📊 FUL Key Takeaways
Is Fuller H B Co (FUL) a Good Investment?
Fuller demonstrates stable operational profitability with reasonable gross margins (31.1%) and positive free cash flow generation ($121.2M), but faces headwinds from declining revenue (-2.7% YoY) and weak returns on capital (ROA 2.9%, ROE 7.6%). High leverage (1.01x Debt/Equity) with modest interest coverage (1.9x) limits financial flexibility during downturns.
FULLER H B CO shows a fundamentally mixed profile: it remains profitable, generates positive free cash flow, and maintains adequate near-term liquidity, but revenue is declining and margin structure is only moderate. The main constraint is balance-sheet and coverage risk, with leverage around 1.0x equity and interest coverage of just 1.9x, which limits flexibility if operating conditions weaken.
Why Buy Fuller H B Co Stock? FUL Key Strengths
- Consistent free cash flow generation ($121.2M) supports dividend and debt reduction capacity
- Reasonable gross margins (31.1%) indicate pricing power and cost management in adhesives sector
- Solid liquidity position with 1.70x current ratio provides operational flexibility
- EPS growth (+19.6% YoY) driven by share buybacks despite flat net income suggests capital allocation discipline
- Positive operating cash flow and free cash flow generation support ongoing business resilience
- Current ratio of 1.70x and quick ratio of 1.06x indicate acceptable short-term liquidity
- Gross margin of 31.1% suggests a reasonably value-added product mix despite softer sales
FUL Stock Risks: Fuller H B Co Investment Risks
- Revenue decline (-2.7% YoY) indicates weak top-line organic growth and potential market share loss
- Elevated leverage (2.0B long-term debt against 2.0B equity) constrains financial flexibility with tight interest coverage (1.9x)
- Low returns on capital (ROA 2.9%, ROE 7.6%) suggest suboptimal asset utilization and capital efficiency
- High insider Form 4 activity (62 filings) warrants monitoring for potential director/officer concerns
- Revenue declined 2.7% year over year, pointing to weak top-line momentum
- Interest coverage of 1.9x is thin and makes earnings more sensitive to financing costs or cyclical pressure
- Free cash flow margin of 3.5% and net margin of 4.4% leave limited room for operational missteps
Key Metrics to Watch
- Revenue growth trajectory - critical to assess whether -2.7% decline stabilizes or accelerates
- Operating margin sustainability - monitor if 7.4% margin can be maintained amid pricing pressures
- Debt reduction progress - track whether free cash flow is prioritized for deleveraging to improve interest coverage above 2.0x
- Return on invested capital - assess whether reinvestment and acquisitions improve capital efficiency
- Interest coverage and net debt reduction progress
- Organic revenue growth and operating margin trend
Fuller H B Co (FUL) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 3.5% FCF margin may limit capital allocation flexibility.
FUL Profit Margin, ROE & Profitability Analysis
FUL vs Market Sector: How Fuller H B Co Compares
How Fuller H B Co compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Fuller H B Co Stock Overvalued? FUL Valuation Analysis 2026
Based on fundamental analysis, Fuller H B Co shows some fundamental concerns relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Fuller H B Co Balance Sheet: FUL Debt, Cash & Liquidity
FUL Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Fuller H B Co's revenue has shown modest growth of 9% over the 5-year period. The most recent EPS of $2.59 reflects profitable operations.
FUL Revenue Growth, EPS Growth & YoY Performance
FUL Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $770.8M | $13.2M | $0.24 |
| Q3 2025 | $892.0M | $55.4M | $0.98 |
| Q2 2025 | $898.1M | $41.8M | $0.76 |
| Q1 2025 | $788.7M | $13.2M | $0.24 |
| Q3 2024 | $900.6M | $37.6M | $0.67 |
| Q2 2024 | $898.2M | $40.4M | $0.73 |
| Q1 2024 | $809.2M | $21.9M | $0.39 |
| Q3 2023 | $900.6M | $37.6M | $0.67 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Fuller H B Co Dividends, Buybacks & Capital Allocation
FUL SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Fuller H B Co (CIK: 0000039368)
📋 Recent SEC Filings
❓ Frequently Asked Questions about FUL
What is the AI rating for FUL?
Fuller H B Co (FUL) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are FUL's key strengths?
Claude: Consistent free cash flow generation ($121.2M) supports dividend and debt reduction capacity. Reasonable gross margins (31.1%) indicate pricing power and cost management in adhesives sector. ChatGPT: Positive operating cash flow and free cash flow generation support ongoing business resilience. Current ratio of 1.70x and quick ratio of 1.06x indicate acceptable short-term liquidity.
What are the risks of investing in FUL?
Claude: Revenue decline (-2.7% YoY) indicates weak top-line organic growth and potential market share loss. Elevated leverage (2.0B long-term debt against 2.0B equity) constrains financial flexibility with tight interest coverage (1.9x). ChatGPT: Revenue declined 2.7% year over year, pointing to weak top-line momentum. Interest coverage of 1.9x is thin and makes earnings more sensitive to financing costs or cyclical pressure.
What is FUL's revenue and growth?
Fuller H B Co reported revenue of $3.5B.
Does FUL pay dividends?
Fuller H B Co pays dividends, with $50.3M distributed to shareholders in the trailing twelve months.
Where can I find FUL SEC filings?
Official SEC filings for Fuller H B Co (CIK: 0000039368) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is FUL's EPS?
Fuller H B Co has a diluted EPS of $2.75.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is FUL a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Fuller H B Co has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is FUL stock overvalued or undervalued?
Valuation metrics for FUL: ROE of 7.6% (sector avg: 15%), net margin of 4.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy FUL stock in 2026?
Our dual AI analysis gives Fuller H B Co a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is FUL's free cash flow?
Fuller H B Co's operating cash flow is $263.5M, with capital expenditures of $142.3M. FCF margin is 3.5%.
How does FUL compare to other Market stocks?
Vs Default sector averages: Net margin 4.4% (avg: 12%), ROE 7.6% (avg: 15%), current ratio 1.70 (avg: 1.8).