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RE/MAX Holdings, Inc. (RMAX) Stock Fundamental Analysis & AI Rating 2026

RMAX NYSE Real Estate Agents & Managers (For Others) CO CIK: 0001581091
Recently Updated • Analysis: Apr 9, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
69% Confidence
AGREEMENT
SELL
72% Conf
HOLD
66% Conf

📊 RMAX Key Takeaways

Revenue: $291.6M
Net Margin: 2.8%
Free Cash Flow: $33.5M
Current Ratio: 1.69x
Debt/Equity: 0.96x
EPS: $0.60
AI Rating: SELL with 72% confidence
RE/MAX Holdings, Inc. (RMAX) receives a SELL rating with 69% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $291.6M, net profit margin of 2.8%, and return on equity (ROE) of 1.8%, RE/MAX Holdings, Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete RMAX stock analysis for 2026.

Is RE/MAX Holdings, Inc. (RMAX) a Good Investment?

Claude

RE/MAX is experiencing severe profitability deterioration with net income declining 39.3% YoY amid a 5.2% revenue contraction, indicating stress in the real estate market. The company carries substantial debt of $432.2M with an extremely low net margin of 2.8%, and minimal returns (ROE 1.8%, ROA 1.4%) suggesting structural challenges in capital efficiency.

ChatGPT

RE/MAX generates solid operating cash flow and maintains good liquidity, with a healthy 16% operating margin and positive free cash flow despite a soft market. However, declining revenue and a sharp drop in net income, combined with meaningful leverage and interest costs, are suppressing returns (low ROE/ROA) and limiting near-term upside. Stabilization in top-line trends and debt reduction are needed before a more constructive view.

Why Buy RE/MAX Holdings, Inc. Stock? RMAX Key Strengths

Claude
  • + Positive free cash flow of $33.5M (11.5% FCF margin) provides operational flexibility
  • + Adequate liquidity with current ratio of 1.69x and $118.7M cash reserves
  • + Interest coverage ratio of 5.1x remains acceptable despite profit deterioration
ChatGPT
  • + Asset-light franchise model supports resilient operating margin and cash generation
  • + Strong liquidity (current/quick 1.69x) and 11.5% FCF margin
  • + Adequate interest coverage (~5.1x) provides cushion against higher rates

RMAX Stock Risks: RE/MAX Holdings, Inc. Investment Risks

Claude
  • ! Revenue declining 5.2% YoY signals deteriorating market conditions in real estate sector
  • ! Net income collapsed 39.3% YoY with critically low net margin of 2.8%
  • ! High debt burden of $432.2M becomes increasingly unsustainable if profitability decline continues
  • ! Extremely low returns (ROE 1.8%, ROA 1.4%) indicate poor capital deployment and asset efficiency
ChatGPT
  • ! Revenue decline (-5.2% YoY) and net income down sharply (-39.3% YoY) pressure profitability
  • ! Leverage remains elevated (LT debt $432M; D/E ~0.96x) increasing sensitivity to interest costs and refinancing
  • ! Exposure to cyclical housing transactions could prolong weak growth

Key Metrics to Watch

Claude
  • * Quarterly revenue trend stabilization and market recovery signals
  • * Operating margin sustainability and ability to reduce cost structure
  • * Free cash flow vs. debt service obligations and deleveraging progress
ChatGPT
  • * Revenue growth (YoY)
  • * Interest coverage ratio

RE/MAX Holdings, Inc. (RMAX) Financial Metrics & Key Ratios

Revenue
$291.6M
Net Income
$8.2M
EPS (Diluted)
$0.60
Free Cash Flow
$33.5M
Total Assets
$582.5M
Cash Position
$118.7M

💡 AI Analyst Insight

RE/MAX Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

RMAX Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 16.1%
Net Margin 2.8%
ROE 1.8%
ROA 1.4%
FCF Margin 11.5%

RMAX vs Real Estate Sector: How RE/MAX Holdings, Inc. Compares

How RE/MAX Holdings, Inc. compares to Real Estate sector averages

Net Margin
RMAX 2.8%
vs
Sector Avg 20.0%
RMAX Sector
ROE
RMAX 1.8%
vs
Sector Avg 8.0%
RMAX Sector
Current Ratio
RMAX 1.7x
vs
Sector Avg 1.5x
RMAX Sector
Debt/Equity
RMAX 1.0x
vs
Sector Avg 1.5x
RMAX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is RE/MAX Holdings, Inc. Stock Overvalued? RMAX Valuation Analysis 2026

Based on fundamental analysis, RE/MAX Holdings, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
1.8%
Sector avg: 8%
Net Profit Margin
2.8%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.96x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

RE/MAX Holdings, Inc. Balance Sheet: RMAX Debt, Cash & Liquidity

Current Ratio
1.69x
Quick Ratio
1.69x
Debt/Equity
0.96x
Debt/Assets
105.0%
Interest Coverage
5.08x
Long-term Debt
$432.2M

RMAX Revenue & Earnings Growth: 5-Year Financial Trend

RMAX 5-year financial data: Year 2021: Revenue $329.7M, Net Income $25.3M, EPS N/A. Year 2022: Revenue $353.4M, Net Income $11.3M, EPS N/A. Year 2023: Revenue $353.4M, Net Income -$15.6M, EPS N/A. Year 2024: Revenue $353.4M, Net Income $6.1M, EPS N/A. Year 2025: Revenue $325.7M, Net Income -$69.0M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: RE/MAX Holdings, Inc.'s revenue has remained relatively flat over the 5-year period, with a 1% decline. The most recent EPS of $1.51 reflects profitable operations.

RMAX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
11.5%
Free cash flow / Revenue

RMAX Quarterly Earnings & Performance

Quarterly financial performance data for RE/MAX Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $73.2M $966.0K N/A
Q2 2025 $72.8M $352.0K N/A
Q1 2025 $74.5M -$2.0M N/A
Q3 2024 $78.5M $966.0K N/A
Q2 2024 $78.5M $352.0K N/A
Q1 2024 $78.3M -$671.0K N/A
Q3 2023 $81.2M $140.0K N/A
Q2 2023 $82.4M $1.3M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

RE/MAX Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$40.9M
Cash generated from operations
Stock Buybacks
$3.4M
Shares repurchased (TTM)
Capital Expenditures
$7.4M
Investment in assets
Dividends
None
No dividend program

RMAX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for RE/MAX Holdings, Inc. (CIK: 0001581091)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/fp0098265-1_4.xml View →
Mar 25, 2026 8-K tm269815d1_8k.htm View →
Mar 3, 2026 4 xslF345X05/form4-03042026_020305.xml View →
Mar 3, 2026 4 xslF345X05/form4-03042026_020317.xml View →
Mar 3, 2026 4 xslF345X05/form4-03042026_020320.xml View →

Frequently Asked Questions about RMAX

What is the AI rating for RMAX?

RE/MAX Holdings, Inc. (RMAX) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 69% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RMAX's key strengths?

Claude: Positive free cash flow of $33.5M (11.5% FCF margin) provides operational flexibility. Adequate liquidity with current ratio of 1.69x and $118.7M cash reserves. ChatGPT: Asset-light franchise model supports resilient operating margin and cash generation. Strong liquidity (current/quick 1.69x) and 11.5% FCF margin.

What are the risks of investing in RMAX?

Claude: Revenue declining 5.2% YoY signals deteriorating market conditions in real estate sector. Net income collapsed 39.3% YoY with critically low net margin of 2.8%. ChatGPT: Revenue decline (-5.2% YoY) and net income down sharply (-39.3% YoY) pressure profitability. Leverage remains elevated (LT debt $432M; D/E ~0.96x) increasing sensitivity to interest costs and refinancing.

What is RMAX's revenue and growth?

RE/MAX Holdings, Inc. reported revenue of $291.6M.

Does RMAX pay dividends?

RE/MAX Holdings, Inc. does not currently pay dividends.

Where can I find RMAX SEC filings?

Official SEC filings for RE/MAX Holdings, Inc. (CIK: 0001581091) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RMAX's EPS?

RE/MAX Holdings, Inc. has a diluted EPS of $0.60.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RMAX a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, RE/MAX Holdings, Inc. has a SELL rating with 69% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RMAX stock overvalued or undervalued?

Valuation metrics for RMAX: ROE of 1.8% (sector avg: 8%), net margin of 2.8% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy RMAX stock in 2026?

Our dual AI analysis gives RE/MAX Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RMAX's free cash flow?

RE/MAX Holdings, Inc.'s operating cash flow is $40.9M, with capital expenditures of $7.4M. FCF margin is 11.5%.

How does RMAX compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 2.8% (avg: 20%), ROE 1.8% (avg: 8%), current ratio 1.69 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 9, 2026 | Data as of: 2025-12-31 | Powered by Claude AI