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Installed Building Products, Inc. (IBP) Stock Fundamental Analysis & AI Rating 2026

IBP NYSE General Bldg Contractors - Residential Bldgs DE CIK: 0001580905
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
79% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
80% Conf

📊 IBP Key Takeaways

Revenue: $3.0B
Net Margin: 8.9%
Free Cash Flow: $300.8M
Current Ratio: 3.03x
Debt/Equity: 1.25x
EPS: $9.71
AI Rating: BUY with 78% confidence
Installed Building Products, Inc. (IBP) receives a BUY rating with 79% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.0B, net profit margin of 8.9%, and return on equity (ROE) of 37.4%, Installed Building Products, Inc. demonstrates strong fundamentals in the Market sector. Below is our complete IBP stock analysis for 2026.

Is Installed Building Products, Inc. (IBP) a Good Investment?

Claude

IBP demonstrates exceptional financial health with 37.4% ROE, strong free cash flow generation of $300.8M, and excellent liquidity (3.03x current ratio), positioning it as a fundamentally sound business with superior capital efficiency. However, anemic 1% revenue growth and cyclical exposure to residential construction warrant caution despite robust profitability margins and debt management capabilities.

ChatGPT

Installed Building Products demonstrates resilient profitability and strong cash generation, with 13% operating margin, 8.9% net margin, and a 10.1% FCF margin supported by robust liquidity and 19.2x interest coverage. Although revenue growth is modest (+1% YoY), margin discipline and low capex sustain EPS growth and balance sheet flexibility despite moderate leverage.

Why Buy Installed Building Products, Inc. Stock? IBP Key Strengths

Claude
  • + Outstanding return on equity (37.4%) and ROA (12.8%) indicate superior capital allocation and operational efficiency
  • + Strong free cash flow generation ($300.8M) with low capital intensity (CapEx 2.4% of revenue) provides flexibility for debt reduction and shareholder returns
  • + Excellent liquidity position (3.03x current ratio, 2.44x quick ratio) with $321.9M cash and exceptional interest coverage (19.2x) demonstrates financial safety
ChatGPT
  • + Strong profitability: 34% gross, 13% operating, 8.9% net margins
  • + Robust cash generation and conversion: $300.8M FCF, 10.1% FCF margin
  • + Healthy liquidity and coverage: 3.03x current ratio, 19.2x interest coverage

IBP Stock Risks: Installed Building Products, Inc. Investment Risks

Claude
  • ! Minimal revenue growth at 1% YoY suggests market saturation, pricing pressure, or demand weakness in residential construction sector
  • ! Cyclical business model exposed to housing market volatility and economic downturns that could compress margins and cash flow
  • ! Moderate leverage with 1.25x Debt/Equity and $886.6M long-term debt limits financial flexibility if industry conditions deteriorate
ChatGPT
  • ! Muted revenue growth (+1% YoY) limits operating leverage
  • ! Cyclicality in residential construction could pressure volumes and margins
  • ! Moderate leverage (1.25x D/E; $886.6M LT debt) increases downside if cash flow slows

Key Metrics to Watch

Claude
  • * Revenue growth acceleration and residential construction demand indicators
  • * Operating margin sustainability and gross margin trends
  • * Free cash flow conversion and debt-to-total-capital reduction progress
ChatGPT
  • * YoY revenue growth
  • * Operating margin (%)

Installed Building Products, Inc. (IBP) Financial Metrics & Key Ratios

Revenue
$3.0B
Net Income
$265.4M
EPS (Diluted)
$9.71
Free Cash Flow
$300.8M
Total Assets
$2.1B
Cash Position
$321.9M

💡 AI Analyst Insight

Strong liquidity with a 3.03x current ratio provides a solid financial cushion.

IBP Profit Margin, ROE & Profitability Analysis

Gross Margin 34.0%
Operating Margin 13.0%
Net Margin 8.9%
ROE 37.4%
ROA 12.8%
FCF Margin 10.1%

IBP vs Market Sector: How Installed Building Products, Inc. Compares

How Installed Building Products, Inc. compares to Market sector averages

Net Margin
IBP 8.9%
vs
Sector Avg 12.0%
IBP Sector
ROE
IBP 37.4%
vs
Sector Avg 15.0%
IBP Sector
Current Ratio
IBP 3.0x
vs
Sector Avg 1.8x
IBP Sector
Debt/Equity
IBP 1.2x
vs
Sector Avg 0.7x
IBP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Installed Building Products, Inc. Stock Overvalued? IBP Valuation Analysis 2026

Based on fundamental analysis, Installed Building Products, Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
37.4%
Sector avg: 15%
Net Profit Margin
8.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.25x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Installed Building Products, Inc. Balance Sheet: IBP Debt, Cash & Liquidity

Current Ratio
3.03x
Quick Ratio
2.44x
Debt/Equity
1.25x
Debt/Assets
65.7%
Interest Coverage
19.22x
Long-term Debt
$886.6M

IBP Revenue & Earnings Growth: 5-Year Financial Trend

IBP 5-year financial data: Year 2021: Revenue $2.0B, Net Income $68.2M, EPS $2.28. Year 2022: Revenue $2.7B, Net Income $97.2M, EPS $3.27. Year 2023: Revenue $2.8B, Net Income $118.8M, EPS $4.01. Year 2024: Revenue $2.9B, Net Income $223.4M, EPS $7.74. Year 2025: Revenue $3.0B, Net Income $243.7M, EPS $8.61.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Installed Building Products, Inc.'s revenue has grown significantly by 51% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.61 reflects profitable operations.

IBP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.1%
Free cash flow / Revenue

IBP Quarterly Earnings & Performance

Quarterly financial performance data for Installed Building Products, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $760.6M $68.6M $2.44
Q2 2025 $737.6M $65.2M $2.30
Q1 2025 $684.8M $45.4M $1.64
Q3 2024 $706.5M $68.0M $2.40
Q2 2024 $692.1M $61.6M $2.18
Q1 2024 $659.3M $49.3M $1.74
Q3 2023 $706.5M $61.0M $2.13
Q2 2023 $676.7M $59.9M $2.07

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Installed Building Products, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$371.4M
Cash generated from operations
Stock Buybacks
$172.6M
Shares repurchased (TTM)
Capital Expenditures
$70.6M
Investment in assets
Dividends Paid
$87.6M
Returned to shareholders

IBP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Installed Building Products, Inc. (CIK: 0001580905)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 DEF 14A ibp-20260408.htm View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773262521.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773261750.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773261693.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773261640.xml View →

Frequently Asked Questions about IBP

What is the AI rating for IBP?

Installed Building Products, Inc. (IBP) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 79% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IBP's key strengths?

Claude: Outstanding return on equity (37.4%) and ROA (12.8%) indicate superior capital allocation and operational efficiency. Strong free cash flow generation ($300.8M) with low capital intensity (CapEx 2.4% of revenue) provides flexibility for debt reduction and shareholder returns. ChatGPT: Strong profitability: 34% gross, 13% operating, 8.9% net margins. Robust cash generation and conversion: $300.8M FCF, 10.1% FCF margin.

What are the risks of investing in IBP?

Claude: Minimal revenue growth at 1% YoY suggests market saturation, pricing pressure, or demand weakness in residential construction sector. Cyclical business model exposed to housing market volatility and economic downturns that could compress margins and cash flow. ChatGPT: Muted revenue growth (+1% YoY) limits operating leverage. Cyclicality in residential construction could pressure volumes and margins.

What is IBP's revenue and growth?

Installed Building Products, Inc. reported revenue of $3.0B.

Does IBP pay dividends?

Installed Building Products, Inc. pays dividends, with $87.6M distributed to shareholders in the trailing twelve months.

Where can I find IBP SEC filings?

Official SEC filings for Installed Building Products, Inc. (CIK: 0001580905) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IBP's EPS?

Installed Building Products, Inc. has a diluted EPS of $9.71.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IBP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Installed Building Products, Inc. has a BUY rating with 79% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is IBP stock overvalued or undervalued?

Valuation metrics for IBP: ROE of 37.4% (sector avg: 15%), net margin of 8.9% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy IBP stock in 2026?

Our dual AI analysis gives Installed Building Products, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IBP's free cash flow?

Installed Building Products, Inc.'s operating cash flow is $371.4M, with capital expenditures of $70.6M. FCF margin is 10.1%.

How does IBP compare to other Market stocks?

Vs Default sector averages: Net margin 8.9% (avg: 12%), ROE 37.4% (avg: 15%), current ratio 3.03 (avg: 1.8).

Why is IBP's return on equity (ROE) so high?

Installed Building Products, Inc. has a return on equity of 37.4%, significantly above the Market sector average of 15%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 8.9% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2025-12-31 | Powered by Claude AI