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Frontdoor, Inc. (FTDR) Stock Fundamental Analysis & AI Rating 2026

FTDR Nasdaq Services-To Dwellings & Other Buildings DE CIK: 0001727263
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
78% Confidence
AGREEMENT
BUY
78% Conf
HOLD
79% Conf

📊 FTDR Key Takeaways

Revenue: $2.1B
Net Margin: 12.2%
Free Cash Flow: $390.0M
Current Ratio: 1.55x
Debt/Equity: 4.85x
EPS: $3.42
AI Rating: BUY with 78% confidence
Frontdoor, Inc. (FTDR) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.1B, net profit margin of 12.2%, and return on equity (ROE) of 105.4%, Frontdoor, Inc. demonstrates strong fundamentals in the Services sector. Below is our complete FTDR stock analysis for 2026.

Is Frontdoor, Inc. (FTDR) a Good Investment?

Claude

Frontdoor demonstrates robust financial health with strong free cash flow generation (18.6% FCF margin) and exceptional profitability ratios, though revenue growth stagnation is concerning. The company's high ROE of 105.4% and consistent net income growth (+8.5% YoY) indicate effective capital deployment despite elevated leverage.

ChatGPT

Frontdoor shows solid core fundamentals with high gross margins, strong operating profitability, and robust free cash flow generation relative to revenue. Net income and diluted EPS are still growing despite flat revenue, which suggests disciplined cost control and efficient capital return, but the lack of top-line growth and elevated leverage constrain the overall outlook. The business appears financially resilient, yet future fundamental upside likely depends on reaccelerating revenue while maintaining cash flow strength and managing debt.

Why Buy Frontdoor, Inc. Stock? FTDR Key Strengths

Claude
  • + Exceptional free cash flow generation at $390M with 18.6% FCF margin, well above operating cash flow conversion
  • + Strong profitability with 55.3% gross margin and 12.2% net margin demonstrating pricing power and operational efficiency
  • + Outstanding return on equity at 105.4% and ROA of 11.9%, indicating effective capital utilization despite high leverage
  • + Solid liquidity position with $566M cash and 1.55x current ratio providing operational flexibility
  • + Net income growth of 8.5% YoY with EPS growth of 13.6% showing earnings leverage
ChatGPT
  • + Strong profitability profile with 55.3% gross margin, 16.1% operating margin, and 12.2% net margin
  • + Excellent cash generation, with $416M operating cash flow and $390M free cash flow representing an 18.6% FCF margin
  • + Healthy near-term liquidity, supported by $566M in cash and a 1.55x current and quick ratio

FTDR Stock Risks: Frontdoor, Inc. Investment Risks

Claude
  • ! Stagnant revenue growth at 0.0% YoY indicates market saturation or competitive pressures in core service business
  • ! Excessive leverage with 4.85x debt-to-equity ratio and $1.2B long-term debt creates financial fragility in economic downturns
  • ! Interest coverage of 4.3x is adequate but leaves limited margin for operational disruptions or rising rates
  • ! Heavy reliance on existing customer base with flat revenue suggests limited organic growth prospects
  • ! Minimal capital expenditure at $26M may indicate underinvestment in technology or competitive capabilities
ChatGPT
  • ! Revenue was flat year over year, raising concern about limited organic growth momentum
  • ! High leverage, with $1.17B in long-term debt and 4.85x debt-to-equity, increases financial risk
  • ! Interest coverage of 4.3x is adequate but not especially strong, leaving less cushion if earnings weaken or borrowing costs rise

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and customer acquisition/retention rates to address stagnation
  • * Debt reduction progress and debt-to-equity ratio improvement toward healthier leverage levels
  • * Operating cash flow sustainability and free cash flow consistency as primary value driver
  • * Market share trends in residential services sector and pricing power dynamics
ChatGPT
  • * Revenue growth and membership/customer retention trends
  • * Debt reduction progress and interest coverage improvement

Frontdoor, Inc. (FTDR) Financial Metrics & Key Ratios

Revenue
$2.1B
Net Income
$255.0M
EPS (Diluted)
$3.42
Free Cash Flow
$390.0M
Total Assets
$2.1B
Cash Position
$566.0M

💡 AI Analyst Insight

Frontdoor, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

FTDR Profit Margin, ROE & Profitability Analysis

Gross Margin 55.3%
Operating Margin 16.1%
Net Margin 12.2%
ROE 105.4%
ROA 11.9%
FCF Margin 18.6%

FTDR vs Services Sector: How Frontdoor, Inc. Compares

How Frontdoor, Inc. compares to Services sector averages

Net Margin
FTDR 12.2%
vs
Sector Avg 10.0%
FTDR Sector
ROE
FTDR 105.4%
vs
Sector Avg 16.0%
FTDR Sector
Current Ratio
FTDR 1.6x
vs
Sector Avg 1.5x
FTDR Sector
Debt/Equity
FTDR 4.8x
vs
Sector Avg 0.7x
FTDR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Frontdoor, Inc. Stock Overvalued? FTDR Valuation Analysis 2026

Based on fundamental analysis, Frontdoor, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
105.4%
Sector avg: 16%
Net Profit Margin
12.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
4.85x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Frontdoor, Inc. Balance Sheet: FTDR Debt, Cash & Liquidity

Current Ratio
1.55x
Quick Ratio
1.55x
Debt/Equity
4.85x
Debt/Assets
64.7%
Interest Coverage
4.28x
Long-term Debt
$1.2B

FTDR Revenue & Earnings Growth: 5-Year Financial Trend

FTDR 5-year financial data: Year 2021: Revenue $1.6B, Net Income $153.0M, EPS $1.80. Year 2022: Revenue $1.7B, Net Income $112.0M, EPS $1.31. Year 2023: Revenue $1.8B, Net Income $128.0M, EPS $1.50. Year 2024: Revenue $1.8B, Net Income $71.0M, EPS $0.87. Year 2025: Revenue $2.1B, Net Income $171.0M, EPS $2.12.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Frontdoor, Inc.'s revenue has grown significantly by 31% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.12 reflects profitable operations.

FTDR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
18.6%
Free cash flow / Revenue

FTDR Quarterly Earnings & Performance

Quarterly financial performance data for Frontdoor, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $540.0M $100.0M $1.30
Q2 2025 $542.0M $92.0M $1.18
Q1 2025 $378.0M $34.0M $0.43
Q3 2024 $524.0M $71.0M $0.89
Q2 2024 $523.0M $70.0M $0.85
Q1 2024 $367.0M $22.0M $0.27
Q3 2023 $484.0M $28.0M $0.34
Q2 2023 $487.0M $33.0M $0.40

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Frontdoor, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$416.0M
Cash generated from operations
Stock Buybacks
$283.0M
Shares repurchased (TTM)
Capital Expenditures
$26.0M
Investment in assets
Dividends
None
No dividend program

FTDR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Frontdoor, Inc. (CIK: 0001727263)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about FTDR

What is the AI rating for FTDR?

Frontdoor, Inc. (FTDR) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (HOLD) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FTDR's key strengths?

Claude: Exceptional free cash flow generation at $390M with 18.6% FCF margin, well above operating cash flow conversion. Strong profitability with 55.3% gross margin and 12.2% net margin demonstrating pricing power and operational efficiency. ChatGPT: Strong profitability profile with 55.3% gross margin, 16.1% operating margin, and 12.2% net margin. Excellent cash generation, with $416M operating cash flow and $390M free cash flow representing an 18.6% FCF margin.

What are the risks of investing in FTDR?

Claude: Stagnant revenue growth at 0.0% YoY indicates market saturation or competitive pressures in core service business. Excessive leverage with 4.85x debt-to-equity ratio and $1.2B long-term debt creates financial fragility in economic downturns. ChatGPT: Revenue was flat year over year, raising concern about limited organic growth momentum. High leverage, with $1.17B in long-term debt and 4.85x debt-to-equity, increases financial risk.

What is FTDR's revenue and growth?

Frontdoor, Inc. reported revenue of $2.1B.

Does FTDR pay dividends?

Frontdoor, Inc. does not currently pay dividends.

Where can I find FTDR SEC filings?

Official SEC filings for Frontdoor, Inc. (CIK: 0001727263) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FTDR's EPS?

Frontdoor, Inc. has a diluted EPS of $3.42.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FTDR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Frontdoor, Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is FTDR stock overvalued or undervalued?

Valuation metrics for FTDR: ROE of 105.4% (sector avg: 16%), net margin of 12.2% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy FTDR stock in 2026?

Our dual AI analysis gives Frontdoor, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is FTDR's free cash flow?

Frontdoor, Inc.'s operating cash flow is $416.0M, with capital expenditures of $26.0M. FCF margin is 18.6%.

How does FTDR compare to other Services stocks?

Vs Services sector averages: Net margin 12.2% (avg: 10%), ROE 105.4% (avg: 16%), current ratio 1.55 (avg: 1.5).

Is Frontdoor, Inc. carrying too much debt?

FTDR has a debt-to-equity ratio of 4.85x, which is above the Services sector average of 0.7x. However, the current ratio of 1.55 suggests adequate short-term liquidity.

Why is FTDR's return on equity (ROE) so high?

Frontdoor, Inc. has a return on equity of 105.4%, significantly above the Services sector average of 16%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 12.2% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI