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Insteel Industries Inc. (IIIN) Stock Fundamental Analysis & AI Rating 2026

IIIN NYSE Steel Works, Blast Furnaces & Rolling & Finishing Mills NC CIK: 0000764401
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2025-12-27
📅 Next earnings: Apr 16, 2026 (today) • Pre-market ET • EPS est. $0.80 (vs $0.55 prior year) • All earnings →
Combined AI Rating
SELL
65% Confidence
AGREEMENT
SELL
68% Conf
HOLD
62% Conf

📊 IIIN Key Takeaways

Revenue: $159.9M
Net Margin: 4.7%
Free Cash Flow: $-2.2M
Current Ratio: 3.58x
Debt/Equity: 0.01x
EPS: $0.39
AI Rating: SELL with 68% confidence
Insteel Industries Inc. (IIIN) receives a SELL rating with 65% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $159.9M, net profit margin of 4.7%, and return on equity (ROE) of 2.1%, Insteel Industries Inc. demonstrates mixed fundamentals in the Materials sector. Below is our complete IIIN stock analysis for 2026.

Is Insteel Industries Inc. (IIIN) a Good Investment?

Claude

Despite reporting 112.5% net income growth, Insteel faces critical cash flow deterioration with negative operating cash flow of -$701K and negative free cash flow of -$2.2M, indicating earnings quality concerns and unsustainable profitability. Flat revenue coupled with surging GAAP profits, combined with minimal ROE (2.1%) and ROA (1.7%), suggests the profit growth lacks operational substance and may reflect one-time items rather than fundamental business improvement.

ChatGPT

Earnings rebounded sharply on flat sales, with operating and net margins improving, but overall profitability (ROE/ROA) remains modest. A very strong balance sheet with minimal leverage and ample liquidity supports resilience, yet negative free cash flow and working capital intensity temper near‑term attractiveness until sustained cash generation and margin expansion are demonstrated.

Why Buy Insteel Industries Inc. Stock? IIIN Key Strengths

Claude
  • + Fortress balance sheet with negligible debt (0.01x D/E) provides financial flexibility
  • + Exceptional liquidity with 3.58x current ratio and strong cash position of $15.6M
  • + Minimal solvency risk with 739.8x interest coverage ratio
ChatGPT
  • + Very low leverage and exceptional interest coverage
  • + Strong liquidity (current ratio 3.6x) with conservative capex
  • + Improving profitability with triple‑digit YoY EPS growth

IIIN Stock Risks: Insteel Industries Inc. Investment Risks

Claude
  • ! Critical: Operating cash flow is negative (-$701K) and free cash flow is deeply negative (-$2.2M), indicating profits are not backed by actual cash generation
  • ! Revenue completely flat at 0% YoY growth while net income surges 112.5%, suggesting earnings quality issues or unsustainable one-time gains
  • ! Extremely poor capital efficiency with ROE of 2.1% and ROA of 1.7% despite apparent profit expansion raises questions about underlying operational performance
  • ! Thin profit margins (4.7% net margin) typical of commodity steel industry vulnerable to cyclical pricing pressures
ChatGPT
  • ! Cyclical end markets and steel price volatility pressuring margins
  • ! Negative operating/free cash flow due to working capital swings
  • ! Low ROE indicates limited capital efficiency and earnings power

Key Metrics to Watch

Claude
  • * Operating cash flow trend (must turn positive to validate earnings quality)
  • * Revenue growth and margin sustainability (identify if profit growth is repeatable)
  • * Working capital changes and inventory levels (explain cash flow divergence from earnings)
ChatGPT
  • * Gross margin trend
  • * Operating cash flow (TTM)

Insteel Industries Inc. (IIIN) Financial Metrics & Key Ratios

Revenue
$159.9M
Net Income
$7.6M
EPS (Diluted)
$0.39
Free Cash Flow
$-2.2M
Total Assets
$456.1M
Cash Position
$15.6M

💡 AI Analyst Insight

Strong liquidity with a 3.58x current ratio provides a solid financial cushion.

IIIN Profit Margin, ROE & Profitability Analysis

Gross Margin 11.3%
Operating Margin 6.0%
Net Margin 4.7%
ROE 2.1%
ROA 1.7%
FCF Margin -1.4%

IIIN vs Materials Sector: How Insteel Industries Inc. Compares

How Insteel Industries Inc. compares to Materials sector averages

Net Margin
IIIN 4.7%
vs
Sector Avg 10.0%
IIIN Sector
ROE
IIIN 2.1%
vs
Sector Avg 14.0%
IIIN Sector
Current Ratio
IIIN 3.6x
vs
Sector Avg 1.6x
IIIN Sector
Debt/Equity
IIIN 0.0x
vs
Sector Avg 0.6x
IIIN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Insteel Industries Inc. Stock Overvalued? IIIN Valuation Analysis 2026

Based on fundamental analysis, Insteel Industries Inc. has mixed fundamental signals relative to the Materials sector in 2026.

Return on Equity
2.1%
Sector avg: 14%
Net Profit Margin
4.7%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Insteel Industries Inc. Balance Sheet: IIIN Debt, Cash & Liquidity

Current Ratio
3.58x
Quick Ratio
1.19x
Debt/Equity
0.01x
Debt/Assets
0.0%
Interest Coverage
739.77x
Long-term Debt
$5.4M

IIIN Revenue & Earnings Growth: 5-Year Financial Trend

IIIN 5-year financial data: Year 2021: Revenue $590.6M, Net Income $5.6M, EPS $0.29. Year 2022: Revenue $826.8M, Net Income $19.0M, EPS $0.98. Year 2023: Revenue $826.8M, Net Income $66.6M, EPS $3.41. Year 2024: Revenue $826.8M, Net Income $125.0M, EPS $6.37. Year 2025: Revenue $649.2M, Net Income $32.4M, EPS $1.66.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Insteel Industries Inc.'s revenue has shown modest growth of 10% over the 5-year period. The most recent EPS of $1.66 reflects profitable operations.

IIIN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-1.4%
Free cash flow / Revenue

IIIN Quarterly Earnings & Performance

Quarterly financial performance data for Insteel Industries Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $129.7M $1.1M $0.06
Q3 2025 $145.8M $1.1M $0.34
Q2 2025 $127.4M $1.1M $0.35
Q1 2025 $121.7M $1.1M $0.06
Q3 2024 $145.8M $1.1M $0.34
Q2 2024 $127.4M $1.1M $0.26
Q1 2024 $121.7M $1.1M $0.06
Q3 2023 $165.7M $5.1M $0.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Insteel Industries Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$701.0K
Cash generated from operations
Stock Buybacks
$745.0K
Shares repurchased (TTM)
Capital Expenditures
$1.5M
Investment in assets
Dividends Paid
$20.0M
Returned to shareholders

IIIN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Insteel Industries Inc. (CIK: 0000764401)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 8-K iiin20260415_8k.htm View →
Feb 27, 2026 4 xslF345X05/form4-02272026_030239.xml View →
Feb 17, 2026 4 xslF345X05/form4-02172026_040257.xml View →
Feb 17, 2026 4 xslF345X05/form4-02172026_040222.xml View →
Feb 17, 2026 4 xslF345X05/form4-02172026_030201.xml View →

Frequently Asked Questions about IIIN

What is the AI rating for IIIN?

Insteel Industries Inc. (IIIN) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 65% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IIIN's key strengths?

Claude: Fortress balance sheet with negligible debt (0.01x D/E) provides financial flexibility. Exceptional liquidity with 3.58x current ratio and strong cash position of $15.6M. ChatGPT: Very low leverage and exceptional interest coverage. Strong liquidity (current ratio 3.6x) with conservative capex.

What are the risks of investing in IIIN?

Claude: Critical: Operating cash flow is negative (-$701K) and free cash flow is deeply negative (-$2.2M), indicating profits are not backed by actual cash generation. Revenue completely flat at 0% YoY growth while net income surges 112.5%, suggesting earnings quality issues or unsustainable one-time gains. ChatGPT: Cyclical end markets and steel price volatility pressuring margins. Negative operating/free cash flow due to working capital swings.

What is IIIN's revenue and growth?

Insteel Industries Inc. reported revenue of $159.9M.

Does IIIN pay dividends?

Insteel Industries Inc. pays dividends, with $20.0M distributed to shareholders in the trailing twelve months.

Where can I find IIIN SEC filings?

Official SEC filings for Insteel Industries Inc. (CIK: 0000764401) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IIIN's EPS?

Insteel Industries Inc. has a diluted EPS of $0.39.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IIIN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Insteel Industries Inc. has a SELL rating with 65% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is IIIN stock overvalued or undervalued?

Valuation metrics for IIIN: ROE of 2.1% (sector avg: 14%), net margin of 4.7% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy IIIN stock in 2026?

Our dual AI analysis gives Insteel Industries Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IIIN's free cash flow?

Insteel Industries Inc.'s operating cash flow is $-701.0K, with capital expenditures of $1.5M. FCF margin is -1.4%.

How does IIIN compare to other Materials stocks?

Vs Materials sector averages: Net margin 4.7% (avg: 10%), ROE 2.1% (avg: 14%), current ratio 3.58 (avg: 1.6).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2025-12-27 | Powered by Claude AI