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Cencora, Inc. (COR) Stock Fundamental Analysis & AI Rating 2026

COR NYSE Wholesale-Drugs, Proprietaries & Druggists' Sundries DE CIK: 0001140859
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
74% Confidence
AGREEMENT
SELL
75% Conf
HOLD
74% Conf

📊 COR Key Takeaways

Revenue: $85.9B
Net Margin: 0.7%
Free Cash Flow: $-2.4B
Current Ratio: 0.92x
Debt/Equity: 4.15x
EPS: $2.87
AI Rating: SELL with 75% confidence
Cencora, Inc. (COR) receives a SELL rating with 74% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $85.9B, net profit margin of 0.7%, and return on equity (ROE) of 29.3%, Cencora, Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete COR stock analysis for 2026.

Is Cencora, Inc. (COR) a Good Investment?

Claude

Cencora operates in a capital-intensive wholesale pharmaceuticals sector with critically weak operational cash flow (-$2.3B) and negative free cash flow (-$2.4B), indicating the company is burning cash despite $85.9B in revenue. The extremely thin operating margin of 0.9% combined with high leverage (4.15x debt-to-equity) and a current ratio below 1.0x creates significant financial stress and sustainability concerns.

ChatGPT

Cencora’s fundamentals show a high-scale, consistently profitable distributor model, but the quality of those profits is constrained by extremely thin margins and a weak cash flow profile in the latest period. Strong reported ROE is offset by high leverage, low liquidity, and negative free cash flow, which makes the business fundamentally stable but not especially strong on current financial health.

Why Buy Cencora, Inc. Stock? COR Key Strengths

Claude
  • + Exceptionally high ROE of 29.3% demonstrates efficient use of equity capital
  • + Strong gross profit of $3.1B on large revenue base shows core business generates absolute earnings
  • + Substantial asset base of $78.4B provides scale and operational infrastructure
ChatGPT
  • + Massive revenue base and positive operating earnings indicate durable scale in a defensive healthcare distribution business
  • + High reported ROE suggests strong earnings generation relative to a small equity base
  • + Low capital expenditure requirements support the potential for cash conversion when working capital normalizes

COR Stock Risks: Cencora, Inc. Investment Risks

Claude
  • ! Severe negative operating cash flow of -$2.3B signals the business model is not generating cash despite profitability on paper
  • ! Critical liquidity concerns with current ratio of 0.92x and quick ratio of 0.51x indicating difficulty meeting short-term obligations
  • ! Unsustainable debt burden with 4.15x debt-to-equity ratio and $7.9B long-term debt relative to only $1.9B equity cushion
ChatGPT
  • ! Margins are exceptionally thin, leaving little room for operational mistakes or reimbursement pressure
  • ! Latest operating cash flow and free cash flow are negative, raising concerns about earnings quality and working capital strain
  • ! Leverage is elevated and liquidity is tight, with debt/equity of 4.15x and a current ratio below 1.0x

Key Metrics to Watch

Claude
  • * Operating Cash Flow trend - must turn positive to demonstrate sustainable business
  • * Debt-to-Equity ratio - target reduction below 2.5x for financial stability
  • * Current Ratio improvement - needs to exceed 1.2x to ensure adequate liquidity
ChatGPT
  • * Operating cash flow and free cash flow improvement versus net income
  • * Debt burden, liquidity ratios, and operating margin stability

Cencora, Inc. (COR) Financial Metrics & Key Ratios

Revenue
$85.9B
Net Income
$559.6M
EPS (Diluted)
$2.87
Free Cash Flow
$-2.4B
Total Assets
$78.4B
Cash Position
$1.8B

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

COR Profit Margin, ROE & Profitability Analysis

Gross Margin 3.6%
Operating Margin 0.9%
Net Margin 0.7%
ROE 29.3%
ROA 0.7%
FCF Margin -2.8%

COR vs Market Sector: How Cencora, Inc. Compares

How Cencora, Inc. compares to Market sector averages

Net Margin
COR 0.7%
vs
Sector Avg 12.0%
COR Sector
ROE
COR 29.3%
vs
Sector Avg 15.0%
COR Sector
Current Ratio
COR 0.9x
vs
Sector Avg 1.8x
COR Sector
Debt/Equity
COR 4.2x
vs
Sector Avg 0.7x
COR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cencora, Inc. Stock Overvalued? COR Valuation Analysis 2026

Based on fundamental analysis, Cencora, Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
29.3%
Sector avg: 15%
Net Profit Margin
0.7%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
4.15x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cencora, Inc. Balance Sheet: COR Debt, Cash & Liquidity

Current Ratio
0.92x
Quick Ratio
0.51x
Debt/Equity
4.15x
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
$7.9B

COR Revenue & Earnings Growth: 5-Year Financial Trend

COR 5-year financial data: Year 2021: Revenue $214.0B, Net Income $855.4M, EPS $4.04. Year 2022: Revenue $238.6B, Net Income -$3.4B, EPS $-16.65. Year 2023: Revenue $262.2B, Net Income $1.5B, EPS $7.39. Year 2024: Revenue $294.0B, Net Income $1.7B, EPS $8.04. Year 2025: Revenue $321.3B, Net Income $1.7B, EPS $8.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cencora, Inc.'s revenue has grown significantly by 50% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.53 reflects profitable operations.

COR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-2.8%
Free cash flow / Revenue

COR Quarterly Earnings & Performance

Quarterly financial performance data for Cencora, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $81.5B $488.6M $2.50
Q3 2025 $74.2B $483.5M $2.42
Q2 2025 $68.4B $420.8M $2.09
Q1 2025 $72.3B $488.6M $2.50
Q3 2024 $66.9B $479.6M $2.35
Q2 2024 $63.5B $420.8M $2.09
Q1 2024 $62.8B $479.7M $2.33
Q3 2023 $60.1B $407.0M $1.92

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cencora, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$2.3B
Cash generated from operations
Capital Expenditures
$119.4M
Investment in assets
Dividends Paid
$126.5M
Returned to shareholders

COR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cencora, Inc. (CIK: 0001140859)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/wk-form4_1775162696.xml View →
Mar 23, 2026 8-K tm269555d1_8k.htm View →
Mar 17, 2026 8-K tm268936d1_8k.htm View →
Mar 13, 2026 4 xslF345X05/wk-form4_1773433030.xml View →
Mar 13, 2026 4 xslF345X05/wk-form4_1773432967.xml View →

Frequently Asked Questions about COR

What is the AI rating for COR?

Cencora, Inc. (COR) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are COR's key strengths?

Claude: Exceptionally high ROE of 29.3% demonstrates efficient use of equity capital. Strong gross profit of $3.1B on large revenue base shows core business generates absolute earnings. ChatGPT: Massive revenue base and positive operating earnings indicate durable scale in a defensive healthcare distribution business. High reported ROE suggests strong earnings generation relative to a small equity base.

What are the risks of investing in COR?

Claude: Severe negative operating cash flow of -$2.3B signals the business model is not generating cash despite profitability on paper. Critical liquidity concerns with current ratio of 0.92x and quick ratio of 0.51x indicating difficulty meeting short-term obligations. ChatGPT: Margins are exceptionally thin, leaving little room for operational mistakes or reimbursement pressure. Latest operating cash flow and free cash flow are negative, raising concerns about earnings quality and working capital strain.

What is COR's revenue and growth?

Cencora, Inc. reported revenue of $85.9B.

Does COR pay dividends?

Cencora, Inc. pays dividends, with $126.5M distributed to shareholders in the trailing twelve months.

Where can I find COR SEC filings?

Official SEC filings for Cencora, Inc. (CIK: 0001140859) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is COR's EPS?

Cencora, Inc. has a diluted EPS of $2.87.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is COR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cencora, Inc. has a SELL rating with 74% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is COR stock overvalued or undervalued?

Valuation metrics for COR: ROE of 29.3% (sector avg: 15%), net margin of 0.7% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy COR stock in 2026?

Our dual AI analysis gives Cencora, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is COR's free cash flow?

Cencora, Inc.'s operating cash flow is $-2.3B, with capital expenditures of $119.4M. FCF margin is -2.8%.

How does COR compare to other Market stocks?

Vs Default sector averages: Net margin 0.7% (avg: 12%), ROE 29.3% (avg: 15%), current ratio 0.92 (avg: 1.8).

Is Cencora, Inc. carrying too much debt?

COR has a debt-to-equity ratio of 4.15x, which is above the Market sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

Why is COR's return on equity (ROE) so high?

Cencora, Inc. has a return on equity of 29.3%, significantly above the Market sector average of 15%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 0.7% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI