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NCR Voyix Corp (NCRRP) Stock Fundamental Analysis & AI Rating 2026

NCRRP NYSE Calculating & Accounting Machines (No Electronic Computers) MD CIK: 0000070866
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
82% Confidence
AGREEMENT
STRONG SELL
85% Conf
SELL
78% Conf

📊 NCRRP Key Takeaways

Revenue: $2.7B
Net Margin: 2.3%
Free Cash Flow: $-375.0M
Current Ratio: 1.04x
Debt/Equity: 1.17x
EPS: $0.30
AI Rating: STRONG SELL with 85% confidence
NCR Voyix Corp (NCRRP) receives a SELL rating with 82% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.7B, net profit margin of 2.3%, and return on equity (ROE) of 6.5%, NCR Voyix Corp demonstrates mixed fundamentals in the Technology sector. Below is our complete NCRRP stock analysis for 2026.

Is NCR Voyix Corp (NCRRP) a Good Investment?

Claude

NCR Voyix faces acute financial distress with negative operating cash flow of -$210M and inability to service debt (0.4x interest coverage). Deteriorating fundamentals including declining revenue (-4.6% YoY), collapsed EPS (-95.4%), and severe free cash burn (-$375M) signal structural insolvency requiring urgent debt restructuring or recapitalization.

ChatGPT

Despite YoY improvement in net income, core profitability and cash generation remain weak. Extremely thin gross and operating margins, negative operating cash flow, and sub-1x interest coverage constrain financial flexibility. With revenue contracting and liquidity tight, risk/reward is unfavorable until sustained margin and cash flow improvements are evident.

Why Buy NCR Voyix Corp Stock? NCRRP Key Strengths

Claude
  • + Positive net income of $62M despite operational challenges
  • + Adequate cash balance of $231M providing near-term liquidity runway
  • + Gross profit generation of $149M indicates some operational value
ChatGPT
  • + Positive net income with YoY growth
  • + Meaningful revenue base (~$2.69B) offering scale potential
  • + Cash balance of $231M provides some buffer

NCRRP Stock Risks: NCR Voyix Corp Investment Risks

Claude
  • ! Cannot service debt from operations - interest coverage of 0.4x is unsustainable and critical
  • ! Negative operating cash flow of -$210M indicates operational deterioration and cash burn
  • ! Liquidity crisis emerging with quick ratio of 0.83x unable to cover current liabilities
  • ! Free cash flow of -$375M is unsustainable; spending $165M capex while generating negative operating cash
  • ! High leverage of 1.17x debt-to-equity ratio in weakening financial position with $1.1B long-term debt
  • ! Declining revenues (-4.6% YoY) and EPS collapse (-95.4% YoY) signal structural market challenges
ChatGPT
  • ! Interest coverage at 0.4x signals inability to cover interest from operations
  • ! Negative operating and free cash flow (FCF margin -14%)
  • ! Revenue decline and very low gross/operating margins pressure earnings quality

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - must return to positive to avoid solvency crisis
  • * Interest coverage ratio - critical to reach minimum 2.0x sustainable level
  • * Free cash flow sustainability - current -$375M burn rate requires correction
  • * Debt refinancing status and covenant compliance
  • * Revenue stabilization and margin improvement
ChatGPT
  • * Operating cash flow
  • * Interest coverage

NCR Voyix Corp (NCRRP) Financial Metrics & Key Ratios

Revenue
$2.7B
Net Income
$62.0M
EPS (Diluted)
$0.30
Free Cash Flow
$-375.0M
Total Assets
$3.9B
Cash Position
$231.0M

💡 AI Analyst Insight

NCR Voyix Corp presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

NCRRP Profit Margin, ROE & Profitability Analysis

Gross Margin 5.5%
Operating Margin 1.0%
Net Margin 2.3%
ROE 6.5%
ROA 1.6%
FCF Margin -14.0%

NCRRP vs Technology Sector: How NCR Voyix Corp Compares

How NCR Voyix Corp compares to Technology sector averages

Net Margin
NCRRP 2.3%
vs
Sector Avg 18.0%
NCRRP Sector
ROE
NCRRP 6.5%
vs
Sector Avg 22.0%
NCRRP Sector
Current Ratio
NCRRP 1.0x
vs
Sector Avg 2.5x
NCRRP Sector
Debt/Equity
NCRRP 1.2x
vs
Sector Avg 0.5x
NCRRP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is NCR Voyix Corp Stock Overvalued? NCRRP Valuation Analysis 2026

Based on fundamental analysis, NCR Voyix Corp shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
6.5%
Sector avg: 22%
Net Profit Margin
2.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.17x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

NCR Voyix Corp Balance Sheet: NCRRP Debt, Cash & Liquidity

Current Ratio
1.04x
Quick Ratio
0.83x
Debt/Equity
1.17x
Debt/Assets
70.5%
Interest Coverage
0.43x
Long-term Debt
$1.1B

NCRRP Revenue & Earnings Growth: 5-Year Financial Trend

NCRRP 5-year financial data: Year 2022: Revenue $7.8B, Net Income -$79.0M, EPS $-0.86. Year 2023: Revenue $3.8B, Net Income $97.0M, EPS $0.62. Year 2024: Revenue $3.2B, Net Income $60.0M, EPS $0.32. Year 2025: Revenue $3.2B, Net Income -$428.0M, EPS $-3.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: NCR Voyix Corp's revenue has declined by 60% over the 5-year period, indicating business contraction. The most recent EPS of $-3.16 indicates the company is currently unprofitable.

NCRRP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-14.0%
Free cash flow / Revenue

NCRRP Quarterly Earnings & Performance

Quarterly financial performance data for NCR Voyix Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $684.0M -$19.0M $-0.16
Q2 2025 $666.0M N/A $-0.03
Q1 2025 $617.0M -$17.0M $-0.15
Q3 2024 $711.0M -$105.0M $-0.83
Q2 2024 $876.0M $17.0M $0.09
Q1 2024 $862.0M $7.0M $0.02
Q3 2023 $2.0B $69.0M $0.45
Q2 2023 $2.0B $7.0M $-0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

NCR Voyix Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$210.0M
Cash generated from operations
Stock Buybacks
$74.0M
Shares repurchased (TTM)
Capital Expenditures
$165.0M
Investment in assets
Dividends Paid
$15.0M
Returned to shareholders

NCRRP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for NCR Voyix Corp (CIK: 0000070866)

📋 Recent SEC Filings

Date Form Document Action
Mar 16, 2026 4 xslF345X05/wk-form4_1773694785.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773694768.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773694753.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773694738.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773694720.xml View →

Frequently Asked Questions about NCRRP

What is the AI rating for NCRRP?

NCR Voyix Corp (NCRRP) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 82% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NCRRP's key strengths?

Claude: Positive net income of $62M despite operational challenges. Adequate cash balance of $231M providing near-term liquidity runway. ChatGPT: Positive net income with YoY growth. Meaningful revenue base (~$2.69B) offering scale potential.

What are the risks of investing in NCRRP?

Claude: Cannot service debt from operations - interest coverage of 0.4x is unsustainable and critical. Negative operating cash flow of -$210M indicates operational deterioration and cash burn. ChatGPT: Interest coverage at 0.4x signals inability to cover interest from operations. Negative operating and free cash flow (FCF margin -14%).

What is NCRRP's revenue and growth?

NCR Voyix Corp reported revenue of $2.7B.

Does NCRRP pay dividends?

NCR Voyix Corp pays dividends, with $15.0M distributed to shareholders in the trailing twelve months.

Where can I find NCRRP SEC filings?

Official SEC filings for NCR Voyix Corp (CIK: 0000070866) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NCRRP's EPS?

NCR Voyix Corp has a diluted EPS of $0.30.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NCRRP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, NCR Voyix Corp has a SELL rating with 82% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NCRRP stock overvalued or undervalued?

Valuation metrics for NCRRP: ROE of 6.5% (sector avg: 22%), net margin of 2.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy NCRRP stock in 2026?

Our dual AI analysis gives NCR Voyix Corp a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NCRRP's free cash flow?

NCR Voyix Corp's operating cash flow is $-210.0M, with capital expenditures of $165.0M. FCF margin is -14.0%.

How does NCRRP compare to other Technology stocks?

Vs Technology sector averages: Net margin 2.3% (avg: 18%), ROE 6.5% (avg: 22%), current ratio 1.04 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI