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indie Semiconductor, Inc. (INDI) Stock Fundamental Analysis & AI Rating 2026

INDI Nasdaq Semiconductors & Related Devices DE CIK: 0001841925
Updated This Month • Analysis: Mar 29, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
88% Confidence
STRONG AGREEMENT
SELL
92% Conf
SELL
84% Conf

📊 INDI Key Takeaways

Revenue: $217.4M
Net Margin: -65.8%
Free Cash Flow: $-71.4M
Current Ratio: 3.73x
Debt/Equity: 0.99x
EPS: $-0.73
AI Rating: SELL with 92% confidence
indie Semiconductor, Inc. (INDI) receives a SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $217.4M, net profit margin of -65.8%, and return on equity (ROE) of -40.0%, indie Semiconductor, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete INDI stock analysis for 2026.

Is indie Semiconductor, Inc. (INDI) a Good Investment?

Claude

Indie Semiconductor is burning cash at an unsustainable rate with negative operating margins of -70.9% and free cash flow of -71.4M despite flat revenue growth. The company faces a critical profitability crisis with deteriorating operational efficiency, though adequate liquidity from 145.5M in cash provides a runway before existential concerns emerge.

ChatGPT

indie Semiconductor shows weak fundamental quality: revenue is essentially flat while operating and net losses remain very large relative to sales, indicating the business has not yet demonstrated scalable profitability. Liquidity is currently solid, but persistent negative operating cash flow, deeply negative free cash flow, and meaningful debt increase the risk that balance sheet strength erodes if margin improvement does not materialize.

Why Buy indie Semiconductor, Inc. Stock? INDI Key Strengths

Claude
  • + Strong liquidity position with 145.5M cash and 3.73x current ratio provides runway for operations
  • + Reasonable balance sheet with 0.99x debt-to-equity ratio and equity cushion of 358M
  • + Stable revenue at 217.4M suggests market position maintenance despite operational losses
ChatGPT
  • + Strong near-term liquidity with a 3.73x current ratio and $145.46M of cash
  • + Positive year-over-year revenue growth, albeit modest, suggests the top line is not deteriorating
  • + Equity base remains meaningful at $358.03M, providing some financial cushion

INDI Stock Risks: indie Semiconductor, Inc. Investment Risks

Claude
  • ! Severe cash burn with -71.4M free cash flow creates 2-3 year operational runway at current burn rate
  • ! Operating margin of -70.9% and net margin of -65.8% indicate fundamental business model dysfunction
  • ! Negative interest coverage of -8.7x demonstrates inability to service debt from operating earnings; dependent on cash reserves
  • ! Operating cash flow negative at -57.1M shows core business operations are cash-destructive
  • ! Diluted EPS of -0.73 with minimal improvement YoY signals lack of progress toward profitability
ChatGPT
  • ! Severe profitability weakness with -70.9% operating margin and -65.8% net margin
  • ! Negative operating cash flow and -32.9% free cash flow margin indicate poor cash generation quality
  • ! High financial risk from $353.40M of long-term debt and negative interest coverage

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must return to positive to validate business model
  • * Gross margin if disclosed - critical to understanding cost structure issues
  • * Path to operating profitability and timeline for FCF breakeven
  • * Cash burn rate relative to remaining liquidity - runway extension milestones
ChatGPT
  • * Operating margin improvement toward breakeven
  • * Free cash flow and operating cash burn trajectory

indie Semiconductor, Inc. (INDI) Financial Metrics & Key Ratios

Revenue
$217.4M
Net Income
$-143.1M
EPS (Diluted)
$-0.73
Free Cash Flow
$-71.4M
Total Assets
$840.8M
Cash Position
$145.5M

💡 AI Analyst Insight

Strong liquidity with a 3.73x current ratio provides a solid financial cushion.

INDI Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -70.9%
Net Margin -65.8%
ROE -40.0%
ROA -17.0%
FCF Margin -32.9%

INDI vs Technology Sector: How indie Semiconductor, Inc. Compares

How indie Semiconductor, Inc. compares to Technology sector averages

Net Margin
INDI -65.8%
vs
Sector Avg 18.0%
INDI Sector
ROE
INDI -40.0%
vs
Sector Avg 22.0%
INDI Sector
Current Ratio
INDI 3.7x
vs
Sector Avg 2.5x
INDI Sector
Debt/Equity
INDI 1.0x
vs
Sector Avg 0.5x
INDI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is indie Semiconductor, Inc. Stock Overvalued? INDI Valuation Analysis 2026

Based on fundamental analysis, indie Semiconductor, Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-40.0%
Sector avg: 22%
Net Profit Margin
-65.8%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.99x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

indie Semiconductor, Inc. Balance Sheet: INDI Debt, Cash & Liquidity

Current Ratio
3.73x
Quick Ratio
3.10x
Debt/Equity
0.99x
Debt/Assets
54.3%
Interest Coverage
-8.74x
Long-term Debt
$353.4M

INDI Revenue & Earnings Growth: 5-Year Financial Trend

INDI 5-year financial data: Year 2021: Revenue $48.4M, Net Income -$97.5M, EPS $-3.12. Year 2022: Revenue $110.8M, Net Income -$88.0M, EPS $-1.26. Year 2023: Revenue $223.2M, Net Income -$88.0M, EPS $-1.26. Year 2024: Revenue $223.2M, Net Income -$43.4M, EPS $-0.37. Year 2025: Revenue $223.2M, Net Income -$117.6M, EPS $-0.81.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: indie Semiconductor, Inc.'s revenue has grown significantly by 361% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.81 indicates the company is currently unprofitable.

INDI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-32.9%
Free cash flow / Revenue

INDI Quarterly Earnings & Performance

Quarterly financial performance data for indie Semiconductor, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $53.7M -$38.3M $-0.19
Q2 2025 $51.6M -$19.2M $-0.11
Q1 2025 $52.4M -$31.2M $-0.18
Q3 2024 $54.0M -$17.1M $-0.12
Q2 2024 $52.1M -$13.1M $-0.09
Q1 2024 $40.5M -$31.2M $-0.19
Q3 2023 $30.0M -$17.1M $-0.12
Q2 2023 $25.8M -$4.2M $0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

indie Semiconductor, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$57.1M
Cash generated from operations
Capital Expenditures
$14.3M
Investment in assets
Dividends
None
No dividend program

INDI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for indie Semiconductor, Inc. (CIK: 0001841925)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Apr 7, 2026 4 xslF345X06/ownership.xml View →
Apr 7, 2026 4 xslF345X06/ownership.xml View →
Apr 7, 2026 4 xslF345X06/ownership.xml View →
Apr 7, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about INDI

What is the AI rating for INDI?

indie Semiconductor, Inc. (INDI) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 88% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are INDI's key strengths?

Claude: Strong liquidity position with 145.5M cash and 3.73x current ratio provides runway for operations. Reasonable balance sheet with 0.99x debt-to-equity ratio and equity cushion of 358M. ChatGPT: Strong near-term liquidity with a 3.73x current ratio and $145.46M of cash. Positive year-over-year revenue growth, albeit modest, suggests the top line is not deteriorating.

What are the risks of investing in INDI?

Claude: Severe cash burn with -71.4M free cash flow creates 2-3 year operational runway at current burn rate. Operating margin of -70.9% and net margin of -65.8% indicate fundamental business model dysfunction. ChatGPT: Severe profitability weakness with -70.9% operating margin and -65.8% net margin. Negative operating cash flow and -32.9% free cash flow margin indicate poor cash generation quality.

What is INDI's revenue and growth?

indie Semiconductor, Inc. reported revenue of $217.4M.

Does INDI pay dividends?

indie Semiconductor, Inc. does not currently pay dividends.

Where can I find INDI SEC filings?

Official SEC filings for indie Semiconductor, Inc. (CIK: 0001841925) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is INDI's EPS?

indie Semiconductor, Inc. has a diluted EPS of $-0.73.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is INDI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, indie Semiconductor, Inc. has a SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is INDI stock overvalued or undervalued?

Valuation metrics for INDI: ROE of -40.0% (sector avg: 22%), net margin of -65.8% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy INDI stock in 2026?

Our dual AI analysis gives indie Semiconductor, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is INDI's free cash flow?

indie Semiconductor, Inc.'s operating cash flow is $-57.1M, with capital expenditures of $14.3M. FCF margin is -32.9%.

How does INDI compare to other Technology stocks?

Vs Technology sector averages: Net margin -65.8% (avg: 18%), ROE -40.0% (avg: 22%), current ratio 3.73 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 29, 2026 | Data as of: 2025-12-31 | Powered by Claude AI