📊 MCRI Key Takeaways
Is Monarch Casino & Resort Inc. (MCRI) a Good Investment?
MCRI demonstrates strong operational efficiency with healthy 18.6% net margins and excellent cash generation (128.4M FCF), supported by solid revenue growth of 4.4% YoY and impressive 18.9% ROE. The company maintains an exceptionally strong balance sheet with minimal leverage (0.01x debt/equity) and substantial cash reserves, providing financial flexibility and downside protection.
Why Buy Monarch Casino & Resort Inc. Stock? MCRI Key Strengths
- Exceptional financial leverage with near-zero debt (0.01x D/E) and only 5.5M long-term debt against 537.7M equity
- Outstanding cash generation with 128.4M FCF and 23.6% FCF margin demonstrating operational excellence
- Strong profitability metrics: 18.6% net margin, 23.7% operating margin, and 18.9% ROE indicating efficient capital deployment
- Robust interest coverage ratio of 731.3x reflecting virtually no refinancing risk
- Consistent profitability with positive net income growth despite modest revenue increases
MCRI Stock Risks: Monarch Casino & Resort Inc. Investment Risks
- Liquidity concerns with current ratio of 0.86x and quick ratio of 0.80x both below 1.0x, indicating potential short-term payment challenges
- Slowing growth momentum with only 4.4% YoY revenue growth and flat net income growth despite strong FCF
- Capital intensity business requiring 36.3M annual capex (6.7% of revenue) to maintain competitive position
- Sector exposure to discretionary consumer spending and tourism cycles that are economically sensitive
- Modest EPS growth of 41.4% YoY may not be sustainable; appears driven by share count reduction rather than operational growth
Key Metrics to Watch
- Revenue growth trajectory and casino visitor volumes relative to industry benchmarks
- Current ratio improvement and working capital management to address liquidity ratios
- Free cash flow sustainability and capital allocation decisions (dividends vs debt reduction vs reinvestment)
- Operating margin stability amid labor cost inflation in hospitality sector
- Capex efficiency and ROI on property improvements and renovations
Monarch Casino & Resort Inc. (MCRI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 23.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
MCRI Profit Margin, ROE & Profitability Analysis
MCRI vs Real Estate Sector: How Monarch Casino & Resort Inc. Compares
How Monarch Casino & Resort Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Monarch Casino & Resort Inc. Stock Overvalued? MCRI Valuation Analysis 2026
Based on fundamental analysis, Monarch Casino & Resort Inc. appears fundamentally strong relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Monarch Casino & Resort Inc. Balance Sheet: MCRI Debt, Cash & Liquidity
MCRI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Monarch Casino & Resort Inc.'s revenue has grown significantly by 95% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.20 reflects profitable operations.
MCRI Revenue Growth, EPS Growth & YoY Performance
MCRI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $137.9M | $18.3M | $1.47 |
| Q2 2025 | $128.1M | $18.3M | $1.19 |
| Q1 2025 | $121.7M | $18.3M | $0.93 |
| Q3 2024 | $133.0M | $17.7M | $1.23 |
| Q2 2024 | $123.7M | $17.7M | $1.14 |
| Q1 2024 | $116.6M | $17.7M | $0.90 |
| Q3 2023 | $133.0M | $17.7M | $1.23 |
| Q2 2023 | $115.3M | $17.7M | $0.99 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Monarch Casino & Resort Inc. Dividends, Buybacks & Capital Allocation
MCRI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Monarch Casino & Resort Inc. (CIK: 0000907242)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MCRI
What is the AI rating for MCRI?
Monarch Casino & Resort Inc. (MCRI) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are MCRI's key strengths?
Claude: Exceptional financial leverage with near-zero debt (0.01x D/E) and only 5.5M long-term debt against 537.7M equity. Outstanding cash generation with 128.4M FCF and 23.6% FCF margin demonstrating operational excellence.
What are the risks of investing in MCRI?
Claude: Liquidity concerns with current ratio of 0.86x and quick ratio of 0.80x both below 1.0x, indicating potential short-term payment challenges. Slowing growth momentum with only 4.4% YoY revenue growth and flat net income growth despite strong FCF.
What is MCRI's revenue and growth?
Monarch Casino & Resort Inc. reported revenue of $545.1M.
Does MCRI pay dividends?
Monarch Casino & Resort Inc. pays dividends, with $21.9M distributed to shareholders in the trailing twelve months.
Where can I find MCRI SEC filings?
Official SEC filings for Monarch Casino & Resort Inc. (CIK: 0000907242) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MCRI's EPS?
Monarch Casino & Resort Inc. has a diluted EPS of $5.43.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MCRI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Monarch Casino & Resort Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is MCRI stock overvalued or undervalued?
Valuation metrics for MCRI: ROE of 18.9% (sector avg: 8%), net margin of 18.6% (sector avg: 20%). Higher ROE suggests strong returns relative to peers.
Should I buy MCRI stock in 2026?
Our dual AI analysis gives Monarch Casino & Resort Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MCRI's free cash flow?
Monarch Casino & Resort Inc.'s operating cash flow is $164.7M, with capital expenditures of $36.3M. FCF margin is 23.6%.
How does MCRI compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 18.6% (avg: 20%), ROE 18.9% (avg: 8%), current ratio 0.86 (avg: 1.5).