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Futu Holdings Ltd (FUTU) Stock Fundamental Analysis & AI Rating 2026

FUTU Nasdaq Security Brokers, Dealers & Flotation Companies E9 CIK: 0001754581
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2026-03-25
Combined AI Rating
BUY
40% Confidence
AGREEMENT
HOLD
5% Conf
BUY
74% Conf

📊 FUTU Key Takeaways

Revenue: N/A
Net Margin: N/A
Free Cash Flow: N/A
Current Ratio: N/A
Debt/Equity: N/A
EPS: $0.00
AI Rating: HOLD with 5% confidence
Futu Holdings Ltd (FUTU) receives a BUY rating with 40% confidence from our AI fundamental analysis based on SEC 10-K filings. Below is our complete FUTU stock analysis for 2026.

Is Futu Holdings Ltd (FUTU) a Good Investment?

Claude

Analysis cannot be performed due to insufficient financial data. No income statement, balance sheet, or cash flow metrics are available from SEC filings. The company's fundamental financial health, profitability, and operational performance cannot be assessed.

ChatGPT

Futu’s fundamentals are strong: 2024 revenue grew 35.8% to HK$13.6 billion, net income grew 27.0% to HK$5.4 billion, and operating margin remained very high at 48.7%. Balance sheet growth was supported by rising client assets, cash increased materially, and equity expanded, indicating solid financial capacity. The main constraint on a more aggressive rating is that earnings quality is still tied to trading activity, interest income, and a regulatory-sensitive cross-border brokerage model.

Why Buy Futu Holdings Ltd Stock? FUTU Key Strengths

Claude
  • -No strengths identified
ChatGPT
  • + High profitability with 2024 gross margin of 82.0%, operating margin of 48.7%, and net margin near 40%
  • + Strong growth quality driven by funded accounts, client assets, trading volume, and margin balances rather than one-off gains
  • + Liquidity and capital position improved with cash and equivalents rising to HK$11.7 billion and shareholders' equity increasing to HK$28.0 billion

FUTU Stock Risks: Futu Holdings Ltd Investment Risks

Claude
  • ! No financial data available for analysis
  • ! Unable to assess profitability or revenue trends
  • ! Unable to evaluate balance sheet strength or liquidity position
  • ! Lack of cash flow visibility
  • ! No insider activity reported in last 90 days
  • ! Data freshness unknown
ChatGPT
  • ! Revenue is sensitive to market sentiment, trading volumes, and client activity, which can make earnings cyclical
  • ! A meaningful share of revenue comes from interest income, creating exposure to rate changes and funding spread compression
  • ! Business model carries regulatory and jurisdictional risk tied to Hong Kong, mainland China links, and international expansion

Key Metrics to Watch

Claude
  • * Revenue and revenue growth rates
  • * Net income and profitability margins
  • * Total assets and stockholders equity
  • * Operating cash flow and free cash flow
  • * Current ratio and leverage ratios
ChatGPT
  • * Net income margin and operating margin
  • * Funded account growth, client assets, and margin financing balance

Futu Holdings Ltd (FUTU) Financial Metrics & Key Ratios

Revenue
N/A
Net Income
N/A
EPS (Diluted)
$0.00
Free Cash Flow
N/A
Total Assets
N/A
Cash Position
N/A

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FUTU Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE N/A
ROA N/A
FCF Margin N/A

FUTU vs Finance Sector: How Futu Holdings Ltd Compares

How Futu Holdings Ltd compares to Finance sector averages

Net Margin
FUTU 0.0%
vs
Sector Avg 25.0%
FUTU Sector
ROE
FUTU 0.0%
vs
Sector Avg 12.0%
FUTU Sector
Current Ratio
FUTU 0.0x
vs
Sector Avg 1.2x
FUTU Sector
Debt/Equity
FUTU 0.0x
vs
Sector Avg 2.0x
FUTU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Futu Holdings Ltd Stock Overvalued? FUTU Valuation Analysis 2026

Based on fundamental analysis, Futu Holdings Ltd has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
N/A
Sector avg: 12%
Net Profit Margin
N/A
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Futu Holdings Ltd Balance Sheet: FUTU Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
N/A
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A

FUTU Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

FUTU SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Futu Holdings Ltd (CIK: 0001754581)

📋 Recent SEC Filings

Date Form Document Action
Aug 14, 2024 SC 13G futu.htm View →
Feb 14, 2023 SC 13G go13-futu.htm View →
May 4, 2022 SC 13G formsc13g.htm View →
Mar 25, 2022 SC 13G d9433864_13-g.htm View →
Feb 11, 2022 SC 13G SEC13G_Filing.htm View →

Frequently Asked Questions about FUTU

What is the AI rating for FUTU?

Futu Holdings Ltd (FUTU) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 40% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FUTU's key strengths?

Claude: . ChatGPT: High profitability with 2024 gross margin of 82.0%, operating margin of 48.7%, and net margin near 40%. Strong growth quality driven by funded accounts, client assets, trading volume, and margin balances rather than one-off gains.

What are the risks of investing in FUTU?

Claude: No financial data available for analysis. Unable to assess profitability or revenue trends. ChatGPT: Revenue is sensitive to market sentiment, trading volumes, and client activity, which can make earnings cyclical. A meaningful share of revenue comes from interest income, creating exposure to rate changes and funding spread compression.

What is FUTU's revenue and growth?

Futu Holdings Ltd reported revenue of N/A.

Does FUTU pay dividends?

Futu Holdings Ltd does not currently pay dividends.

Where can I find FUTU SEC filings?

Official SEC filings for Futu Holdings Ltd (CIK: 0001754581) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FUTU's EPS?

Futu Holdings Ltd has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FUTU a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Futu Holdings Ltd has a BUY rating with 40% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is FUTU stock overvalued or undervalued?

Valuation metrics for FUTU: ROE of N/A (sector avg: 12%), net margin of N/A (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy FUTU stock in 2026?

Our dual AI analysis gives Futu Holdings Ltd a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FUTU's free cash flow?

Futu Holdings Ltd's operating cash flow is N/A, with capital expenditures of N/A.

How does FUTU compare to other Finance stocks?

Vs Finance sector averages: Net margin N/A (avg: 25%), ROE N/A (avg: 12%), current ratio N/A (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2026-03-25 | Powered by Claude AI