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Natera, Inc. (NTRA) Stock Fundamental Analysis & AI Rating 2026

NTRA Nasdaq Services-Medical Laboratories DE CIK: 0001604821
Updated This Month • Analysis: Apr 3, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
68% Confidence
AGREEMENT
HOLD
62% Conf
BUY
74% Conf

📊 NTRA Key Takeaways

Revenue: $2.3B
Net Margin: -9.0%
Free Cash Flow: $109.1M
Current Ratio: 3.39x
Debt/Equity: 0.17x
EPS: $-1.52
AI Rating: HOLD with 62% confidence
Natera, Inc. (NTRA) receives a BUY rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.3B, net profit margin of -9.0%, and return on equity (ROE) of -12.2%, Natera, Inc. demonstrates strong fundamentals in the Healthcare sector. Below is our complete NTRA stock analysis for 2026.

Is Natera, Inc. (NTRA) a Good Investment?

Claude

Natera demonstrates strong revenue growth (35.9% YoY) and healthy liquidity position with solid free cash flow generation ($109.1M), indicating operational momentum in a growing medical diagnostics market. However, persistent operating losses (-13.4% margin) and negative profitability despite scale suggest the company is still in an expensive growth phase with significant path-to-profitability questions unresolved.

ChatGPT

Natera shows strong fundamentals with 36% revenue growth, ample liquidity, low leverage, and positive operating and free cash flow despite GAAP losses. If operating leverage continues and margins improve, the balance sheet provides sufficient runway to reach sustainable profitability.

Why Buy Natera, Inc. Stock? NTRA Key Strengths

Claude
  • + Strong revenue growth at 35.9% YoY showing market traction and demand expansion
  • + Healthy free cash flow of $109.1M despite operating losses demonstrates underlying operational efficiency
  • + Excellent liquidity position with 3.39x current ratio and $1.1B cash providing runway for continued investment
  • + Low leverage with 0.17x debt-to-equity ratio providing financial flexibility
  • + Positive gross margin of 31.4% indicating pricing power and core business viability
ChatGPT
  • + Rapid topline growth (+35.9% YoY)
  • + Robust liquidity and low leverage (3.39x current ratio, 0.17x D/E)
  • + Positive operating cash flow and FCF

NTRA Stock Risks: Natera, Inc. Investment Risks

Claude
  • ! Persistent operating losses of -$309.9M and negative net margin of -9.0% despite $2.3B revenue scale raise profitability sustainability questions
  • ! Negative return on equity (-12.2%) and return on assets (-8.7%) indicate capital is not being deployed efficiently
  • ! High insider activity (54 Form 4 filings in 90 days) may signal uncertainty among management regarding company direction
  • ! Operating margin deterioration suggests operating expenses growing faster than revenue despite scale advantages
  • ! Interest coverage ratio of -76.2x indicates inability to cover debt service from operations, relying on cash reserves
ChatGPT
  • ! Persistent operating losses and negative interest coverage
  • ! Gross margin pressure from reimbursement/pricing dynamics
  • ! Higher capex needs could compress FCF if growth slows

Key Metrics to Watch

Claude
  • * Path to operating profitability and quarterly operating margin trend
  • * Free cash flow sustainability and burn rate relative to cash reserves
  • * Operating expense ratio as percentage of revenue and evidence of operating leverage
  • * Gross margin stability and any pricing pressure in medical diagnostics market
  • * Insider transaction patterns and aggregate share count changes
ChatGPT
  • * Operating margin trajectory
  • * Free cash flow margin

Natera, Inc. (NTRA) Financial Metrics & Key Ratios

Revenue
$2.3B
Net Income
$-208.2M
EPS (Diluted)
$-1.52
Free Cash Flow
$109.1M
Total Assets
$2.4B
Cash Position
$1.1B

💡 AI Analyst Insight

The relatively thin 4.7% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.39x current ratio provides a solid financial cushion.

NTRA Profit Margin, ROE & Profitability Analysis

Gross Margin 31.4%
Operating Margin -13.4%
Net Margin -9.0%
ROE -12.2%
ROA -8.7%
FCF Margin 4.7%

NTRA vs Healthcare Sector: How Natera, Inc. Compares

How Natera, Inc. compares to Healthcare sector averages

Net Margin
NTRA -9.0%
vs
Sector Avg 12.0%
NTRA Sector
ROE
NTRA -12.2%
vs
Sector Avg 15.0%
NTRA Sector
Current Ratio
NTRA 3.4x
vs
Sector Avg 2.0x
NTRA Sector
Debt/Equity
NTRA 0.2x
vs
Sector Avg 0.6x
NTRA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Natera, Inc. Stock Overvalued? NTRA Valuation Analysis 2026

Based on fundamental analysis, Natera, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-12.2%
Sector avg: 15%
Net Profit Margin
-9.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.17x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Natera, Inc. Balance Sheet: NTRA Debt, Cash & Liquidity

Current Ratio
3.39x
Quick Ratio
3.24x
Debt/Equity
0.17x
Debt/Assets
28.6%
Interest Coverage
-76.16x
Long-term Debt
$282.9M

NTRA Revenue & Earnings Growth: 5-Year Financial Trend

NTRA 5-year financial data: Year 2021: Revenue $625.5M, Net Income -$124.8M, EPS $-1.79. Year 2022: Revenue $820.2M, Net Income -$229.7M, EPS $-2.84. Year 2023: Revenue $1.1B, Net Income -$471.7M, EPS $-5.21. Year 2024: Revenue $1.7B, Net Income -$547.8M, EPS $-5.57. Year 2025: Revenue $2.3B, Net Income -$434.8M, EPS $-3.78.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Natera, Inc.'s revenue has grown significantly by 269% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3.78 indicates the company is currently unprofitable.

NTRA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
4.7%
Free cash flow / Revenue

NTRA Quarterly Earnings & Performance

Quarterly financial performance data for Natera, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $439.8M -$31.6M $-0.26
Q2 2025 $413.4M -$37.5M $-0.30
Q1 2025 $367.7M -$66.9M $-0.50
Q3 2024 $268.3M -$31.6M $-0.26
Q2 2024 $261.4M -$37.5M $-0.30
Q1 2024 $241.8M -$67.6M $-0.56
Q3 2023 $210.6M -$109.0M $-0.95
Q2 2023 $198.2M -$110.8M $-0.97

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Natera, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$215.3M
Cash generated from operations
Capital Expenditures
$106.2M
Investment in assets
Dividends
None
No dividend program

NTRA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Natera, Inc. (CIK: 0001604821)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 4 xslF345X06/form4-04082026_090401.xml View →
Apr 3, 2026 4 xslF345X06/form4-04032026_090404.xml View →
Apr 3, 2026 4 xslF345X06/form4-04032026_090401.xml View →
Apr 1, 2026 4 xslF345X06/form4-04012026_090401.xml View →
Apr 1, 2026 8-K tm2610771d1_8k.htm View →

Frequently Asked Questions about NTRA

What is the AI rating for NTRA?

Natera, Inc. (NTRA) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NTRA's key strengths?

Claude: Strong revenue growth at 35.9% YoY showing market traction and demand expansion. Healthy free cash flow of $109.1M despite operating losses demonstrates underlying operational efficiency. ChatGPT: Rapid topline growth (+35.9% YoY). Robust liquidity and low leverage (3.39x current ratio, 0.17x D/E).

What are the risks of investing in NTRA?

Claude: Persistent operating losses of -$309.9M and negative net margin of -9.0% despite $2.3B revenue scale raise profitability sustainability questions. Negative return on equity (-12.2%) and return on assets (-8.7%) indicate capital is not being deployed efficiently. ChatGPT: Persistent operating losses and negative interest coverage. Gross margin pressure from reimbursement/pricing dynamics.

What is NTRA's revenue and growth?

Natera, Inc. reported revenue of $2.3B.

Does NTRA pay dividends?

Natera, Inc. does not currently pay dividends.

Where can I find NTRA SEC filings?

Official SEC filings for Natera, Inc. (CIK: 0001604821) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NTRA's EPS?

Natera, Inc. has a diluted EPS of $-1.52.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NTRA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Natera, Inc. has a BUY rating with 68% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is NTRA stock overvalued or undervalued?

Valuation metrics for NTRA: ROE of -12.2% (sector avg: 15%), net margin of -9.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NTRA stock in 2026?

Our dual AI analysis gives Natera, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NTRA's free cash flow?

Natera, Inc.'s operating cash flow is $215.3M, with capital expenditures of $106.2M. FCF margin is 4.7%.

How does NTRA compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -9.0% (avg: 12%), ROE -12.2% (avg: 15%), current ratio 3.39 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 3, 2026 | Data as of: 2025-12-31 | Powered by Claude AI