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Gen Digital Inc. (GENVR) Stock Fundamental Analysis & AI Rating 2026

GENVR Nasdaq Services-Prepackaged Software DE CIK: 0000849399
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2026-01-02
Combined AI Rating
BUY
76% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
73% Conf

📊 GENVR Key Takeaways

Revenue: $3.7B
Net Margin: 12.4%
Free Cash Flow: $1.0B
Current Ratio: 0.47x
Debt/Equity: 3.61x
EPS: $0.74
AI Rating: BUY with 78% confidence
Gen Digital Inc. (GENVR) receives a BUY rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.7B, net profit margin of 12.4%, and return on equity (ROE) of 19.8%, Gen Digital Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete GENVR stock analysis for 2026.

Is Gen Digital Inc. (GENVR) a Good Investment?

Claude

Gen Digital demonstrates strong fundamental business quality with exceptional profitability (78.5% gross margin, 35.4% operating margin) and robust free cash flow generation ($1.0B annually at 28.2% FCF margin). The company exhibits healthy revenue growth (+3.6% YoY) with expanding net income (+5.9% YoY), though this growth pace is modest relative to its software sector positioning.

ChatGPT

Gen Digital shows strong core software economics, with 78.5% gross margin, 35.4% operating margin, and free cash flow of $1.05B on $3.72B of revenue. Growth is modest rather than high, but net income and EPS are still expanding, which suggests decent earnings quality and operating discipline. The main constraint is balance-sheet risk: leverage is elevated and liquidity is thin, so the business looks fundamentally solid but not without meaningful financial health concerns.

Why Buy Gen Digital Inc. Stock? GENVR Key Strengths

Claude
  • + Exceptional gross margins of 78.5% indicate strong pricing power and scalable business model
  • + Outstanding operating margins of 35.4% demonstrate operational efficiency and cost discipline
  • + Significant free cash flow generation of $1.0B annually provides financial flexibility and capital allocation optionality
  • + Strong interest coverage ratio of 146.3x shows ample capacity to service debt obligations
  • + Positive ROE of 19.8% indicates effective use of shareholder capital
  • + High FCF margin of 28.2% reflects highly profitable core operations
ChatGPT
  • + High-margin recurring software model with 78.5% gross margin and 35.4% operating margin
  • + Strong cash generation, with $1.05B of free cash flow and a 28.2% FCF margin
  • + Profits are still growing, with revenue up 3.6%, net income up 5.9%, and diluted EPS up 8.4% year over year

GENVR Stock Risks: Gen Digital Inc. Investment Risks

Claude
  • ! Weak liquidity position with current ratio of 0.47x and quick ratio of 0.46x suggests potential near-term cash management challenges
  • ! High leverage with debt-to-equity ratio of 3.61x and $8.4B long-term debt creates financial risk despite strong coverage ratios
  • ! Modest revenue growth of 3.6% YoY raises questions about market growth constraints or competitive pressures
  • ! Limited cash position of $332.0M relative to $8.4B debt load restricts financial flexibility
  • ! Low asset return (ROA of 2.9%) suggests inefficient asset utilization or capital-intensive operations
ChatGPT
  • ! High leverage, with $8.41B of long-term debt and 3.61x debt-to-equity
  • ! Weak near-term liquidity, with current and quick ratios both below 0.5x
  • ! Growth profile is modest, so any slowdown could pressure earnings while debt remains elevated

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and acceleration trends (monitor if returning to higher growth rates)
  • * Operating cash flow sustainability and FCF margin maintenance
  • * Debt reduction progress and path to improved leverage ratio
  • * Gross margin sustainability amid competitive dynamics
  • * Current ratio improvement and working capital management efficiency
ChatGPT
  • * Debt reduction and debt-to-equity trend
  • * Free cash flow conversion and operating cash flow growth

Gen Digital Inc. (GENVR) Financial Metrics & Key Ratios

Revenue
$3.7B
Net Income
$461.0M
EPS (Diluted)
$0.74
Free Cash Flow
$1.0B
Total Assets
$15.8B
Cash Position
$332.0M

💡 AI Analyst Insight

The 28.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

GENVR Profit Margin, ROE & Profitability Analysis

Gross Margin 78.5%
Operating Margin 35.4%
Net Margin 12.4%
ROE 19.8%
ROA 2.9%
FCF Margin 28.2%

GENVR vs Technology Sector: How Gen Digital Inc. Compares

How Gen Digital Inc. compares to Technology sector averages

Net Margin
GENVR 12.4%
vs
Sector Avg 18.0%
GENVR Sector
ROE
GENVR 19.8%
vs
Sector Avg 22.0%
GENVR Sector
Current Ratio
GENVR 0.5x
vs
Sector Avg 2.5x
GENVR Sector
Debt/Equity
GENVR 3.6x
vs
Sector Avg 0.5x
GENVR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Gen Digital Inc. Stock Overvalued? GENVR Valuation Analysis 2026

Based on fundamental analysis, Gen Digital Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
19.8%
Sector avg: 22%
Net Profit Margin
12.4%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
3.61x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Gen Digital Inc. Balance Sheet: GENVR Debt, Cash & Liquidity

Current Ratio
0.47x
Quick Ratio
0.46x
Debt/Equity
3.61x
Debt/Assets
85.3%
Interest Coverage
146.33x
Long-term Debt
$8.4B

GENVR Revenue & Earnings Growth: 5-Year Financial Trend

GENVR 5-year financial data: Year 2021: Revenue $2.6B, Net Income $31.0M, EPS $0.05. Year 2022: Revenue $2.8B, Net Income $3.9B, EPS $6.05. Year 2023: Revenue $3.3B, Net Income $554.0M, EPS $0.92. Year 2024: Revenue $3.8B, Net Income $836.0M, EPS $1.41. Year 2025: Revenue $3.9B, Net Income $1.3B, EPS $2.14.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Gen Digital Inc.'s revenue has grown significantly by 54% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.14 reflects profitable operations.

GENVR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
28.2%
Free cash flow / Revenue

GENVR Quarterly Earnings & Performance

Quarterly financial performance data for Gen Digital Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $986.0M $159.0M $0.26
Q2 2026 $974.0M $134.0M $0.21
Q1 2026 $965.0M $135.0M $0.22
Q3 2025 $948.0M $142.0M $0.22
Q2 2025 $945.0M $147.0M $0.23
Q1 2025 $943.0M $181.0M $0.29
Q3 2024 $936.0M $144.0M $0.22
Q2 2024 $748.0M $69.0M $0.12

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Gen Digital Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.1B
Cash generated from operations
Stock Buybacks
$434.0M
Shares repurchased (TTM)
Capital Expenditures
$19.0M
Investment in assets
Dividends Paid
$236.0M
Returned to shareholders

GENVR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Gen Digital Inc. (CIK: 0000849399)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 8-K gen-20260327.htm View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772574480.xml View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771542482.xml View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771540479.xml View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771539883.xml View →

Frequently Asked Questions about GENVR

What is the AI rating for GENVR?

Gen Digital Inc. (GENVR) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are GENVR's key strengths?

Claude: Exceptional gross margins of 78.5% indicate strong pricing power and scalable business model. Outstanding operating margins of 35.4% demonstrate operational efficiency and cost discipline. ChatGPT: High-margin recurring software model with 78.5% gross margin and 35.4% operating margin. Strong cash generation, with $1.05B of free cash flow and a 28.2% FCF margin.

What are the risks of investing in GENVR?

Claude: Weak liquidity position with current ratio of 0.47x and quick ratio of 0.46x suggests potential near-term cash management challenges. High leverage with debt-to-equity ratio of 3.61x and $8.4B long-term debt creates financial risk despite strong coverage ratios. ChatGPT: High leverage, with $8.41B of long-term debt and 3.61x debt-to-equity. Weak near-term liquidity, with current and quick ratios both below 0.5x.

What is GENVR's revenue and growth?

Gen Digital Inc. reported revenue of $3.7B.

Does GENVR pay dividends?

Gen Digital Inc. pays dividends, with $236.0M distributed to shareholders in the trailing twelve months.

Where can I find GENVR SEC filings?

Official SEC filings for Gen Digital Inc. (CIK: 0000849399) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is GENVR's EPS?

Gen Digital Inc. has a diluted EPS of $0.74.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is GENVR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Gen Digital Inc. has a BUY rating with 76% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is GENVR stock overvalued or undervalued?

Valuation metrics for GENVR: ROE of 19.8% (sector avg: 22%), net margin of 12.4% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy GENVR stock in 2026?

Our dual AI analysis gives Gen Digital Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is GENVR's free cash flow?

Gen Digital Inc.'s operating cash flow is $1.1B, with capital expenditures of $19.0M. FCF margin is 28.2%.

How does GENVR compare to other Technology stocks?

Vs Technology sector averages: Net margin 12.4% (avg: 18%), ROE 19.8% (avg: 22%), current ratio 0.47 (avg: 2.5).

Is Gen Digital Inc. carrying too much debt?

GENVR has a debt-to-equity ratio of 3.61x, which is above the Technology sector average of 0.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2026-01-02 | Powered by Claude AI