📊 MDLZ Key Takeaways
Is Mondelez International, Inc. (MDLZ) a Good Investment?
Mondelez demonstrates solid operational fundamentals with robust revenue growth (+5.8% YoY) and strong free cash flow generation ($3.2B), supporting a sustainable dividend and investment profile. However, concerning liquidity metrics (0.59x current ratio) and declining net income (-0.6% YoY) despite revenue growth indicate margin compression and operational challenges that warrant caution.
Mondelez shows solid top-line growth, resilient free cash flow generation, and manageable leverage, which support overall financial stability. However, flat net income, a sharp EPS decline, and weak liquidity suggest that recent growth quality is uneven and margin conversion needs improvement. The fundamentals support a stable but not clearly accelerating outlook.
Why Buy Mondelez International, Inc. Stock? MDLZ Key Strengths
- Strong revenue growth of 5.8% YoY in competitive food industry demonstrates market resilience and brand strength
- Healthy free cash flow of $3.2B with 8.4% FCF margin supports capital allocation flexibility
- Manageable leverage at 0.67x Debt/Equity with adequate interest coverage of 5.9x
- Consistent operating cash flow generation of $4.5B indicates reliable business fundamentals
- Revenue growth of 5.8% with positive free cash flow of $3.23B indicates durable demand and cash generation
- Debt levels appear manageable with 0.67x debt-to-equity and 5.9x interest coverage
- Large asset base and consistent profitability provide balance sheet support despite a slower earnings profile
MDLZ Stock Risks: Mondelez International, Inc. Investment Risks
- Weak liquidity position with current ratio of 0.59x raises short-term solvency concerns
- Net income declined 0.6% YoY despite 5.8% revenue growth, signaling margin compression and cost pressures
- Diluted EPS collapsed 44.7% YoY indicating significant share dilution or non-recurring charges
- Low profitability ratios (6.4% net margin, 3.4% ROA) reflect thin margins typical of commodity food industry
- Elevated long-term debt of $17.2B represents 67% of equity with limited liquidity cushion
- Net income declined slightly while diluted EPS fell 44.7%, pointing to weaker earnings quality or non-operational pressure
- Current ratio of 0.59x and quick ratio of 0.39x reflect tight short-term liquidity
- Operating margin of 9.2% and net margin of 6.4% leave limited room if input costs or demand weaken
Key Metrics to Watch
- Operating margin trend and gross margin stability amid inflationary pressures
- Working capital management and current ratio improvement toward healthier liquidity levels
- Free cash flow sustainability and capital expenditure requirements for growth
- Net income recovery trajectory relative to revenue growth to confirm margin stabilization
- Operating margin and net margin trend
- Free cash flow conversion versus net income
Mondelez International, Inc. (MDLZ) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
MDLZ Profit Margin, ROE & Profitability Analysis
MDLZ vs Consumer Sector: How Mondelez International, Inc. Compares
How Mondelez International, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Mondelez International, Inc. Stock Overvalued? MDLZ Valuation Analysis 2026
Based on fundamental analysis, Mondelez International, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Mondelez International, Inc. Balance Sheet: MDLZ Debt, Cash & Liquidity
MDLZ Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Mondelez International, Inc.'s revenue has grown significantly by 34% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.62 reflects profitable operations.
MDLZ Revenue Growth, EPS Growth & YoY Performance
MDLZ Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $9.2B | $743.0M | $0.57 |
| Q2 2025 | $8.3B | $601.0M | $0.45 |
| Q1 2025 | $9.3B | $402.0M | $0.31 |
| Q3 2024 | $9.0B | $853.0M | $0.63 |
| Q2 2024 | $8.3B | $601.0M | $0.45 |
| Q1 2024 | $9.2B | $1.4B | $1.04 |
| Q3 2023 | $7.8B | $532.0M | $0.39 |
| Q2 2023 | $7.3B | $747.0M | $0.54 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Mondelez International, Inc. Dividends, Buybacks & Capital Allocation
MDLZ SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Mondelez International, Inc. (CIK: 0001103982)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MDLZ
What is the AI rating for MDLZ?
Mondelez International, Inc. (MDLZ) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are MDLZ's key strengths?
Claude: Strong revenue growth of 5.8% YoY in competitive food industry demonstrates market resilience and brand strength. Healthy free cash flow of $3.2B with 8.4% FCF margin supports capital allocation flexibility. ChatGPT: Revenue growth of 5.8% with positive free cash flow of $3.23B indicates durable demand and cash generation. Debt levels appear manageable with 0.67x debt-to-equity and 5.9x interest coverage.
What are the risks of investing in MDLZ?
Claude: Weak liquidity position with current ratio of 0.59x raises short-term solvency concerns. Net income declined 0.6% YoY despite 5.8% revenue growth, signaling margin compression and cost pressures. ChatGPT: Net income declined slightly while diluted EPS fell 44.7%, pointing to weaker earnings quality or non-operational pressure. Current ratio of 0.59x and quick ratio of 0.39x reflect tight short-term liquidity.
What is MDLZ's revenue and growth?
Mondelez International, Inc. reported revenue of $38.5B.
Does MDLZ pay dividends?
Mondelez International, Inc. pays dividends, with $2,487.0M distributed to shareholders in the trailing twelve months.
Where can I find MDLZ SEC filings?
Official SEC filings for Mondelez International, Inc. (CIK: 0001103982) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MDLZ's EPS?
Mondelez International, Inc. has a diluted EPS of $1.89.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MDLZ a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Mondelez International, Inc. has a HOLD rating with 74% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is MDLZ stock overvalued or undervalued?
Valuation metrics for MDLZ: ROE of 9.5% (sector avg: 18%), net margin of 6.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy MDLZ stock in 2026?
Our dual AI analysis gives Mondelez International, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MDLZ's free cash flow?
Mondelez International, Inc.'s operating cash flow is $4.5B, with capital expenditures of $1.3B. FCF margin is 8.4%.
How does MDLZ compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 6.4% (avg: 8%), ROE 9.5% (avg: 18%), current ratio 0.59 (avg: 1.5).