📊 MNTR Key Takeaways
Is Mentor Capital, Inc. (MNTR) a Good Investment?
Mentor Capital demonstrates severe operational distress with massive operating losses (-409.9% margin) and negative free cash flow (-$406.3K) despite marginal revenue growth. The company is burning cash with only $109.9K in liquid assets against $545.7K in liabilities, indicating limited runway without capital infusion. Persistent unprofitability and operational cash burn present substantial solvency risk.
Despite triple-digit revenue growth, Mentor Capital remains sub-scale with deeply negative operating and free cash flow and heavily negative margins. Limited cash relative to ongoing burn implies a need to monetize assets or raise capital, while profitability metrics (ROE/ROA) remain firmly negative. A low-debt balance sheet reduces insolvency risk, but fundamentals show no clear path to sustainable earnings.
Why Buy Mentor Capital, Inc. Stock? MNTR Key Strengths
- Exceptional liquidity position with 29.07x current ratio providing near-term financial flexibility
- Minimal leverage with 0.02x debt-to-equity ratio reducing bankruptcy risk from debt
- Revenue growth of 143.7% YoY showing top-line expansion from very low base
- Debt-light balance sheet (0.02x D/E)
- Very high liquidity ratios with no inventory
- 100% gross margin and strong YoY revenue growth
MNTR Stock Risks: Mentor Capital, Inc. Investment Risks
- Severe operating losses with -$481.4K operating income despite $117.4K revenue indicating structural unprofitability
- Negative free cash flow of -$406.3K with only $109.9K cash reserves suggests potential liquidity crisis within months without intervention
- Deteriorating operational efficiency with net margin of -356.6% and persistent inability to achieve profitability despite revenue growth
- Persistent operating losses and severe cash burn
- Tiny revenue base with uncertain scalability
- Potential dilution or asset sales to fund operations
Key Metrics to Watch
- Operating cash flow trend and cash runway at current burn rate
- Path to operating profitability and revenue sustainability
- Capital adequacy and potential dilutive financing needs
- Operating cash flow
- Cash & equivalents
Mentor Capital, Inc. (MNTR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 29.07x current ratio provides a solid financial cushion.
MNTR Profit Margin, ROE & Profitability Analysis
MNTR vs Market Sector: How Mentor Capital, Inc. Compares
How Mentor Capital, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Mentor Capital, Inc. Stock Overvalued? MNTR Valuation Analysis 2026
Based on fundamental analysis, Mentor Capital, Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Mentor Capital, Inc. Balance Sheet: MNTR Debt, Cash & Liquidity
MNTR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Mentor Capital, Inc.'s revenue has declined by 97% over the 5-year period, indicating business contraction. The most recent EPS of $-0.04 indicates the company is currently unprofitable.
MNTR Revenue Growth, EPS Growth & YoY Performance
MNTR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $40.4K | $2.7K | $0.00 |
| Q2 2025 | $75.0K | -$216.7K | $-0.01 |
| Q1 2025 | $2.0K | -$204.7K | $-0.01 |
| Q3 2024 | -$291 | -$157.2K | $-0.01 |
| Q2 2024 | -$291 | -$129.2K | $-0.01 |
| Q3 2023 | $1.9M | -$24.0K | $0.00 |
| Q2 2023 | $1.9M | -$129.2K | $-0.01 |
| Q1 2023 | $1.8M | -$49.4K | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Mentor Capital, Inc. Dividends, Buybacks & Capital Allocation
MNTR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Mentor Capital, Inc. (CIK: 0001599117)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MNTR
What is the AI rating for MNTR?
Mentor Capital, Inc. (MNTR) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 83% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are MNTR's key strengths?
Claude: Exceptional liquidity position with 29.07x current ratio providing near-term financial flexibility. Minimal leverage with 0.02x debt-to-equity ratio reducing bankruptcy risk from debt. ChatGPT: Debt-light balance sheet (0.02x D/E). Very high liquidity ratios with no inventory.
What are the risks of investing in MNTR?
Claude: Severe operating losses with -$481.4K operating income despite $117.4K revenue indicating structural unprofitability. Negative free cash flow of -$406.3K with only $109.9K cash reserves suggests potential liquidity crisis within months without intervention. ChatGPT: Persistent operating losses and severe cash burn. Tiny revenue base with uncertain scalability.
What is MNTR's revenue and growth?
Mentor Capital, Inc. reported revenue of $117.4K.
Does MNTR pay dividends?
Mentor Capital, Inc. does not currently pay dividends.
Where can I find MNTR SEC filings?
Official SEC filings for Mentor Capital, Inc. (CIK: 0001599117) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MNTR's EPS?
Mentor Capital, Inc. has a diluted EPS of $-0.02.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MNTR a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Mentor Capital, Inc. has a STRONG SELL rating with 83% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is MNTR stock overvalued or undervalued?
Valuation metrics for MNTR: ROE of -16.9% (sector avg: 15%), net margin of -356.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy MNTR stock in 2026?
Our dual AI analysis gives Mentor Capital, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MNTR's free cash flow?
Mentor Capital, Inc.'s operating cash flow is $-397.9K, with capital expenditures of $8.5K. FCF margin is -346.0%.
How does MNTR compare to other Market stocks?
Vs Default sector averages: Net margin -356.6% (avg: 12%), ROE -16.9% (avg: 15%), current ratio 29.07 (avg: 1.8).