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Nocopi Technologies Inc./MD/ (NNUP) Stock Fundamental Analysis & AI Rating 2026

NNUP OTC Games, Toys & Children's Vehicles (No Dolls & Bicycles) MD CIK: 0000888981
Updated This Month • Analysis: Apr 3, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
56% Confidence
AGREEMENT
HOLD
45% Conf
BUY
66% Conf

📊 NNUP Key Takeaways

Revenue: $1.5M
Net Margin: -10.4%
Free Cash Flow: $713.9K
Current Ratio: 45.02x
Debt/Equity: 0.00x
EPS: $-0.01
AI Rating: HOLD with 45% confidence
Nocopi Technologies Inc./MD/ (NNUP) receives a BUY rating with 56% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.5M, net profit margin of -10.4%, and return on equity (ROE) of -1.1%, Nocopi Technologies Inc./MD/ demonstrates strong fundamentals in the Market sector. Below is our complete NNUP stock analysis for 2026.

Is Nocopi Technologies Inc./MD/ (NNUP) a Good Investment?

Claude

NoCopi Technologies demonstrates exceptional revenue growth of 146.9% YoY and maintains a strong cash position ($11.6M) with exceptional liquidity ratios, but faces significant operational challenges with a -40.3% operating margin and negative net income despite improved loss reduction. The company's strong free cash flow ($713.9K) and minimal debt provide financial flexibility, though sustained profitability remains unproven and path to break-even is unclear.

ChatGPT

Nocopi shows a sharp YoY revenue inflection with strong gross margins, while still operating at a loss. A cash‑rich, debt‑free balance sheet and positive operating/free cash flow provide ample runway to convert growth into profitability. If management leverages fixed costs and sustains growth, fundamentals can improve materially.

Why Buy Nocopi Technologies Inc./MD/ Stock? NNUP Key Strengths

Claude
  • + Revenue growth of 146.9% YoY demonstrates strong market demand and successful execution of sales strategy
  • + Exceptional cash position of $11.6M with minimal liabilities ($281.6K) provides substantial financial cushion and runway
  • + Outstanding liquidity metrics (45.02x current ratio, 43.45x quick ratio) indicate ability to meet obligations easily
  • + Positive free cash flow of $713.9K despite operating losses shows core operations are generating cash
  • + Strong gross margin of 54.5% indicates healthy unit economics and pricing power
  • + Net loss improvement of 94.2% YoY suggests operational efficiency gains and path toward profitability
ChatGPT
  • + Debt-free, cash-rich balance sheet with minimal liabilities
  • + Healthy ~55% gross margin enabling operating leverage potential
  • + Positive operating and free cash flow despite GAAP net loss

NNUP Stock Risks: Nocopi Technologies Inc./MD/ Investment Risks

Claude
  • ! Significant operating losses of -$601.4K with -40.3% operating margin indicate unsustainable cost structure relative to revenue
  • ! Negative net income of -$154.9K and negative ROE/ROA of -1.1% show company is destroying shareholder value
  • ! Operating cash flow may not sustain if losses continue; cash burn from operations could deplete reserves despite current surplus
  • ! Company in early growth phase with unproven ability to achieve profitability at scale
  • ! Small-cap OTC status with limited liquidity and regulatory scrutiny typical of emerging companies
  • ! Interest coverage ratio of -25.0x reflects inability to service debt from operations, limiting financing options
ChatGPT
  • ! Ongoing operating losses and negative operating margin
  • ! Small revenue base with potential customer/revenue concentration risk
  • ! Cash flow partly driven by working-capital swings that may reverse

Key Metrics to Watch

Claude
  • * Path to operating profitability - watch for quarterly progression toward positive operating income
  • * Operating margin expansion - critical to demonstrate cost discipline as revenue scales
  • * Cash burn rate and runway - monitor quarterly cash flow trends to ensure no depletion of reserves
  • * Gross margin stability - maintain 50%+ gross margin as company scales production
  • * Revenue sustainability - confirm 146% growth is repeatable or identify normalized growth rate
ChatGPT
  • * Operating margin (path to sustained profitability)
  • * YoY revenue growth and gross margin stability

Nocopi Technologies Inc./MD/ (NNUP) Financial Metrics & Key Ratios

Revenue
$1.5M
Net Income
$-154.9K
EPS (Diluted)
$-0.01
Free Cash Flow
$713.9K
Total Assets
$14.0M
Cash Position
$11.6M

💡 AI Analyst Insight

The 47.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 45.02x current ratio provides a solid financial cushion.

NNUP Profit Margin, ROE & Profitability Analysis

Gross Margin 54.5%
Operating Margin -40.3%
Net Margin -10.4%
ROE -1.1%
ROA -1.1%
FCF Margin 47.8%

NNUP vs Market Sector: How Nocopi Technologies Inc./MD/ Compares

How Nocopi Technologies Inc./MD/ compares to Market sector averages

Net Margin
NNUP -10.4%
vs
Sector Avg 12.0%
NNUP Sector
ROE
NNUP -1.1%
vs
Sector Avg 15.0%
NNUP Sector
Current Ratio
NNUP 45.0x
vs
Sector Avg 1.8x
NNUP Sector
Debt/Equity
NNUP 0.0x
vs
Sector Avg 0.7x
NNUP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Nocopi Technologies Inc./MD/ Stock Overvalued? NNUP Valuation Analysis 2026

Based on fundamental analysis, Nocopi Technologies Inc./MD/ has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-1.1%
Sector avg: 15%
Net Profit Margin
-10.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Nocopi Technologies Inc./MD/ Balance Sheet: NNUP Debt, Cash & Liquidity

Current Ratio
45.02x
Quick Ratio
43.45x
Debt/Equity
0.00x
Debt/Assets
2.0%
Interest Coverage
-24.95x
Long-term Debt
N/A

NNUP Revenue & Earnings Growth: 5-Year Financial Trend

NNUP 5-year financial data: Year 2021: Revenue $809.9K, Net Income $508.4K, EPS $0.01. Year 2022: Revenue $3.6M, Net Income $49.4K, EPS $0.01. Year 2023: Revenue $3.6M, Net Income $1.8M, EPS $0.24. Year 2024: Revenue $563.2K, Net Income -$1.4M, EPS $-0.15. Year 2025: Revenue $605.1K, Net Income -$2.7M, EPS $-0.25.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Nocopi Technologies Inc./MD/'s revenue has declined by 25% over the 5-year period, indicating business contraction. The most recent EPS of $-0.25 indicates the company is currently unprofitable.

NNUP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
47.8%
Free cash flow / Revenue

NNUP Quarterly Earnings & Performance

Quarterly financial performance data for Nocopi Technologies Inc./MD/ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $110.2K $25.5K $0.00
Q2 2025 $89.0K $25.5K $0.00
Q1 2025 $86.5K $25.5K $0.00
Q3 2024 $136.9K -$251.1K $-0.02
Q2 2024 $89.0K $79.1K $0.01
Q1 2024 $86.5K $30.3K $0.00
Q3 2023 $136.9K $30.3K $0.03
Q2 2023 $150.2K $30.3K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Nocopi Technologies Inc./MD/ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$713.9K
Cash generated from operations
Dividends
None
No dividend program

NNUP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Nocopi Technologies Inc./MD/ (CIK: 0000888981)

📋 Recent SEC Filings

Date Form Document Action
Mar 31, 2026 10-K nnup_10k.htm View →
Jan 5, 2026 4 xslF345X05/ownership.xml View →
Jan 5, 2026 4 xslF345X05/ownership.xml View →
Jan 5, 2026 4 xslF345X05/ownership.xml View →
Jan 5, 2026 8-K nnup_8k.htm View →

Frequently Asked Questions about NNUP

What is the AI rating for NNUP?

Nocopi Technologies Inc./MD/ (NNUP) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 56% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NNUP's key strengths?

Claude: Revenue growth of 146.9% YoY demonstrates strong market demand and successful execution of sales strategy. Exceptional cash position of $11.6M with minimal liabilities ($281.6K) provides substantial financial cushion and runway. ChatGPT: Debt-free, cash-rich balance sheet with minimal liabilities. Healthy ~55% gross margin enabling operating leverage potential.

What are the risks of investing in NNUP?

Claude: Significant operating losses of -$601.4K with -40.3% operating margin indicate unsustainable cost structure relative to revenue. Negative net income of -$154.9K and negative ROE/ROA of -1.1% show company is destroying shareholder value. ChatGPT: Ongoing operating losses and negative operating margin. Small revenue base with potential customer/revenue concentration risk.

What is NNUP's revenue and growth?

Nocopi Technologies Inc./MD/ reported revenue of $1.5M.

Does NNUP pay dividends?

Nocopi Technologies Inc./MD/ does not currently pay dividends.

Where can I find NNUP SEC filings?

Official SEC filings for Nocopi Technologies Inc./MD/ (CIK: 0000888981) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NNUP's EPS?

Nocopi Technologies Inc./MD/ has a diluted EPS of $-0.01.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NNUP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Nocopi Technologies Inc./MD/ has a BUY rating with 56% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is NNUP stock overvalued or undervalued?

Valuation metrics for NNUP: ROE of -1.1% (sector avg: 15%), net margin of -10.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NNUP stock in 2026?

Our dual AI analysis gives Nocopi Technologies Inc./MD/ a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NNUP's free cash flow?

Nocopi Technologies Inc./MD/'s operating cash flow is $713.9K, with capital expenditures of $0.0. FCF margin is 47.8%.

How does NNUP compare to other Market stocks?

Vs Default sector averages: Net margin -10.4% (avg: 12%), ROE -1.1% (avg: 15%), current ratio 45.02 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 3, 2026 | Data as of: 2025-12-31 | Powered by Claude AI