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Herbalife Ltd.. (HLF) Stock Fundamental Analysis & AI Rating 2026

HLF NYSE Wholesale-Drugs, Proprietaries & Druggists' Sundries E9 CIK: 0001180262
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
74% Confidence
STRONG AGREEMENT
SELL
78% Conf
SELL
70% Conf

📊 HLF Key Takeaways

Revenue: $5.0B
Net Margin: 4.5%
Free Cash Flow: $252.9M
Current Ratio: 1.13x
Debt/Equity: N/A
EPS: $2.20
AI Rating: SELL with 78% confidence
Herbalife Ltd.. (HLF) receives a SELL rating with 74% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.0B, net profit margin of 4.5%, Herbalife Ltd.. demonstrates mixed fundamentals in the Market sector. Below is our complete HLF stock analysis for 2026.

Is Herbalife Ltd.. (HLF) a Good Investment?

Claude

Herbalife faces severe balance sheet distress with negative stockholders' equity of -$515.1M and excessive leverage ($2.0B debt vs. $353.1M cash), creating material financial risk despite positive operating cash flows. Stagnant revenue growth (+0.9%) and declining EPS (-12.0%) indicate deteriorating fundamental momentum, while weak liquidity ratios (Quick Ratio 0.62x) and thin interest coverage (2.2x) leave minimal cushion for operational disruption.

ChatGPT

Herbalife generates steady gross profit and positive free cash flow, with operating profitability intact despite flat revenue. However, the balance sheet is strained with negative equity, high leverage, weak liquidity, and thin interest coverage, leaving little cushion against shocks. With muted growth and EPS pressure, risk outweighs fundamentals until leverage and liquidity improve.

Why Buy Herbalife Ltd.. Stock? HLF Key Strengths

Claude
  • + Strong gross margins of 77.9% demonstrate pricing power and operational efficiency
  • + Positive operating cash flow of $333.3M and free cash flow of $252.9M provide near-term liquidity
  • + Established revenue base of $5.0B across global distribution network
ChatGPT
  • + High gross margin (~78%) supports profitability
  • + Consistent positive free cash flow (~5% FCF margin)
  • + Solid operating income and ROA (8.2%)

HLF Stock Risks: Herbalife Ltd.. Investment Risks

Claude
  • ! Critical: Negative stockholders' equity of -$515.1M indicates insolvency on book basis and unsustainable capital structure
  • ! Excessive leverage: $2.0B long-term debt with only 2.2x interest coverage leaves minimal margin for error
  • ! Stagnant growth trajectory: Revenue growth of 0.9% YoY and flat net income (+0.2%) with declining EPS (-12.0%) suggest deteriorating business quality
  • ! Weak liquidity: Quick ratio of 0.62x and current ratio of 1.13x create vulnerability to cash flow disruptions
  • ! Multi-level marketing business model exposed to regulatory and reputational risks
ChatGPT
  • ! Negative equity and heavy leverage heighten financial risk
  • ! Low interest coverage (2.2x) and weak quick ratio (0.62x)
  • ! Flat revenue (+0.9% YoY) and declining EPS (-12% YoY)

Key Metrics to Watch

Claude
  • * Debt reduction and path to positive equity restoration
  • * Revenue growth acceleration above 5% YoY
  • * Interest coverage ratio improvement above 3.5x
  • * Quarterly operating cash flow sustainability and capital allocation decisions
ChatGPT
  • * Interest Coverage
  • * Free Cash Flow Margin

Herbalife Ltd.. (HLF) Financial Metrics & Key Ratios

Revenue
$5.0B
Net Income
$228.3M
EPS (Diluted)
$2.20
Free Cash Flow
$252.9M
Total Assets
$2.8B
Cash Position
$353.1M

💡 AI Analyst Insight

Herbalife Ltd.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

HLF Profit Margin, ROE & Profitability Analysis

Gross Margin 77.9%
Operating Margin 9.5%
Net Margin 4.5%
ROE N/A
ROA 8.2%
FCF Margin 5.0%

HLF vs Market Sector: How Herbalife Ltd.. Compares

How Herbalife Ltd.. compares to Market sector averages

Net Margin
HLF 4.5%
vs
Sector Avg 12.0%
HLF Sector
ROE
HLF 0.0%
vs
Sector Avg 15.0%
HLF Sector
Current Ratio
HLF 1.1x
vs
Sector Avg 1.8x
HLF Sector
Debt/Equity
HLF 0.0x
vs
Sector Avg 0.7x
HLF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Herbalife Ltd.. Stock Overvalued? HLF Valuation Analysis 2026

Based on fundamental analysis, Herbalife Ltd.. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
4.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Herbalife Ltd.. Balance Sheet: HLF Debt, Cash & Liquidity

Current Ratio
1.13x
Quick Ratio
0.62x
Debt/Equity
N/A
Debt/Assets
118.3%
Interest Coverage
2.24x
Long-term Debt
$2.0B

HLF Revenue & Earnings Growth: 5-Year Financial Trend

HLF 5-year financial data: Year 2021: Revenue $5.8B, Net Income $311.0M, EPS $2.20. Year 2022: Revenue $5.8B, Net Income $372.6M, EPS $2.77. Year 2023: Revenue $5.8B, Net Income $447.2M, EPS $4.13. Year 2024: Revenue $5.2B, Net Income $321.3M, EPS $3.23. Year 2025: Revenue $5.1B, Net Income $142.2M, EPS $1.42.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Herbalife Ltd..'s revenue has declined by 13% over the 5-year period, indicating business contraction. The most recent EPS of $1.42 reflects profitable operations.

HLF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.0%
Free cash flow / Revenue

HLF Quarterly Earnings & Performance

Quarterly financial performance data for Herbalife Ltd.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.2B $43.2M $0.42
Q2 2025 $1.3B $4.7M $0.05
Q1 2025 $1.2B $24.3M $0.24
Q3 2024 $1.2B $42.8M $0.43
Q2 2024 $1.3B $4.7M $0.05
Q1 2024 $1.3B $24.3M $0.24
Q3 2023 $1.3B $42.8M $0.43
Q2 2023 $1.3B $59.9M $0.60

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Herbalife Ltd.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$333.3M
Cash generated from operations
Stock Buybacks
$8.2M
Shares repurchased (TTM)
Capital Expenditures
$80.4M
Investment in assets
Dividends
None
No dividend program

HLF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Herbalife Ltd.. (CIK: 0001180262)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 8-K ea0286430-8k_herbalife.htm View →
Apr 14, 2026 8-K ea0279191-8k_herbalife.htm View →
Mar 17, 2026 DEF 14A ea0276754-01.htm View →
Feb 27, 2026 4 xslF345X05/ownership.xml View →
Feb 27, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about HLF

What is the AI rating for HLF?

Herbalife Ltd.. (HLF) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are HLF's key strengths?

Claude: Strong gross margins of 77.9% demonstrate pricing power and operational efficiency. Positive operating cash flow of $333.3M and free cash flow of $252.9M provide near-term liquidity. ChatGPT: High gross margin (~78%) supports profitability. Consistent positive free cash flow (~5% FCF margin).

What are the risks of investing in HLF?

Claude: Critical: Negative stockholders' equity of -$515.1M indicates insolvency on book basis and unsustainable capital structure. Excessive leverage: $2.0B long-term debt with only 2.2x interest coverage leaves minimal margin for error. ChatGPT: Negative equity and heavy leverage heighten financial risk. Low interest coverage (2.2x) and weak quick ratio (0.62x).

What is HLF's revenue and growth?

Herbalife Ltd.. reported revenue of $5.0B.

Does HLF pay dividends?

Herbalife Ltd.. does not currently pay dividends.

Where can I find HLF SEC filings?

Official SEC filings for Herbalife Ltd.. (CIK: 0001180262) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is HLF's EPS?

Herbalife Ltd.. has a diluted EPS of $2.20.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is HLF a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Herbalife Ltd.. has a SELL rating with 74% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is HLF stock overvalued or undervalued?

Valuation metrics for HLF: ROE of N/A (sector avg: 15%), net margin of 4.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy HLF stock in 2026?

Our dual AI analysis gives Herbalife Ltd.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is HLF's free cash flow?

Herbalife Ltd..'s operating cash flow is $333.3M, with capital expenditures of $80.4M. FCF margin is 5.0%.

How does HLF compare to other Market stocks?

Vs Default sector averages: Net margin 4.5% (avg: 12%), ROE N/A (avg: 15%), current ratio 1.13 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2025-12-31 | Powered by Claude AI