📊 MCRI Key Takeaways
Is Monarch Casino & Resort Inc. (MCRI) a Good Investment?
Monarch Casino exhibits exceptional financial health with a pristine balance sheet (0.01x D/E, $120.1M cash, $5.5M debt) and strong profitability (26% operating margin, 20.2% net margin). The 41.4% YoY EPS growth despite modest 4.4% revenue growth demonstrates excellent operational leverage and improving efficiency, supported by robust $43M free cash flow generation.
Monarch Casino & Resort Inc. Key Strengths (MCRI)
- Fortress balance sheet with negligible debt, 200.8x interest coverage, and cash position representing 16.6% of total assets
- Strong profitability: 26% operating margin and 31.5% free cash flow margin indicate efficient asset utilization
- Operating leverage driving 41.4% EPS growth significantly outpacing 4.4% revenue growth, signaling improved operational efficiency
- Free cash flow of $43M substantially exceeds $5.6M capex, providing capital flexibility
MCRI Stock Risks: Monarch Casino & Resort Inc. Investment Risks
- Modest 4.4% revenue growth raises concerns about market demand and competitive market share dynamics
- Current ratio (0.98x) and quick ratio (0.92x) below 1.0x indicate tight near-term liquidity despite cash buffer
- Cyclical hospitality/gaming sector exposure to economic downturns and discretionary spending compression
- Low CapEx relative to historical norms may indicate underinvestment in property maintenance and modernization
Key Metrics to Watch
- Revenue growth acceleration and comparable property performance metrics
- Operating margin sustainability and labor cost inflation impacts
- Capital allocation strategy and dividend/buyback policy for excess cash
Monarch Casino & Resort Inc. (MCRI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 31.5% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
MCRI Profit Margin, ROE & Profitability Analysis
MCRI vs Real Estate Sector: How Monarch Casino & Resort Inc. Compares
How Monarch Casino & Resort Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Monarch Casino & Resort Inc. Stock Overvalued? MCRI Valuation Analysis 2026
Based on fundamental analysis, Monarch Casino & Resort Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Monarch Casino & Resort Inc. Balance Sheet: MCRI Debt, Cash & Liquidity
MCRI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Monarch Casino & Resort Inc.'s revenue has grown significantly by 95% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.20 reflects profitable operations.
MCRI Revenue Growth, EPS Growth & YoY Performance
MCRI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $125.4M | $19.9M | $1.05 |
| Q3 2025 | $137.9M | $18.3M | $1.47 |
| Q2 2025 | $128.1M | $18.3M | $1.19 |
| Q1 2025 | $121.7M | $18.3M | $0.93 |
| Q3 2024 | $133.0M | $17.7M | $1.23 |
| Q2 2024 | $123.7M | $17.7M | $1.14 |
| Q1 2024 | $116.6M | $17.7M | $0.90 |
| Q3 2023 | $133.0M | $17.7M | $1.23 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Monarch Casino & Resort Inc. Dividends, Buybacks & Capital Allocation
MCRI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Monarch Casino & Resort Inc. (CIK: 0000907242)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MCRI
What is the AI rating for MCRI?
Monarch Casino & Resort Inc. (MCRI) has an AI grade of A with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are MCRI's key strengths?
Claude: Fortress balance sheet with negligible debt, 200.8x interest coverage, and cash position representing 16.6% of total assets. Strong profitability: 26% operating margin and 31.5% free cash flow margin indicate efficient asset utilization.
What are the risks of investing in MCRI?
Claude: Modest 4.4% revenue growth raises concerns about market demand and competitive market share dynamics. Current ratio (0.98x) and quick ratio (0.92x) below 1.0x indicate tight near-term liquidity despite cash buffer.
What is MCRI's revenue and growth?
Monarch Casino & Resort Inc. reported revenue of $136.6M.
Does MCRI pay dividends?
Monarch Casino & Resort Inc. pays dividends, with $5.4M distributed to shareholders in the trailing twelve months.
Where can I find MCRI SEC filings?
Official SEC filings for Monarch Casino & Resort Inc. (CIK: 0000907242) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MCRI's EPS?
Monarch Casino & Resort Inc. has a diluted EPS of $1.52.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is MCRI's fundamental grade?
Based on our AI fundamental analysis in June 2026, Monarch Casino & Resort Inc. has a A grade with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is MCRI stock overvalued or undervalued?
Valuation metrics for MCRI: ROE of 5.0% (sector avg: 8%), net margin of 20.2% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
What is MCRI's AI grade for 2026?
Our dual AI analysis gives Monarch Casino & Resort Inc. a combined A grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is MCRI's free cash flow?
Monarch Casino & Resort Inc.'s operating cash flow is $48.5M, with capital expenditures of $5.6M. FCF margin is 31.5%.
How does MCRI compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 20.2% (avg: 20%), ROE 5.0% (avg: 8%), current ratio 0.98 (avg: 1.5).