📊 INTG Key Takeaways
Is Intergroup Corp. (INTG) a Good Investment?
Intergroup Corp exhibits severe financial distress with negative stockholders' equity of -$85.2M, indicating the company is technically insolvent. Despite modest revenue growth of 10.7% YoY, the company is destroying cash with negative operating cash flow of -$319K and negative free cash flow of -$1.8M, while carrying excessive debt of $233.2M against only $6.6M in cash. The critically low interest coverage ratio of 0.7x suggests the company cannot service its debt obligations from operating earnings, presenting extreme solvency risk.
Intergroup shows modest top-line growth and positive operating income, but the quality of that growth is weak given thin net margins, negative operating and free cash flow, and interest coverage below 1x. The balance sheet is severely impaired with negative equity and very high leverage, leaving little room for operational setbacks or higher financing costs.
Why Buy Intergroup Corp. Stock? INTG Key Strengths
- Revenue growth of 10.7% year-over-year demonstrates top-line expansion
- Net income increased 29.1% YoY to $980K, showing improving profitability trend
- Operating margin of 13.5% is reasonable for apartment building operations
- Revenue grew 10.7% year over year, indicating some operating momentum
- Operating income remained positive with a 13.5% operating margin
- Net income improved 29.1% year over year, showing reported earnings progress
INTG Stock Risks: Intergroup Corp. Investment Risks
- Negative stockholders' equity of -$85.2M indicates technical insolvency and equity wipeout risk
- Interest coverage of 0.7x is critically low and unsustainable; company cannot cover debt service from operations
- Negative operating cash flow of -$319K despite positive net income signals poor earnings quality and potential accounting adjustments
- Massive leverage with $233.2M debt versus $6.6M cash creates severe liquidity risk and refinancing vulnerability
- Negative free cash flow of -$1.8M indicates the business cannot fund operations or capital needs without external financing
- Negative stockholders equity signals a deeply stressed balance sheet
- Interest coverage of 0.7x suggests earnings are insufficient to comfortably service debt
- Negative operating cash flow and free cash flow indicate weak cash generation despite reported profitability
Key Metrics to Watch
- Operating cash flow trend - critical to verify sustainability of positive net income
- Debt service coverage ratio and refinancing schedule - essential for solvency assessment
- Stockholders' equity recovery path - monitor if negative equity can be eliminated through earnings retention
- Operating cash flow and free cash flow sustainability
- Interest coverage and total debt reduction
Intergroup Corp. (INTG) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
INTG Profit Margin, ROE & Profitability Analysis
INTG vs Market Sector: How Intergroup Corp. Compares
How Intergroup Corp. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Intergroup Corp. Stock Overvalued? INTG Valuation Analysis 2026
Based on fundamental analysis, Intergroup Corp. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Intergroup Corp. Balance Sheet: INTG Debt, Cash & Liquidity
INTG Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Intergroup Corp.'s revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $4.06 reflects profitable operations.
INTG Revenue Growth, EPS Growth & YoY Performance
INTG Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $14.4M | $980.0K | $0.46 |
| Q1 2026 | $16.9M | -$398.0K | $-0.18 |
| Q3 2025 | $14.9M | -$578.0K | $-0.27 |
| Q2 2025 | $14.3M | -$1.5M | $-0.69 |
| Q1 2025 | $15.5M | -$398.0K | $-0.18 |
| Q3 2024 | $14.4M | -$356.0K | N/A |
| Q2 2024 | $13.9M | -$1.5M | N/A |
| Q1 2024 | $15.5M | -$199.0K | $-0.09 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Intergroup Corp. Dividends, Buybacks & Capital Allocation
INTG SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Intergroup Corp. (CIK: 0000069422)
📋 Recent SEC Filings
❓ Frequently Asked Questions about INTG
What is the AI rating for INTG?
Intergroup Corp. (INTG) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are INTG's key strengths?
Claude: Revenue growth of 10.7% year-over-year demonstrates top-line expansion. Net income increased 29.1% YoY to $980K, showing improving profitability trend. ChatGPT: Revenue grew 10.7% year over year, indicating some operating momentum. Operating income remained positive with a 13.5% operating margin.
What are the risks of investing in INTG?
Claude: Negative stockholders' equity of -$85.2M indicates technical insolvency and equity wipeout risk. Interest coverage of 0.7x is critically low and unsustainable; company cannot cover debt service from operations. ChatGPT: Negative stockholders equity signals a deeply stressed balance sheet. Interest coverage of 0.7x suggests earnings are insufficient to comfortably service debt.
What is INTG's revenue and growth?
Intergroup Corp. reported revenue of $35.2M.
Does INTG pay dividends?
Intergroup Corp. does not currently pay dividends.
Where can I find INTG SEC filings?
Official SEC filings for Intergroup Corp. (CIK: 0000069422) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is INTG's EPS?
Intergroup Corp. has a diluted EPS of $0.46.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is INTG a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Intergroup Corp. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is INTG stock overvalued or undervalued?
Valuation metrics for INTG: ROE of N/A (sector avg: 15%), net margin of 2.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy INTG stock in 2026?
Our dual AI analysis gives Intergroup Corp. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is INTG's free cash flow?
Intergroup Corp.'s operating cash flow is $-319.0K, with capital expenditures of $1.4M. FCF margin is -5.0%.
How does INTG compare to other Market stocks?
Vs Default sector averages: Net margin 2.8% (avg: 12%), ROE N/A (avg: 15%), current ratio N/A (avg: 1.8).