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Franklin BSP Capital Corp (FRBP) Stock Fundamental Analysis & AI Rating 2026

FRBP OTC DE CIK: 0001825248
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
61% Confidence
STRONG AGREEMENT
HOLD
45% Conf
HOLD
77% Conf

📊 FRBP Key Takeaways

Revenue: N/A
Net Margin: N/A
Free Cash Flow: $6.1M
Current Ratio: N/A
Debt/Equity: 1.22x
EPS: $0.73
AI Rating: HOLD with 45% confidence
Franklin BSP Capital Corp (FRBP) receives a HOLD rating with 61% confidence from our AI fundamental analysis based on SEC 10-K filings., and return on equity (ROE) of 5.7% Below is our complete FRBP stock analysis for 2026.

Is Franklin BSP Capital Corp (FRBP) a Good Investment?

Claude

Franklin BSP Capital Corp demonstrates modest profitability growth with net income up 6.0% YoY and EPS growth of 14.1%, but the company suffers from weak operational efficiency with ROE of only 5.7% and ROA of 2.5%. The elevated debt-to-equity ratio of 1.22x and minimal free cash flow generation of $6.1M relative to $4.2B in assets raises concerns about leverage management and cash generation quality.

ChatGPT

Franklin BSP Capital Corp shows stable but unspectacular fundamentals, with modest year-over-year growth in net income and EPS and a balance sheet that remains adequately capitalized. However, profitability is only moderate relative to its asset base, leverage is meaningful, and the very low operating cash flow versus reported earnings raises questions about earnings quality and cash generation consistency.

Why Buy Franklin BSP Capital Corp Stock? FRBP Key Strengths

Claude
  • + Net income growth of 6.0% YoY with EPS accelerating at 14.1% suggests improving per-share value
  • + Substantial asset base of $4.2B provides operational scale and diversification
  • + Positive free cash flow generation indicates the business can service obligations and potentially return capital
ChatGPT
  • + Net income and diluted EPS both improved year over year, indicating continued earnings stability
  • + Equity base of $1.84B supports a large $4.25B asset portfolio and provides balance sheet cushion
  • + ROE of 5.7% and ROA of 2.5% remain positive, showing the company is still generating returns despite a higher-rate credit environment

FRBP Stock Risks: Franklin BSP Capital Corp Investment Risks

Claude
  • ! Elevated leverage with debt-to-equity of 1.22x and $2.2B long-term debt creates financial risk, especially given weak ROE of 5.7%
  • ! Severely limited free cash flow of $6.1M relative to total assets indicates poor cash generation efficiency and minimal debt reduction capability
  • ! Critical data gaps including missing revenue, gross margin, operating margin, and current ratio prevent comprehensive financial health assessment
ChatGPT
  • ! Long-term debt of $2.25B and debt-to-equity of 1.22x indicate meaningful leverage
  • ! Operating cash flow of only $6.08M is weak relative to $104.32M of net income, which may signal lower earnings quality or timing-related cash conversion issues
  • ! Limited disclosure in the provided dataset, including missing revenue, margin, and interest coverage figures, reduces visibility into core operating performance

Key Metrics to Watch

Claude
  • * Free cash flow trend and ability to reduce debt-to-equity ratio below 1.0x
  • * Return on equity improvement trajectory toward industry benchmarks
  • * Operating cash flow sustainability and organic revenue growth when disclosed
ChatGPT
  • * Operating cash flow relative to net income
  • * Debt-to-equity and portfolio credit performance

Franklin BSP Capital Corp (FRBP) Financial Metrics & Key Ratios

Revenue
N/A
Net Income
$104.3M
EPS (Diluted)
$0.73
Free Cash Flow
$6.1M
Total Assets
$4.2B
Cash Position
$100.6M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FRBP Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE 5.7%
ROA 2.5%
FCF Margin N/A

FRBP vs Market Sector: How Franklin BSP Capital Corp Compares

How Franklin BSP Capital Corp compares to Market sector averages

Net Margin
FRBP 0.0%
vs
Sector Avg 12.0%
FRBP Sector
ROE
FRBP 5.7%
vs
Sector Avg 15.0%
FRBP Sector
Current Ratio
FRBP 0.0x
vs
Sector Avg 1.8x
FRBP Sector
Debt/Equity
FRBP 1.2x
vs
Sector Avg 0.7x
FRBP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Franklin BSP Capital Corp Stock Overvalued? FRBP Valuation Analysis 2026

Based on fundamental analysis, Franklin BSP Capital Corp shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
5.7%
Sector avg: 15%
Net Profit Margin
N/A
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.22x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Franklin BSP Capital Corp Balance Sheet: FRBP Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.22x
Debt/Assets
54.9%
Interest Coverage
N/A
Long-term Debt
$2.2B

FRBP Revenue & Earnings Growth: 5-Year Financial Trend

FRBP 5-year financial data:
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Franklin BSP Capital Corp's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $1.41 reflects profitable operations.

FRBP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

Franklin BSP Capital Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$6.1M
Cash generated from operations
Stock Buybacks
$36.2M
Shares repurchased (TTM)
Dividends Paid
$132.1M
Returned to shareholders

FRBP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Franklin BSP Capital Corp (CIK: 0001825248)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 8-K ea0286506-8k_franklin.htm View →
Apr 14, 2026 DEF 14A ea0283975-02.htm View →
Mar 16, 2026 10-K fbcc-20251231.htm View →
Jan 29, 2026 8-K ea027441701-8k_franklin.htm View →
Nov 12, 2025 10-Q fbcc-20250930.htm View →

Frequently Asked Questions about FRBP

What is the AI rating for FRBP?

Franklin BSP Capital Corp (FRBP) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 61% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FRBP's key strengths?

Claude: Net income growth of 6.0% YoY with EPS accelerating at 14.1% suggests improving per-share value. Substantial asset base of $4.2B provides operational scale and diversification. ChatGPT: Net income and diluted EPS both improved year over year, indicating continued earnings stability. Equity base of $1.84B supports a large $4.25B asset portfolio and provides balance sheet cushion.

What are the risks of investing in FRBP?

Claude: Elevated leverage with debt-to-equity of 1.22x and $2.2B long-term debt creates financial risk, especially given weak ROE of 5.7%. Severely limited free cash flow of $6.1M relative to total assets indicates poor cash generation efficiency and minimal debt reduction capability. ChatGPT: Long-term debt of $2.25B and debt-to-equity of 1.22x indicate meaningful leverage. Operating cash flow of only $6.08M is weak relative to $104.32M of net income, which may signal lower earnings quality or timing-related cash conversion issues.

What is FRBP's revenue and growth?

Franklin BSP Capital Corp reported revenue of N/A.

Does FRBP pay dividends?

Franklin BSP Capital Corp pays dividends, with $132.1M distributed to shareholders in the trailing twelve months.

Where can I find FRBP SEC filings?

Official SEC filings for Franklin BSP Capital Corp (CIK: 0001825248) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FRBP's EPS?

Franklin BSP Capital Corp has a diluted EPS of $0.73.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FRBP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Franklin BSP Capital Corp has a HOLD rating with 61% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FRBP stock overvalued or undervalued?

Valuation metrics for FRBP: ROE of 5.7% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy FRBP stock in 2026?

Our dual AI analysis gives Franklin BSP Capital Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FRBP's free cash flow?

Franklin BSP Capital Corp's operating cash flow is $6.1M, with capital expenditures of N/A.

How does FRBP compare to other Market stocks?

Vs Default sector averages: Net margin N/A (avg: 12%), ROE 5.7% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI