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Arrive AI Inc. (ARAI) Stock Fundamental Analysis & AI Rating 2026

ARAI Nasdaq Services-To Dwellings & Other Buildings DE CIK: 0001818274
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
93% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
91% Conf

📊 ARAI Key Takeaways

Revenue: $98.2K
Net Margin: -9,070.2%
Free Cash Flow: $-5.0M
Current Ratio: 1.85x
Debt/Equity: 0.00x
EPS: $-0.28
AI Rating: STRONG SELL with 95% confidence
Arrive AI Inc. (ARAI) receives a STRONG SELL rating with 93% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $98.2K, net profit margin of -9,070.2%, and return on equity (ROE) of -189.1%, Arrive AI Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete ARAI stock analysis for 2026.

Is Arrive AI Inc. (ARAI) a Good Investment?

Claude

Arrive AI is in severe financial distress with minimal revenue of $98.2K against operating losses of $8.9M, indicating a pre-revenue or early-stage company burning cash at an unsustainable rate. Negative operating cash flow of -$5.0M combined with only $816.7K in cash reserves creates an immediate solvency concern, with the company likely requiring significant capital infusion within quarters.

ChatGPT

Arrive AI's fundamentals are extremely weak: revenue is negligible relative to its operating base, while operating and net losses of $8.90M on just $98.17K of revenue indicate an unproven and deeply unprofitable business model. Although the balance sheet is not heavily levered and liquidity ratios are acceptable, cash of $816.72K versus negative operating cash flow of $5.05M suggests a short runway and high dependence on external financing.

Why Buy Arrive AI Inc. Stock? ARAI Key Strengths

Claude
  • + Adequate current ratio of 1.85x provides near-term liquidity buffer
  • + No long-term debt reduces fixed obligation burden
  • + Positive insider activity with 7 Form 4 filings suggests management confidence
ChatGPT
  • + No meaningful long-term debt, reducing balance sheet leverage risk
  • + Current and quick ratios of 1.85x indicate near-term liabilities are currently covered
  • + Positive stockholders' equity of $4.71M provides some residual balance sheet support

ARAI Stock Risks: Arrive AI Inc. Investment Risks

Claude
  • ! Catastrophic burn rate: -$5.0M operating cash flow against $816.7K cash reserves indicates <4 months runway
  • ! Extreme operating losses (-$8.9M) on negligible revenue ($98.2K) suggests business model failure or pre-commercialization
  • ! Negative ROE of -189.1% and ROA of -91.6% demonstrate severe capital inefficiency and value destruction
  • ! Operating margin of -9070.2% indicates structural unprofitability with no clear path to breakeven
  • ! Likely dilution risk if company requires emergency financing to survive
ChatGPT
  • ! Revenue base is extremely small and does not support current cost structure
  • ! Severe cash burn relative to cash on hand raises funding and dilution risk
  • ! Profitability metrics are deeply negative, indicating very poor operating efficiency and weak growth quality

Key Metrics to Watch

Claude
  • * Monthly operating cash burn rate and cash runway months
  • * Revenue growth trajectory and customer acquisition metrics
  • * Path to profitability and cash flow breakeven timeline
  • * Dilution from equity financings or debt-to-equity conversions
ChatGPT
  • * Quarterly revenue growth versus operating expense growth
  • * Operating cash burn and ending cash balance

Arrive AI Inc. (ARAI) Financial Metrics & Key Ratios

Revenue
$98.2K
Net Income
$-8.9M
EPS (Diluted)
$-0.28
Free Cash Flow
$-5.0M
Total Assets
$9.7M
Cash Position
$816.7K

💡 AI Analyst Insight

Arrive AI Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ARAI Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -9,070.2%
Net Margin -9,070.2%
ROE -189.1%
ROA -91.6%
FCF Margin -5,142.3%

ARAI vs Services Sector: How Arrive AI Inc. Compares

How Arrive AI Inc. compares to Services sector averages

Net Margin
ARAI -9,070.2%
vs
Sector Avg 10.0%
ARAI Sector
ROE
ARAI -189.1%
vs
Sector Avg 16.0%
ARAI Sector
Current Ratio
ARAI 1.9x
vs
Sector Avg 1.5x
ARAI Sector
Debt/Equity
ARAI 0.0x
vs
Sector Avg 0.7x
ARAI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Arrive AI Inc. Stock Overvalued? ARAI Valuation Analysis 2026

Based on fundamental analysis, Arrive AI Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
-189.1%
Sector avg: 16%
Net Profit Margin
-9,070.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Arrive AI Inc. Balance Sheet: ARAI Debt, Cash & Liquidity

Current Ratio
1.85x
Quick Ratio
1.85x
Debt/Equity
0.00x
Debt/Assets
51.5%
Interest Coverage
N/A
Long-term Debt
N/A

ARAI Revenue & Earnings Growth: 5-Year Financial Trend

ARAI 5-year financial data: Year 2025: Revenue $113.3K, Net Income -$4.5M, EPS $-0.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Arrive AI Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.16 indicates the company is currently unprofitable.

ARAI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-5,142.3%
Free cash flow / Revenue

ARAI Quarterly Earnings & Performance

Quarterly financial performance data for Arrive AI Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $7.5K -$823.8K $-0.03
Q2 2025 $90.7K -$916.8K $-0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Arrive AI Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$5.0M
Cash generated from operations
Dividends
None
No dividend program

ARAI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Arrive AI Inc. (CIK: 0001818274)

📋 Recent SEC Filings

Date Form Document Action
Apr 15, 2026 10-Q/A form10-qa.htm View →
Apr 15, 2026 10-Q/A form10-qa.htm View →
Apr 15, 2026 10-K form10-k.htm View →
Apr 14, 2026 8-K form8-k.htm View →
Apr 3, 2026 8-K form8-k.htm View →

Frequently Asked Questions about ARAI

What is the AI rating for ARAI?

Arrive AI Inc. (ARAI) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 93% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ARAI's key strengths?

Claude: Adequate current ratio of 1.85x provides near-term liquidity buffer. No long-term debt reduces fixed obligation burden. ChatGPT: No meaningful long-term debt, reducing balance sheet leverage risk. Current and quick ratios of 1.85x indicate near-term liabilities are currently covered.

What are the risks of investing in ARAI?

Claude: Catastrophic burn rate: -$5.0M operating cash flow against $816.7K cash reserves indicates <4 months runway. Extreme operating losses (-$8.9M) on negligible revenue ($98.2K) suggests business model failure or pre-commercialization. ChatGPT: Revenue base is extremely small and does not support current cost structure. Severe cash burn relative to cash on hand raises funding and dilution risk.

What is ARAI's revenue and growth?

Arrive AI Inc. reported revenue of $98.2K.

Does ARAI pay dividends?

Arrive AI Inc. does not currently pay dividends.

Where can I find ARAI SEC filings?

Official SEC filings for Arrive AI Inc. (CIK: 0001818274) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ARAI's EPS?

Arrive AI Inc. has a diluted EPS of $-0.28.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ARAI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Arrive AI Inc. has a STRONG SELL rating with 93% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ARAI stock overvalued or undervalued?

Valuation metrics for ARAI: ROE of -189.1% (sector avg: 16%), net margin of -9,070.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy ARAI stock in 2026?

Our dual AI analysis gives Arrive AI Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ARAI's free cash flow?

Arrive AI Inc.'s operating cash flow is $-5.0M, with capital expenditures of N/A. FCF margin is -5,142.3%.

How does ARAI compare to other Services stocks?

Vs Services sector averages: Net margin -9,070.2% (avg: 10%), ROE -189.1% (avg: 16%), current ratio 1.85 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-09-30 | Powered by Claude AI