📊 FSI Key Takeaways
Is Flexible Solutions International Inc. (FSI) a Good Investment?
FSI demonstrates solid financial health with strong liquidity (2.96x current ratio), low leverage (0.18x debt/equity), and healthy interest coverage (20.2x), but faces headwinds from stagnant revenue (-0.2% YoY) and declining profitability (net income down 25.9% YoY despite EPS growth). The company generates reliable free cash flow (3.4M, 11.7% FCF margin) and maintains adequate returns, though ROE of 3.2% and ROA of 2.1% suggest limited capital efficiency.
Flexible Solutions International shows solid fundamental stability, with healthy gross and operating margins, positive free cash flow generation, and a conservative balance sheet supported by strong liquidity and modest leverage. However, revenue is essentially flat and net income declined materially year over year, which suggests that while the business is financially sound, earnings quality and growth momentum are not strong enough to support a more aggressive rating based on fundamentals alone.
Why Buy Flexible Solutions International Inc. Stock? FSI Key Strengths
- Excellent liquidity position with 2.96x current ratio and 8.5M cash balance
- Conservative capital structure with 0.18x debt/equity and 20.2x interest coverage
- Positive free cash flow generation of 3.4M representing 11.7% FCF margin
- Reasonable profitability with 33.5% gross margin and 12.0% operating margin
- Strong liquidity profile with a 2.96x current ratio and 2.11x quick ratio
- Low leverage and strong debt service capacity, with 0.18x debt-to-equity and 20.2x interest coverage
- Positive cash generation, including $6.76M operating cash flow and $3.45M free cash flow
FSI Stock Risks: Flexible Solutions International Inc. Investment Risks
- Stagnant revenue growth at -0.2% YoY indicates lack of top-line momentum
- Net income declined 25.9% YoY despite EPS growth, signaling earnings pressure
- Low return on equity (3.2%) and return on assets (2.1%) reflect poor capital deployment
- Gross margin of 33.5% is modest for specialty chemicals, suggesting competitive pressures or product mix challenges
- Revenue growth is stalled, with sales down 0.2% year over year
- Net income fell 25.9% year over year, indicating pressure below the operating line
- Returns on capital remain modest, with ROE of 3.2% and ROA of 2.1%
Key Metrics to Watch
- Revenue growth trajectory - must achieve positive YoY growth to justify investment
- Net margin sustainability - monitor if 4.2% margin can stabilize or improve
- Free cash flow conversion - track if FCF remains above 10% of revenue
- Return on equity improvement - target 5%+ ROE for adequate capital efficiency
- Net income and net margin recovery
- Revenue growth and free cash flow consistency
Flexible Solutions International Inc. (FSI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.96x current ratio provides a solid financial cushion.
FSI Profit Margin, ROE & Profitability Analysis
FSI vs Materials Sector: How Flexible Solutions International Inc. Compares
How Flexible Solutions International Inc. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Flexible Solutions International Inc. Stock Overvalued? FSI Valuation Analysis 2026
Based on fundamental analysis, Flexible Solutions International Inc. has mixed fundamental signals relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Flexible Solutions International Inc. Balance Sheet: FSI Debt, Cash & Liquidity
FSI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Flexible Solutions International Inc.'s revenue has grown significantly by 12% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.24 reflects profitable operations.
FSI Revenue Growth, EPS Growth & YoY Performance
FSI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $9.3M | -$503.4K | $-0.04 |
| Q2 2025 | $10.5M | $1.3M | $0.10 |
| Q1 2025 | $7.5M | -$277.7K | $-0.02 |
| Q3 2024 | $8.7M | $611.9K | $0.05 |
| Q2 2024 | $10.3M | $809.9K | $0.06 |
| Q1 2024 | $9.2M | $457.2K | $0.04 |
| Q3 2023 | $8.7M | -$718.2K | $-0.06 |
| Q2 2023 | $10.3M | $809.9K | $0.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Flexible Solutions International Inc. Dividends, Buybacks & Capital Allocation
FSI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Flexible Solutions International Inc. (CIK: 0001069394)
📋 Recent SEC Filings
❓ Frequently Asked Questions about FSI
What is the AI rating for FSI?
Flexible Solutions International Inc. (FSI) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 69% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are FSI's key strengths?
Claude: Excellent liquidity position with 2.96x current ratio and 8.5M cash balance. Conservative capital structure with 0.18x debt/equity and 20.2x interest coverage. ChatGPT: Strong liquidity profile with a 2.96x current ratio and 2.11x quick ratio. Low leverage and strong debt service capacity, with 0.18x debt-to-equity and 20.2x interest coverage.
What are the risks of investing in FSI?
Claude: Stagnant revenue growth at -0.2% YoY indicates lack of top-line momentum. Net income declined 25.9% YoY despite EPS growth, signaling earnings pressure. ChatGPT: Revenue growth is stalled, with sales down 0.2% year over year. Net income fell 25.9% year over year, indicating pressure below the operating line.
What is FSI's revenue and growth?
Flexible Solutions International Inc. reported revenue of $29.4M.
Does FSI pay dividends?
Flexible Solutions International Inc. pays dividends, with $1.3M distributed to shareholders in the trailing twelve months.
Where can I find FSI SEC filings?
Official SEC filings for Flexible Solutions International Inc. (CIK: 0001069394) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is FSI's EPS?
Flexible Solutions International Inc. has a diluted EPS of $0.09.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is FSI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Flexible Solutions International Inc. has a HOLD rating with 69% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is FSI stock overvalued or undervalued?
Valuation metrics for FSI: ROE of 3.2% (sector avg: 14%), net margin of 4.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy FSI stock in 2026?
Our dual AI analysis gives Flexible Solutions International Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is FSI's free cash flow?
Flexible Solutions International Inc.'s operating cash flow is $6.8M, with capital expenditures of $3.3M. FCF margin is 11.7%.
How does FSI compare to other Materials stocks?
Vs Materials sector averages: Net margin 4.2% (avg: 10%), ROE 3.2% (avg: 14%), current ratio 2.96 (avg: 1.6).