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Non Invasive Monitoring Systems Inc. /FL/ (NIMU) Stock Fundamental Analysis & AI Rating 2026

NIMU OTC Electromedical & Electrotherapeutic Apparatus FL CIK: 0000720762
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-10-31
Combined AI Rating
STRONG SELL
96% Confidence
STRONG AGREEMENT
STRONG SELL
98% Conf
STRONG SELL
94% Conf

📊 NIMU Key Takeaways

Revenue: $6.0K
Net Margin: -700.0%
Free Cash Flow: $-22.0K
Current Ratio: 0.01x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 98% confidence
Non Invasive Monitoring Systems Inc. /FL/ (NIMU) receives a STRONG SELL rating with 96% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $6.0K, net profit margin of -700.0%, Non Invasive Monitoring Systems Inc. /FL/ demonstrates mixed fundamentals in the Healthcare sector. Below is our complete NIMU stock analysis for 2026.

Is Non Invasive Monitoring Systems Inc. /FL/ (NIMU) a Good Investment?

Claude

NIMU is technically insolvent with negative stockholders equity of -$989K, virtually zero revenue ($6K), and massive operating losses exceeding 700% of revenue. The company burns cash with no operational profitability or liquidity to service its $2.1M debt burden, indicating imminent bankruptcy risk.

ChatGPT

Fundamentals are extremely weak: negligible revenue with flat YoY growth, deeply negative margins, and ongoing operating/free-cash outflows. The balance sheet is insolvent (negative equity, current ratio ~0.01x) with debt that the business cannot service (negative interest coverage). Without a credible turnaround, capital infusion, or debt restructuring, going‑concern risk is high.

Why Buy Non Invasive Monitoring Systems Inc. /FL/ Stock? NIMU Key Strengths

Claude
  • + Company still operationally active in electromedical sector
  • + Some long-term debt indicates prior creditor confidence
  • + Minimal cash burn rate given scale ($22K annually)
ChatGPT
  • + Low absolute operating cash burn (OCF ~-$22K)
  • + Minimal capex burden (FCF ≈ OCF)
  • + Revenue stable YoY (albeit at a negligible level)

NIMU Stock Risks: Non Invasive Monitoring Systems Inc. /FL/ Investment Risks

Claude
  • ! Negative stockholders equity - company is balance sheet insolvent
  • ! Insufficient liquidity - current ratio of 0.01x cannot meet obligations
  • ! Revenue collapse with $6K annual revenue and zero growth momentum
  • ! Debt burden of $2.1M long-term debt plus $995K liabilities vastly exceeds $6K in total assets
  • ! Persistent negative operating cash flow with no path to profitability
  • ! Zero insider activity suggests abandonment by management
ChatGPT
  • ! Insolvency/going‑concern risk from negative equity and tiny assets
  • ! Inability to service debt given negative interest coverage
  • ! Lack of revenue traction to scale toward breakeven

Key Metrics to Watch

Claude
  • * Stockholders equity recovery (currently -$989K)
  • * Operating cash flow sustainability (currently -$22K)
  • * Debt restructuring or default events
  • * Revenue generation inflection (currently $6K, needs 100x+ growth)
ChatGPT
  • * Interest coverage
  • * Operating cash flow (quarterly)

Non Invasive Monitoring Systems Inc. /FL/ (NIMU) Financial Metrics & Key Ratios

Revenue
$6.0K
Net Income
$-42.0K
EPS (Diluted)
$0.00
Free Cash Flow
$-22.0K
Total Assets
$6.0K
Cash Position
$6.0K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

NIMU Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -416.7%
Net Margin -700.0%
ROE N/A
ROA -700.0%
FCF Margin -366.7%

NIMU vs Healthcare Sector: How Non Invasive Monitoring Systems Inc. /FL/ Compares

How Non Invasive Monitoring Systems Inc. /FL/ compares to Healthcare sector averages

Net Margin
NIMU -700.0%
vs
Sector Avg 12.0%
NIMU Sector
ROE
NIMU 0.0%
vs
Sector Avg 15.0%
NIMU Sector
Current Ratio
NIMU 0.0x
vs
Sector Avg 2.0x
NIMU Sector
Debt/Equity
NIMU 0.0x
vs
Sector Avg 0.6x
NIMU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Non Invasive Monitoring Systems Inc. /FL/ Stock Overvalued? NIMU Valuation Analysis 2026

Based on fundamental analysis, Non Invasive Monitoring Systems Inc. /FL/ has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
-700.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Non Invasive Monitoring Systems Inc. /FL/ Balance Sheet: NIMU Debt, Cash & Liquidity

Current Ratio
0.01x
Quick Ratio
-0.09x
Debt/Equity
N/A
Debt/Assets
16,583.3%
Interest Coverage
-1.47x
Long-term Debt
$2.1M

NIMU Revenue & Earnings Growth: 5-Year Financial Trend

NIMU 5-year financial data: Year 2014: Revenue $109.0K, Net Income N/A, EPS N/A. Year 2015: Revenue $13.0K, Net Income N/A, EPS N/A. Year 2016: Revenue $23.0K, Net Income N/A, EPS N/A. Year 2017: Revenue $23.0K, Net Income N/A, EPS N/A. Year 2018: Revenue $6.0K, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Non Invasive Monitoring Systems Inc. /FL/'s revenue has declined by 94% over the 5-year period, indicating business contraction. The most recent EPS of $0.00 indicates the company is currently unprofitable.

NIMU Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-366.7%
Free cash flow / Revenue

NIMU Quarterly Earnings & Performance

Quarterly financial performance data for Non Invasive Monitoring Systems Inc. /FL/ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2018 $6.0K -$102.0K N/A
Q2 2018 $5.0K -$99.0K N/A
Q3 2017 $6.0K -$102.0K N/A
Q2 2017 $5.0K -$111.0K N/A
Q1 2017 $8.0K -$94.0K N/A
Q3 2016 $7.0K -$85.0K N/A
Q2 2016 $8.0K -$111.0K N/A
Q1 2016 N/A -$94.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Non Invasive Monitoring Systems Inc. /FL/ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$22.0K
Cash generated from operations
Dividends
None
No dividend program

NIMU SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Non Invasive Monitoring Systems Inc. /FL/ (CIK: 0000720762)

📋 Recent SEC Filings

Date Form Document Action
Mar 12, 2026 8-K form8-k.htm View →
Jan 30, 2026 10-Q form10-q.htm View →
Jan 30, 2026 10-K form10-k.htm View →
Jan 7, 2026 8-K form8-k.htm View →
Sep 3, 2025 8-K form8-k.htm View →

Frequently Asked Questions about NIMU

What is the AI rating for NIMU?

Non Invasive Monitoring Systems Inc. /FL/ (NIMU) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 96% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NIMU's key strengths?

Claude: Company still operationally active in electromedical sector. Some long-term debt indicates prior creditor confidence. ChatGPT: Low absolute operating cash burn (OCF ~-$22K). Minimal capex burden (FCF ≈ OCF).

What are the risks of investing in NIMU?

Claude: Negative stockholders equity - company is balance sheet insolvent. Insufficient liquidity - current ratio of 0.01x cannot meet obligations. ChatGPT: Insolvency/going‑concern risk from negative equity and tiny assets. Inability to service debt given negative interest coverage.

What is NIMU's revenue and growth?

Non Invasive Monitoring Systems Inc. /FL/ reported revenue of $6.0K.

Does NIMU pay dividends?

Non Invasive Monitoring Systems Inc. /FL/ does not currently pay dividends.

Where can I find NIMU SEC filings?

Official SEC filings for Non Invasive Monitoring Systems Inc. /FL/ (CIK: 0000720762) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NIMU's EPS?

Non Invasive Monitoring Systems Inc. /FL/ has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NIMU a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Non Invasive Monitoring Systems Inc. /FL/ has a STRONG SELL rating with 96% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NIMU stock overvalued or undervalued?

Valuation metrics for NIMU: ROE of N/A (sector avg: 15%), net margin of -700.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NIMU stock in 2026?

Our dual AI analysis gives Non Invasive Monitoring Systems Inc. /FL/ a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NIMU's free cash flow?

Non Invasive Monitoring Systems Inc. /FL/'s operating cash flow is $-22.0K, with capital expenditures of N/A. FCF margin is -366.7%.

How does NIMU compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -700.0% (avg: 12%), ROE N/A (avg: 15%), current ratio 0.01 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-10-31 | Powered by Claude AI