📊 GTY Key Takeaways
Is Getty Realty Corp. /MD/ (GTY) a Good Investment?
Getty Realty demonstrates strong fundamental performance with excellent profitability (57.2% operating margin, 35.7% net margin) and outstanding free cash flow generation ($125.3M, 56.5% FCF margin), supported by solid 9.0% revenue growth. However, a concerning 2.7x interest coverage ratio and minimal cash balance ($8.4M) relative to $995M debt create refinancing risk, warranting caution despite otherwise healthy operational metrics.
Getty Realty exhibits resilient, rent-backed fundamentals with 9% YoY revenue growth and strong profitability (57% operating margin, 36% net margin) converting into robust free cash flow (56.5% FCF margin). Leverage is moderate at 0.93x D/E and operating cash flow easily covers internal needs, supporting reinvestment. Key watchpoints are the 2.7x interest coverage and low cash balance, but overall fundamentals remain attractive.
Why Buy Getty Realty Corp. /MD/ Stock? GTY Key Strengths
- Exceptional operating margin (57.2%) and net margin (35.7%) with pricing power through triple-net leases
- Outstanding free cash flow generation of $125.3M with 56.5% FCF margin, enabling debt service and capital returns
- Solid revenue growth (9.0% YoY) with reasonable leverage (0.93x debt-to-equity) appropriate for REIT structure
- Low capital intensity ($2.2M capex) indicates mature, stable asset base with minimal replacement needs
- High profitability with 57% operating margin and 36% net margin
- Strong cash generation and conversion (56.5% FCF margin)
- Consistent growth in revenue (+9% YoY) and EPS (+8% YoY) with moderate leverage (0.93x D/E)
GTY Stock Risks: Getty Realty Corp. /MD/ Investment Risks
- Weak interest coverage ratio (2.7x) leaves limited cushion for rate increases or operational disruption; refinancing risk in rising-rate environment
- Critically low cash balance ($8.4M) relative to $1.1B liabilities creates liquidity vulnerability and operational inflexibility
- Net income growth (4.1% YoY) significantly lagging revenue growth (9.0% YoY) suggests margin compression or operational headwinds
- Heavy debt dependency ($995M long-term debt, 0.93x D/E) limits financial flexibility and dividend sustainability if operations deteriorate
- Interest coverage at 2.7x increases sensitivity to higher rates
- Low cash ($8.36M) versus sizable long-term debt (~$995M)
- Net income growth (+4.1% YoY) trails revenue growth, implying pressure from interest or costs
Key Metrics to Watch
- Interest coverage ratio trend and effective interest rate on debt refinancing
- Cash balance and available liquidity lines relative to debt maturities
- Operating expense trajectory and same-store NOI growth relative to tenant base quality
- Free cash flow sustainability and dividend payout ratio to equity holders
- Interest coverage
- Debt/Equity
Getty Realty Corp. /MD/ (GTY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 56.5% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
GTY Profit Margin, ROE & Profitability Analysis
GTY vs Real Estate Sector: How Getty Realty Corp. /MD/ Compares
How Getty Realty Corp. /MD/ compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Getty Realty Corp. /MD/ Stock Overvalued? GTY Valuation Analysis 2026
Based on fundamental analysis, Getty Realty Corp. /MD/ appears fundamentally strong relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Getty Realty Corp. /MD/ Balance Sheet: GTY Debt, Cash & Liquidity
GTY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Getty Realty Corp. /MD/'s revenue has grown significantly by 43% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.15 reflects profitable operations.
GTY Revenue Growth, EPS Growth & YoY Performance
GTY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $51.5M | $15.3M | $0.27 |
| Q2 2025 | $49.9M | $14.0M | $0.24 |
| Q1 2025 | $49.0M | $14.8M | $0.25 |
| Q3 2024 | $50.5M | $15.3M | $0.27 |
| Q2 2024 | $44.7M | $13.5M | $0.26 |
| Q1 2024 | $43.0M | $14.1M | $0.28 |
| Q3 2023 | $42.0M | $13.3M | $0.27 |
| Q2 2023 | $41.2M | $13.5M | $0.26 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Getty Realty Corp. /MD/ Dividends, Buybacks & Capital Allocation
GTY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Getty Realty Corp. /MD/ (CIK: 0001052752)
📋 Recent SEC Filings
❓ Frequently Asked Questions about GTY
What is the AI rating for GTY?
Getty Realty Corp. /MD/ (GTY) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 77% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are GTY's key strengths?
Claude: Exceptional operating margin (57.2%) and net margin (35.7%) with pricing power through triple-net leases. Outstanding free cash flow generation of $125.3M with 56.5% FCF margin, enabling debt service and capital returns. ChatGPT: High profitability with 57% operating margin and 36% net margin. Strong cash generation and conversion (56.5% FCF margin).
What are the risks of investing in GTY?
Claude: Weak interest coverage ratio (2.7x) leaves limited cushion for rate increases or operational disruption; refinancing risk in rising-rate environment. Critically low cash balance ($8.4M) relative to $1.1B liabilities creates liquidity vulnerability and operational inflexibility. ChatGPT: Interest coverage at 2.7x increases sensitivity to higher rates. Low cash ($8.36M) versus sizable long-term debt (~$995M).
What is GTY's revenue and growth?
Getty Realty Corp. /MD/ reported revenue of $221.7M.
Does GTY pay dividends?
Getty Realty Corp. /MD/ pays dividends, with $108.7M distributed to shareholders in the trailing twelve months.
Where can I find GTY SEC filings?
Official SEC filings for Getty Realty Corp. /MD/ (CIK: 0001052752) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is GTY's EPS?
Getty Realty Corp. /MD/ has a diluted EPS of $1.35.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is GTY a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Getty Realty Corp. /MD/ has a BUY rating with 77% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is GTY stock overvalued or undervalued?
Valuation metrics for GTY: ROE of 7.4% (sector avg: 8%), net margin of 35.7% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy GTY stock in 2026?
Our dual AI analysis gives Getty Realty Corp. /MD/ a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is GTY's free cash flow?
Getty Realty Corp. /MD/'s operating cash flow is $127.4M, with capital expenditures of $2.2M. FCF margin is 56.5%.
How does GTY compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 35.7% (avg: 20%), ROE 7.4% (avg: 8%), current ratio N/A (avg: 1.5).