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New England Realty Associates Limited Partnership (NEN) Stock Fundamental Analysis & AI Rating 2026

NEN NYSE Operators of Apartment Buildings MA CIK: 0000746514
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
55% Confidence
AGREEMENT
SELL
50% Conf
HOLD
60% Conf

📊 NEN Key Takeaways

Revenue: $89.2M
Net Margin: 6.8%
Free Cash Flow: $27.7M
Current Ratio: N/A
Debt/Equity: N/A
EPS: $0.00
AI Rating: SELL with 50% confidence
New England Realty Associates Limited Partnership (NEN) receives a SELL rating with 55% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $89.2M, net profit margin of 6.8%, New England Realty Associates Limited Partnership demonstrates mixed fundamentals in the Market sector. Below is our complete NEN stock analysis for 2026.

Is New England Realty Associates Limited Partnership (NEN) a Good Investment?

Claude

New England Realty operates with positive operating cash flow (27.7M) and a healthy 23.9% operating margin, but faces severe structural balance sheet stress with liabilities (579.5M) exceeding assets (505.3M), resulting in negative stockholders' equity. The unusually suspicious 11,107% YoY revenue growth coupled with flat net income raises significant data quality concerns, and with only 26.7M in cash against 531M in long-term debt, the company lacks adequate liquidity to service its obligations.

ChatGPT

NEN’s apartment portfolio produces steady rental cash flow with a solid operating margin and strong free cash flow conversion (31% FCF margin), supporting a 5.5x interest coverage. However, leverage is elevated with liabilities exceeding assets and profitability is modest (1.2% ROA), increasing sensitivity to interest rates and refinancing conditions. Maintain a neutral stance pending deleveraging and consistent same‑store NOI gains.

Why Buy New England Realty Associates Limited Partnership Stock? NEN Key Strengths

Claude
  • + Strong operating cash flow generation at 27.7M despite financial stress
  • + Excellent free cash flow margin of 31.0% indicates efficient cash conversion
  • + Adequate interest coverage ratio of 5.5x suggests ability to service current debt payments
ChatGPT
  • + Stable recurring rental income base
  • + Strong free cash flow generation (31% FCF margin)
  • + Adequate interest coverage at 5.5x

NEN Stock Risks: New England Realty Associates Limited Partnership Investment Risks

Claude
  • ! Negative stockholders' equity indicates technical insolvency with liabilities exceeding assets by 74.2M
  • ! Extreme leverage with long-term debt of 531M representing 105% of total assets
  • ! Critically suspicious 11,107% YoY revenue growth coupled with 0% net income growth suggests severe data quality issues or accounting anomalies
  • ! Minimal liquidity position with only 26.7M cash against 579.5M total liabilities
ChatGPT
  • ! High leverage with liabilities > assets and $531M long-term debt
  • ! Refinancing and interest-rate sensitivity
  • ! Potential occupancy/regulatory pressures on rent growth and NOI

Key Metrics to Watch

Claude
  • * Stockholders' equity trend and path to positive equity restoration
  • * Total debt reduction progress and refinancing risk
  • * Revenue sustainability and validation of extraordinary growth claims
ChatGPT
  • * Interest coverage
  • * Same-store NOI growth and occupancy

New England Realty Associates Limited Partnership (NEN) Financial Metrics & Key Ratios

Revenue
$89.2M
Net Income
$6.0M
EPS (Diluted)
$0.00
Free Cash Flow
$27.7M
Total Assets
$505.3M
Cash Position
$26.7M

💡 AI Analyst Insight

The 31.0% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

NEN Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 23.9%
Net Margin 6.8%
ROE N/A
ROA 1.2%
FCF Margin 31.0%

NEN vs Market Sector: How New England Realty Associates Limited Partnership Compares

How New England Realty Associates Limited Partnership compares to Market sector averages

Net Margin
NEN 6.8%
vs
Sector Avg 12.0%
NEN Sector
ROE
NEN 0.0%
vs
Sector Avg 15.0%
NEN Sector
Current Ratio
NEN 0.0x
vs
Sector Avg 1.8x
NEN Sector
Debt/Equity
NEN 0.0x
vs
Sector Avg 0.7x
NEN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is New England Realty Associates Limited Partnership Stock Overvalued? NEN Valuation Analysis 2026

Based on fundamental analysis, New England Realty Associates Limited Partnership has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
6.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

New England Realty Associates Limited Partnership Balance Sheet: NEN Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
N/A
Debt/Assets
114.7%
Interest Coverage
5.46x
Long-term Debt
$531.0M

NEN Revenue & Earnings Growth: 5-Year Financial Trend

NEN 5-year financial data: Year 2021: Revenue $465.1K, Net Income $6.5M, EPS N/A. Year 2022: Revenue $733.1K, Net Income $1.4M, EPS N/A. Year 2023: Revenue $733.1K, Net Income -$2.7M, EPS N/A. Year 2024: Revenue $769.6K, Net Income $3.7M, EPS N/A. Year 2025: Revenue $795.9K, Net Income $8.5M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: New England Realty Associates Limited Partnership's revenue has grown significantly by 71% over the 5-year period, indicating strong business expansion.

NEN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
31.0%
Free cash flow / Revenue

NEN Quarterly Earnings & Performance

Quarterly financial performance data for New England Realty Associates Limited Partnership including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $187.9K -$521.8K N/A
Q2 2025 $202.1K $4.1M N/A
Q1 2025 $183.0K $3.5M N/A
Q3 2024 $157.3K $2.2M N/A
Q2 2024 $136.1K $2.2M N/A
Q1 2024 $123.0K $1.8M N/A
Q3 2023 $103.9K $995.2K N/A
Q2 2023 $106.2K $243.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

New England Realty Associates Limited Partnership Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$27.7M
Cash generated from operations
Stock Buybacks
$821.2K
Shares repurchased (TTM)
Dividends
None
No dividend program

NEN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for New England Realty Associates Limited Partnership (CIK: 0000746514)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/form4-04022026_020407.xml View →
Apr 2, 2026 4 xslF345X06/form4-04022026_020449.xml View →
Mar 13, 2026 10-K nen-20251231x10k.htm View →
Jan 2, 2026 4 xslF345X05/form4-01022026_030138.xml View →
Jan 2, 2026 4 xslF345X05/form4-01022026_030148.xml View →

Frequently Asked Questions about NEN

What is the AI rating for NEN?

New England Realty Associates Limited Partnership (NEN) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 55% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NEN's key strengths?

Claude: Strong operating cash flow generation at 27.7M despite financial stress. Excellent free cash flow margin of 31.0% indicates efficient cash conversion. ChatGPT: Stable recurring rental income base. Strong free cash flow generation (31% FCF margin).

What are the risks of investing in NEN?

Claude: Negative stockholders' equity indicates technical insolvency with liabilities exceeding assets by 74.2M. Extreme leverage with long-term debt of 531M representing 105% of total assets. ChatGPT: High leverage with liabilities > assets and $531M long-term debt. Refinancing and interest-rate sensitivity.

What is NEN's revenue and growth?

New England Realty Associates Limited Partnership reported revenue of $89.2M.

Does NEN pay dividends?

New England Realty Associates Limited Partnership does not currently pay dividends.

Where can I find NEN SEC filings?

Official SEC filings for New England Realty Associates Limited Partnership (CIK: 0000746514) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NEN's EPS?

New England Realty Associates Limited Partnership has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NEN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, New England Realty Associates Limited Partnership has a SELL rating with 55% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NEN stock overvalued or undervalued?

Valuation metrics for NEN: ROE of N/A (sector avg: 15%), net margin of 6.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NEN stock in 2026?

Our dual AI analysis gives New England Realty Associates Limited Partnership a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NEN's free cash flow?

New England Realty Associates Limited Partnership's operating cash flow is $27.7M, with capital expenditures of N/A. FCF margin is 31.0%.

How does NEN compare to other Market stocks?

Vs Default sector averages: Net margin 6.8% (avg: 12%), ROE N/A (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI