC Valuation Analysis 2026

Based on fundamental analysis, Cartesian Therapeutics, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
-4,658.6%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cartesian Therapeutics, Inc. Balance Sheet: RNAC Debt, Cash & Liquidity

Current Ratio
8.65x
Quick Ratio
8.65x
Debt/Equity
N/A
Debt/Assets
142.6%
Interest Coverage
N/A
Long-term Debt
N/A

RNAC Revenue & Earnings Growth: 5-Year Financial Trend

RNAC 5-year financial data: Year 2021: Revenue $85.1M, Net Income -$55.4M, EPS $-1.22. Year 2022: Revenue $110.8M, Net Income -$68.9M, EPS $-0.68. Year 2023: Revenue $110.8M, Net Income -$25.7M, EPS $-0.22. Year 2024: Revenue $38.3M, Net Income -$219.7M, EPS $-49.76. Year 2025: Revenue $38.3M, Net Income -$77.4M, EPS $-4.49.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cartesian Therapeutics, Inc.'s revenue has declined by 55% over the 5-year period, indicating business contraction. The most recent EPS of $-4.49 indicates the company is currently unprofitable.

RNAC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-2,838.6%
Free cash flow / Revenue

RNAC Quarterly Earnings & Performance

Quarterly financial performance data for Cartesian Therapeutics, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 N/A $13.8M $-1.13
Q2 2025 N/A -$1.8M $-0.07
Q1 2025 $400.0K -$17.7M $-0.68
Q3 2024 N/A -$9.0M $-1.13
Q2 2024 $5.2M -$11.4M $0.54
Q1 2024 $5.8M -$21.7M $-4.24
Q3 2023 $6.6M -$7.9M $-0.05
Q2 2023 $5.2M $8.6M $0.06

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cartesian Therapeutics, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$73.9M
Cash generated from operations
Capital Expenditures
$5.5M
Investment in assets
Dividends
None
No dividend program

RNAC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cartesian Therapeutics, Inc. (CIK: 0001453687)

📋 Recent SEC Filings

Date Form Document Action
Apr 6, 2026 4 xslF345X06/form4.xml View →
Apr 6, 2026 4 xslF345X06/form4.xml View →
Mar 30, 2026 8-K rnac-20260326.htm View →
Mar 13, 2026 4 xslF345X05/wk-form4_1773432889.xml View →
Mar 9, 2026 10-K rnac-20251231.htm View →

Frequently Asked Questions about RNAC

What is the AI rating for RNAC?

Cartesian Therapeutics, Inc. (RNAC) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RNAC's key strengths?

Claude: Exceptional 599% YoY revenue growth suggests early-stage product commercialization and market acceptance. Adequate cash position of $125.1M provides near-term operational funding capacity. ChatGPT: Strong liquidity: 8.65x current ratio and $125M cash. Explosive YoY revenue growth (albeit from a small base).

What are the risks of investing in RNAC?

Claude: Negative stockholders equity of -$126.2M represents technical insolvency on book value basis. Unsustainable operating cash burn of -$73.9M annually with limited 18-24 month runway at current burn rates. ChatGPT: Sustained heavy operating losses and extreme negative margins. Negative stockholders' equity indicates balance-sheet risk and potential dilution.

What is RNAC's revenue and growth?

Cartesian Therapeutics, Inc. reported revenue of $2.8M.

Does RNAC pay dividends?

Cartesian Therapeutics, Inc. does not currently pay dividends.

Where can I find RNAC SEC filings?

Official SEC filings for Cartesian Therapeutics, Inc. (CIK: 0001453687) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RNAC's EPS?

Cartesian Therapeutics, Inc. has a diluted EPS of $-5.02.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RNAC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cartesian Therapeutics, Inc. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RNAC stock overvalued or undervalued?

Valuation metrics for RNAC: ROE of N/A (sector avg: 15%), net margin of -4,658.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy RNAC stock in 2026?

Our dual AI analysis gives Cartesian Therapeutics, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RNAC's free cash flow?

Cartesian Therapeutics, Inc.'s operating cash flow is $-73.9M, with capital expenditures of $5.5M. FCF margin is -2,838.6%.

How does RNAC compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -4,658.6% (avg: 12%), ROE N/A (avg: 15%), current ratio 8.65 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 10, 2026 | Data as of: 2025-12-31 | Powered by Claude AI