📊 IDAI Key Takeaways
Is T Stamp Inc (IDAI) a Good Investment?
T Stamp Inc is a severely unprofitable software company with a -265% net margin and -$5.7M operating cash burn against only $3.1M revenue, indicating a fundamentally broken business model. While the company maintains adequate liquidity ($6M cash), at current burn rates it has approximately one year of runway with no credible path to profitability.
Fundamentals are weak: a very small revenue base growing only 1.9% YoY with deeply negative operating and net margins drives heavy cash burn. Liquidity and leverage are currently favorable, but cash approximates ~1 year of burn, implying potential financing needs unless growth accelerates or expenses are reduced materially.
Why Buy T Stamp Inc Stock? IDAI Key Strengths
- Strong liquidity position with $6.0M cash and 7.85x current ratio
- Conservative capital structure with 0.13x debt/equity ratio
- EPS improved 76.5% YoY, demonstrating some operational improvement trajectory
- Strong liquidity (current ratio 7.85x; cash $6.04M)
- Low leverage (Debt/Equity 0.13x)
- Low capex needs, offering flexibility
IDAI Stock Risks: T Stamp Inc Investment Risks
- Catastrophic profitability with -265.2% net margin and -$7.7M operating losses against only $3.1M revenue
- Negative operating cash flow of -$5.7M annually with ~12 month cash runway at current burn rate
- Anemic revenue growth of 1.9% YoY insufficient to approach breakeven; would require 3-4x revenue expansion
- High insider Form 4 activity (16 filings in 90 days) may signal insider concerns or capital structure changes
- Absence of gross margin data suggests potential transparency or operational tracking issues
- Sustained losses and severe negative margins (-244% operating; -182.6% FCF)
- Minimal top-line growth (1.9% YoY) limits operating leverage
- Financing/dilution risk given cash near annual operating burn
Key Metrics to Watch
- Quarterly operating cash flow trend and cash runway depletion rate
- Revenue growth acceleration and gross margin realization
- Path to operating breakeven and timeline to cash burn cessation
- Revenue growth rate (sequential and YoY)
- Operating cash flow (burn) and cash runway
T Stamp Inc (IDAI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 7.85x current ratio provides a solid financial cushion.
IDAI Profit Margin, ROE & Profitability Analysis
IDAI vs Technology Sector: How T Stamp Inc Compares
How T Stamp Inc compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is T Stamp Inc Stock Overvalued? IDAI Valuation Analysis 2026
Based on fundamental analysis, T Stamp Inc has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
T Stamp Inc Balance Sheet: IDAI Debt, Cash & Liquidity
IDAI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: T Stamp Inc's revenue has declined by 15% over the 5-year period, indicating business contraction. The most recent EPS of $-11.36 indicates the company is currently unprofitable.
IDAI Revenue Growth, EPS Growth & YoY Performance
IDAI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $511.1K | -$1.3M | $-0.72 |
| Q2 2025 | $500.4K | -$1.7M | $-0.69 |
| Q1 2025 | $545.5K | -$2.2M | $-0.89 |
| Q3 2024 | $511.1K | -$35.2K | $0.00 |
| Q2 2024 | $460.8K | -$2.2M | $-0.21 |
| Q1 2024 | $458.6K | -$2.5M | $-0.26 |
| Q3 2023 | $1.3M | -$35.2K | $0.00 |
| Q1 2023 | $458.6K | -$1.7M | $-0.37 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
T Stamp Inc Dividends, Buybacks & Capital Allocation
IDAI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for T Stamp Inc (CIK: 0001718939)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 8, 2026 | 4 | xslF345X06/wk-form4_1775678000.xml | View → |
| Apr 8, 2026 | 4 | xslF345X06/wk-form4_1775677933.xml | View → |
| Apr 8, 2026 | 4 | xslF345X06/wk-form4_1775643950.xml | View → |
| Apr 8, 2026 | 4 | xslF345X06/wk-form4_1775643419.xml | View → |
| Apr 8, 2026 | 4 | xslF345X06/wk-form4_1775643212.xml | View → |
❓ Frequently Asked Questions about IDAI
What is the AI rating for IDAI?
T Stamp Inc (IDAI) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are IDAI's key strengths?
Claude: Strong liquidity position with $6.0M cash and 7.85x current ratio. Conservative capital structure with 0.13x debt/equity ratio. ChatGPT: Strong liquidity (current ratio 7.85x; cash $6.04M). Low leverage (Debt/Equity 0.13x).
What are the risks of investing in IDAI?
Claude: Catastrophic profitability with -265.2% net margin and -$7.7M operating losses against only $3.1M revenue. Negative operating cash flow of -$5.7M annually with ~12 month cash runway at current burn rate. ChatGPT: Sustained losses and severe negative margins (-244% operating; -182.6% FCF). Minimal top-line growth (1.9% YoY) limits operating leverage.
What is IDAI's revenue and growth?
T Stamp Inc reported revenue of $3.1M.
Does IDAI pay dividends?
T Stamp Inc does not currently pay dividends.
Where can I find IDAI SEC filings?
Official SEC filings for T Stamp Inc (CIK: 0001718939) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IDAI's EPS?
T Stamp Inc has a diluted EPS of $-2.67.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is IDAI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, T Stamp Inc has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is IDAI stock overvalued or undervalued?
Valuation metrics for IDAI: ROE of -95.4% (sector avg: 22%), net margin of -265.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy IDAI stock in 2026?
Our dual AI analysis gives T Stamp Inc a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IDAI's free cash flow?
T Stamp Inc's operating cash flow is $-5.7M, with capital expenditures of $46.1K. FCF margin is -182.6%.
How does IDAI compare to other Technology stocks?
Vs Technology sector averages: Net margin -265.2% (avg: 18%), ROE -95.4% (avg: 22%), current ratio 7.85 (avg: 2.5).