📊 OMCC Key Takeaways
Is OLD MARKET CAPITAL Corp (OMCC) a Good Investment?
OMCC is fundamentally distressed with severe operational losses (-31.5% operating margin), negative free cash flow (-7.7M), and inability to generate profits from minimal revenue (6.2M). Despite adequate balance sheet liquidity and low leverage, the company is burning cash and shows no clear path to profitability with deteriorating operational efficiency.
Strong liquidity and very low leverage provide runway, but core operations remain unprofitable with a -31.5% operating margin and negative interest coverage. Free cash flow is deeply negative due to heavy capital expenditures, with no clear evidence of revenue growth to offset losses. Without tangible margin improvement and cash generation, fundamentals suggest continued cash burn and potential equity erosion.
Why Buy OLD MARKET CAPITAL Corp Stock? OMCC Key Strengths
- Strong liquidity position with 4.55x current ratio and 18.9M cash reserves
- Conservative capital structure with 0.06x debt-to-equity ratio and manageable 3.5M long-term debt
- Positive operating cash flow of 779K suggests some core business activity generating cash
- Robust liquidity: 4.55x current and 4.31x quick ratios with $18.94M cash
- Low leverage: 0.06x debt/equity and $3.46M long-term debt
- Positive operating cash flow ($0.78M) and sizable equity base ($53.78M)
OMCC Stock Risks: OLD MARKET CAPITAL Corp Investment Risks
- Severe unprofitability with -24.2% net margin and -31.5% operating margin on minimal 6.2M revenue
- Negative free cash flow of -7.7M indicating the company is burning cash despite positive operating cash flow, with capex consuming 8.5M
- Negative interest coverage ratio of -2.1x shows inability to service debt obligations from operations
- Lack of revenue growth visibility and deteriorating operational metrics with no clear turnaround strategy
- Persistent operating and net losses (operating margin -31.5%, net margin -24.2%)
- Negative interest coverage (-2.1x) indicates inability to service debt from earnings
- Heavy capex driving -$7.72M FCF and -124.7% FCF margin
Key Metrics to Watch
- Operating margin trend - must improve significantly from -31.5% to approach breakeven
- Free cash flow generation - currently at -7.7M, needs reversal to positive to ensure company viability
- Revenue growth and gross profitability - current 6.2M revenue insufficient to support operating expense base
- Operating margin (path to break-even)
- Free cash flow (capex intensity vs. OCF)
OLD MARKET CAPITAL Corp (OMCC) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 4.55x current ratio provides a solid financial cushion.
OMCC Profit Margin, ROE & Profitability Analysis
OMCC vs Finance Sector: How OLD MARKET CAPITAL Corp Compares
How OLD MARKET CAPITAL Corp compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is OLD MARKET CAPITAL Corp Stock Overvalued? OMCC Valuation Analysis 2026
Based on fundamental analysis, OLD MARKET CAPITAL Corp has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
OLD MARKET CAPITAL Corp Balance Sheet: OMCC Debt, Cash & Liquidity
OMCC Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: OLD MARKET CAPITAL Corp's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-2.86 indicates the company is currently unprofitable.
OMCC Revenue Growth, EPS Growth & YoY Performance
OMCC Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2025 | $489.0K | -$748.0K | $-0.11 |
| Q3 2024 | N/A | -$4.1M | $-0.04 |
| Q2 2024 | N/A | -$458.0K | $-0.07 |
| Q1 2024 | N/A | $1.6M | $0.21 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
OLD MARKET CAPITAL Corp Dividends, Buybacks & Capital Allocation
OMCC SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for OLD MARKET CAPITAL Corp (CIK: 0001000045)
📋 Recent SEC Filings
❓ Frequently Asked Questions about OMCC
What is the AI rating for OMCC?
OLD MARKET CAPITAL Corp (OMCC) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are OMCC's key strengths?
Claude: Strong liquidity position with 4.55x current ratio and 18.9M cash reserves. Conservative capital structure with 0.06x debt-to-equity ratio and manageable 3.5M long-term debt. ChatGPT: Robust liquidity: 4.55x current and 4.31x quick ratios with $18.94M cash. Low leverage: 0.06x debt/equity and $3.46M long-term debt.
What are the risks of investing in OMCC?
Claude: Severe unprofitability with -24.2% net margin and -31.5% operating margin on minimal 6.2M revenue. Negative free cash flow of -7.7M indicating the company is burning cash despite positive operating cash flow, with capex consuming 8.5M. ChatGPT: Persistent operating and net losses (operating margin -31.5%, net margin -24.2%). Negative interest coverage (-2.1x) indicates inability to service debt from earnings.
What is OMCC's revenue and growth?
OLD MARKET CAPITAL Corp reported revenue of $6.2M.
Does OMCC pay dividends?
OLD MARKET CAPITAL Corp does not currently pay dividends.
Where can I find OMCC SEC filings?
Official SEC filings for OLD MARKET CAPITAL Corp (CIK: 0001000045) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is OMCC's EPS?
OLD MARKET CAPITAL Corp has a diluted EPS of $-0.22.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is OMCC a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, OLD MARKET CAPITAL Corp has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is OMCC stock overvalued or undervalued?
Valuation metrics for OMCC: ROE of -2.8% (sector avg: 12%), net margin of -24.2% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy OMCC stock in 2026?
Our dual AI analysis gives OLD MARKET CAPITAL Corp a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is OMCC's free cash flow?
OLD MARKET CAPITAL Corp's operating cash flow is $779.0K, with capital expenditures of $8.5M. FCF margin is -124.7%.
How does OMCC compare to other Finance stocks?
Vs Finance sector averages: Net margin -24.2% (avg: 25%), ROE -2.8% (avg: 12%), current ratio 4.55 (avg: 1.2).