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Global Business Travel Group, Inc. (GBTG) Stock Fundamental Analysis & AI Rating 2026

GBTG NYSE Transportation Services DE CIK: 0001820872
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
69% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
76% Conf

📊 GBTG Key Takeaways

Revenue: $2.7B
Net Margin: 4.0%
Free Cash Flow: $104.0M
Current Ratio: 1.14x
Debt/Equity: 0.88x
EPS: $0.22
AI Rating: HOLD with 62% confidence
Global Business Travel Group, Inc. (GBTG) receives a HOLD rating with 69% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.7B, net profit margin of 4.0%, and return on equity (ROE) of 6.8%, Global Business Travel Group, Inc. demonstrates mixed fundamentals in the Transportation sector. Below is our complete GBTG stock analysis for 2026.

Is Global Business Travel Group, Inc. (GBTG) a Good Investment?

Claude

GBTG demonstrates solid revenue growth of 12.2% YoY and positive cash generation with $104M in free cash flow, but profitability is under pressure with net income declining 1.8% despite top-line expansion. The company's modest net margin of 4.0% and low ROE of 6.8% raise concerns about operational efficiency and capital deployment effectiveness in a competitive transportation services sector.

ChatGPT

Global Business Travel Group shows solid top-line momentum, positive operating leverage, and healthy cash generation, which supports a constructive fundamental view. However, overall profitability remains thin, free cash flow conversion is modest, and leverage with only moderate interest coverage limits the margin of safety. The business looks fundamentally stable but not strong enough yet to justify a more aggressive rating.

Why Buy Global Business Travel Group, Inc. Stock? GBTG Key Strengths

Claude
  • + Strong revenue growth of 12.2% YoY indicating market demand and business expansion
  • + Positive free cash flow generation of $104M provides financial flexibility and supports debt servicing
  • + Adequate liquidity position with current ratio of 1.14x and $434M in cash reserves
  • + Manageable debt leverage with 0.88x debt-to-equity ratio and 3.9x interest coverage ratio
ChatGPT
  • + Revenue grew 12.2% year over year, indicating continued demand recovery and business momentum
  • + Positive operating cash flow of $233M and free cash flow of $104M show the company is generating real cash
  • + Balance sheet liquidity is adequate with $434M in cash and current and quick ratios of 1.14x

GBTG Stock Risks: Global Business Travel Group, Inc. Investment Risks

Claude
  • ! Net income declined 1.8% YoY despite 12.2% revenue growth, signaling margin compression and cost control challenges
  • ! Low profitability metrics with 4.0% net margin and 2.2% ROA indicate thin operational efficiency
  • ! Significant long-term debt of $1.4B relative to $1.6B equity raises refinancing risk
  • ! High insider trading activity with 23 Form 4 filings in 90 days warrants monitoring for potential concerns
ChatGPT
  • ! Operating and net margins remain thin at 4.8% and 4.0%, leaving earnings vulnerable to cost pressure or slower growth
  • ! Long-term debt of $1.42B and interest coverage of 3.9x indicate leverage is still meaningful
  • ! Net income declined 1.8% year over year despite strong revenue growth, raising some concern about earnings quality and expense discipline

Key Metrics to Watch

Claude
  • * Operating margin trends and cost structure management
  • * Net income growth trajectory relative to revenue expansion
  • * Free cash flow generation and capital expenditure efficiency
  • * Debt reduction progress and leverage ratios
  • * Return on equity improvement and capital allocation decisions
ChatGPT
  • * Operating margin expansion and net income growth
  • * Free cash flow conversion and interest coverage

Global Business Travel Group, Inc. (GBTG) Financial Metrics & Key Ratios

Revenue
$2.7B
Net Income
$109.0M
EPS (Diluted)
$0.22
Free Cash Flow
$104.0M
Total Assets
$4.9B
Cash Position
$434.0M

💡 AI Analyst Insight

The relatively thin 3.8% FCF margin may limit capital allocation flexibility.

GBTG Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 4.8%
Net Margin 4.0%
ROE 6.8%
ROA 2.2%
FCF Margin 3.8%

GBTG vs Transportation Sector: How Global Business Travel Group, Inc. Compares

How Global Business Travel Group, Inc. compares to Transportation sector averages

Net Margin
GBTG 4.0%
vs
Sector Avg 10.0%
GBTG Sector
ROE
GBTG 6.8%
vs
Sector Avg 18.0%
GBTG Sector
Current Ratio
GBTG 1.1x
vs
Sector Avg 1.0x
GBTG Sector
Debt/Equity
GBTG 0.9x
vs
Sector Avg 1.0x
GBTG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Global Business Travel Group, Inc. Stock Overvalued? GBTG Valuation Analysis 2026

Based on fundamental analysis, Global Business Travel Group, Inc. shows some fundamental concerns relative to the Transportation sector in 2026.

Return on Equity
6.8%
Sector avg: 18%
Net Profit Margin
4.0%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.88x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Global Business Travel Group, Inc. Balance Sheet: GBTG Debt, Cash & Liquidity

Current Ratio
1.14x
Quick Ratio
1.14x
Debt/Equity
0.88x
Debt/Assets
66.2%
Interest Coverage
3.94x
Long-term Debt
$1.4B

GBTG Revenue & Earnings Growth: 5-Year Financial Trend

GBTG 5-year financial data: Year 2021: Revenue $0, Net Income -$1.9K, EPS N/A. Year 2022: Revenue $1.9B, Net Income N/A, EPS $-0.51. Year 2023: Revenue $2.3B, Net Income N/A, EPS $-0.51. Year 2024: Revenue $2.4B, Net Income N/A, EPS $-0.51. Year 2025: Revenue $2.7B, Net Income N/A, EPS $-0.30.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Global Business Travel Group, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.30 indicates the company is currently unprofitable.

GBTG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.8%
Free cash flow / Revenue

GBTG Quarterly Earnings & Performance

Quarterly financial performance data for Global Business Travel Group, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $597.0M $15.0M $0.05
Q2 2025 $625.0M $8.0M $0.01
Q1 2025 $610.0M -$19.0M $-0.04
Q3 2024 $571.0M -$8.0M $-0.02
Q2 2024 $592.0M $8.0M $0.01
Q1 2024 $578.0M -$19.0M $-0.04
Q3 2023 $488.0M -$8.0M $-0.02
Q2 2023 $486.0M -$2.0M $-0.21

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Global Business Travel Group, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$233.0M
Cash generated from operations
Stock Buybacks
$73.0M
Shares repurchased (TTM)
Capital Expenditures
$129.0M
Investment in assets
Dividends
None
No dividend program

GBTG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Global Business Travel Group, Inc. (CIK: 0001820872)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 DEF 14A gbtb-20260402.htm View →
Mar 9, 2026 10-K gbtg-20251231.htm View →
Mar 9, 2026 8-K gbtg-20260309.htm View →
Mar 6, 2026 4 xslF345X05/primarydocument.xml View →
Mar 3, 2026 4 xslF345X05/primarydocument.xml View →

Frequently Asked Questions about GBTG

What is the AI rating for GBTG?

Global Business Travel Group, Inc. (GBTG) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 69% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are GBTG's key strengths?

Claude: Strong revenue growth of 12.2% YoY indicating market demand and business expansion. Positive free cash flow generation of $104M provides financial flexibility and supports debt servicing. ChatGPT: Revenue grew 12.2% year over year, indicating continued demand recovery and business momentum. Positive operating cash flow of $233M and free cash flow of $104M show the company is generating real cash.

What are the risks of investing in GBTG?

Claude: Net income declined 1.8% YoY despite 12.2% revenue growth, signaling margin compression and cost control challenges. Low profitability metrics with 4.0% net margin and 2.2% ROA indicate thin operational efficiency. ChatGPT: Operating and net margins remain thin at 4.8% and 4.0%, leaving earnings vulnerable to cost pressure or slower growth. Long-term debt of $1.42B and interest coverage of 3.9x indicate leverage is still meaningful.

What is GBTG's revenue and growth?

Global Business Travel Group, Inc. reported revenue of $2.7B.

Does GBTG pay dividends?

Global Business Travel Group, Inc. does not currently pay dividends.

Where can I find GBTG SEC filings?

Official SEC filings for Global Business Travel Group, Inc. (CIK: 0001820872) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is GBTG's EPS?

Global Business Travel Group, Inc. has a diluted EPS of $0.22.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is GBTG a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Global Business Travel Group, Inc. has a HOLD rating with 69% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is GBTG stock overvalued or undervalued?

Valuation metrics for GBTG: ROE of 6.8% (sector avg: 18%), net margin of 4.0% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy GBTG stock in 2026?

Our dual AI analysis gives Global Business Travel Group, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is GBTG's free cash flow?

Global Business Travel Group, Inc.'s operating cash flow is $233.0M, with capital expenditures of $129.0M. FCF margin is 3.8%.

How does GBTG compare to other Transportation stocks?

Vs Transportation sector averages: Net margin 4.0% (avg: 10%), ROE 6.8% (avg: 18%), current ratio 1.14 (avg: 1).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI