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Luvu Brands, Inc. (LUVU) Stock Fundamental Analysis & AI Rating 2026

LUVU OTC Household Furniture FL CIK: 0001374567
Updated This Month • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
82% Confidence
AGREEMENT
STRONG SELL
85% Conf
SELL
80% Conf

📊 LUVU Key Takeaways

Revenue: $12.7M
Net Margin: -7.1%
Free Cash Flow: $316.0K
Current Ratio: 1.24x
Debt/Equity: 0.50x
EPS: $-0.01
AI Rating: STRONG SELL with 85% confidence
Luvu Brands, Inc. (LUVU) receives a SELL rating with 82% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $12.7M, net profit margin of -7.1%, and return on equity (ROE) of -58.3%, Luvu Brands, Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete LUVU stock analysis for 2026.

Is Luvu Brands, Inc. (LUVU) a Good Investment?

Claude

Luvu Brands is operationally distressed with negative net margins (-7.1%), deeply negative returns on equity (-58.3%), and deteriorating profitability despite modest revenue growth. The company cannot cover its interest expenses (0.5x coverage) and is burning shareholder value, with free cash flow barely offsetting operating losses and representing only 2.5% FCF margin.

ChatGPT

Luvu Brands shows weak underlying fundamentals: revenue is essentially flat, operating profitability is minimal, and net income remains meaningfully negative despite a small positive operating profit. Positive operating cash flow and free cash flow are constructive, but thin liquidity, low interest coverage, and a very small equity base leave the company financially fragile and limit the quality of its earnings profile.

Why Buy Luvu Brands, Inc. Stock? LUVU Key Strengths

Claude
  • + Positive free cash flow of $316K demonstrates minimal capital intensity
  • + Modest revenue growth of 0.5% YoY indicates some market demand preservation
  • + Current ratio of 1.24x provides basic short-term liquidity coverage
ChatGPT
  • + Positive operating cash flow and free cash flow indicate the business is still generating cash despite reported net losses
  • + Gross margin of 27.1% suggests the company retains some pricing power and product-level profitability
  • + Current ratio of 1.24x indicates near-term obligations are not yet in immediate distress

LUVU Stock Risks: Luvu Brands, Inc. Investment Risks

Claude
  • ! Severe profitability crisis: net margin of -7.1% with operating margin of only 1.3% indicates structural unprofitability
  • ! Critical debt service risk: interest coverage ratio of 0.5x means operating income cannot cover interest expenses, threatening solvency
  • ! Rapid equity deterioration: ROE of -58.3% and ROA of -8.1% show systematic value destruction for shareholders
ChatGPT
  • ! Net margin of -7.1% and operating margin of 1.3% show profits are too thin to absorb setbacks
  • ! Interest coverage of 0.5x signals weak debt-servicing capacity and elevated financial risk
  • ! Low cash balance, weak quick ratio of 0.55x, and only $1.54M of equity create limited balance-sheet flexibility

Key Metrics to Watch

Claude
  • * Operating margin trend and path to breakeven profitability
  • * Interest coverage ratio improvement and debt refinancing capability
  • * Gross margin sustainability as competitive pressures in furniture sector persist
ChatGPT
  • * Operating margin and net income trend
  • * Liquidity and interest coverage

Luvu Brands, Inc. (LUVU) Financial Metrics & Key Ratios

Revenue
$12.7M
Net Income
$-897.0K
EPS (Diluted)
$-0.01
Free Cash Flow
$316.0K
Total Assets
$11.1M
Cash Position
$250.0K

💡 AI Analyst Insight

The relatively thin 2.5% FCF margin may limit capital allocation flexibility.

LUVU Profit Margin, ROE & Profitability Analysis

Gross Margin 27.1%
Operating Margin 1.3%
Net Margin -7.1%
ROE -58.3%
ROA -8.1%
FCF Margin 2.5%

LUVU vs Market Sector: How Luvu Brands, Inc. Compares

How Luvu Brands, Inc. compares to Market sector averages

Net Margin
LUVU -7.1%
vs
Sector Avg 12.0%
LUVU Sector
ROE
LUVU -58.3%
vs
Sector Avg 15.0%
LUVU Sector
Current Ratio
LUVU 1.2x
vs
Sector Avg 1.8x
LUVU Sector
Debt/Equity
LUVU 0.5x
vs
Sector Avg 0.7x
LUVU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Luvu Brands, Inc. Stock Overvalued? LUVU Valuation Analysis 2026

Based on fundamental analysis, Luvu Brands, Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-58.3%
Sector avg: 15%
Net Profit Margin
-7.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.50x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Luvu Brands, Inc. Balance Sheet: LUVU Debt, Cash & Liquidity

Current Ratio
1.24x
Quick Ratio
0.55x
Debt/Equity
0.50x
Debt/Assets
86.2%
Interest Coverage
0.55x
Long-term Debt
$765.0K

LUVU Revenue & Earnings Growth: 5-Year Financial Trend

LUVU 5-year financial data: Year 2020: Revenue $18.4M, Net Income N/A, EPS $0.00. Year 2022: Revenue $26.3M, Net Income $2.6M, EPS $0.03. Year 2023: Revenue $29.2M, Net Income $604.0K, EPS $0.01. Year 2024: Revenue $29.2M, Net Income $1.2M, EPS $0.02. Year 2025: Revenue $24.7M, Net Income -$399.0K, EPS $-0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Luvu Brands, Inc.'s revenue has grown significantly by 34% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.01 indicates the company is currently unprofitable.

LUVU Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.5%
Free cash flow / Revenue

LUVU Quarterly Earnings & Performance

Quarterly financial performance data for Luvu Brands, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $6.9M -$18.0K $0.00
Q1 2026 $5.8M -$131.0K $0.00
Q3 2025 $5.8M -$88.0K $0.00
Q2 2025 $6.8M -$17.0K $0.00
Q1 2025 $5.8M -$126.0K $0.00
Q3 2024 $5.9M -$94.0K $0.00
Q2 2024 $6.8M $29.0K $0.00
Q1 2024 $6.1M -$126.0K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Luvu Brands, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$365.0K
Cash generated from operations
Capital Expenditures
$49.0K
Investment in assets
Dividends
None
No dividend program

LUVU SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Luvu Brands, Inc. (CIK: 0001374567)

📋 Recent SEC Filings

Date Form Document Action
Feb 17, 2026 8-K luvu_8k.htm View →
Feb 17, 2026 10-Q luvu_10q.htm View →
Nov 14, 2025 10-Q luvu_10q.htm View →
Oct 14, 2025 10-K luvu_10k.htm View →
May 15, 2025 10-Q luvu_10q.htm View →

Frequently Asked Questions about LUVU

What is the AI rating for LUVU?

Luvu Brands, Inc. (LUVU) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 82% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LUVU's key strengths?

Claude: Positive free cash flow of $316K demonstrates minimal capital intensity. Modest revenue growth of 0.5% YoY indicates some market demand preservation. ChatGPT: Positive operating cash flow and free cash flow indicate the business is still generating cash despite reported net losses. Gross margin of 27.1% suggests the company retains some pricing power and product-level profitability.

What are the risks of investing in LUVU?

Claude: Severe profitability crisis: net margin of -7.1% with operating margin of only 1.3% indicates structural unprofitability. Critical debt service risk: interest coverage ratio of 0.5x means operating income cannot cover interest expenses, threatening solvency. ChatGPT: Net margin of -7.1% and operating margin of 1.3% show profits are too thin to absorb setbacks. Interest coverage of 0.5x signals weak debt-servicing capacity and elevated financial risk.

What is LUVU's revenue and growth?

Luvu Brands, Inc. reported revenue of $12.7M.

Does LUVU pay dividends?

Luvu Brands, Inc. does not currently pay dividends.

Where can I find LUVU SEC filings?

Official SEC filings for Luvu Brands, Inc. (CIK: 0001374567) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LUVU's EPS?

Luvu Brands, Inc. has a diluted EPS of $-0.01.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LUVU a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Luvu Brands, Inc. has a SELL rating with 82% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LUVU stock overvalued or undervalued?

Valuation metrics for LUVU: ROE of -58.3% (sector avg: 15%), net margin of -7.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy LUVU stock in 2026?

Our dual AI analysis gives Luvu Brands, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LUVU's free cash flow?

Luvu Brands, Inc.'s operating cash flow is $365.0K, with capital expenditures of $49.0K. FCF margin is 2.5%.

How does LUVU compare to other Market stocks?

Vs Default sector averages: Net margin -7.1% (avg: 12%), ROE -58.3% (avg: 15%), current ratio 1.24 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI