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Five Point Holdings, LLC (FPH) Stock Fundamental Analysis & AI Rating 2026

FPH NYSE Real Estate DE CIK: 0001574197
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 23, 2026 (in 7 days) • TBD ET • All earnings →
Combined AI Rating
HOLD
60% Confidence
STRONG AGREEMENT
HOLD
45% Conf
HOLD
76% Conf

📊 FPH Key Takeaways

Revenue: $110.0M
Net Margin: 64.5%
Free Cash Flow: $105.0M
Current Ratio: N/A
Debt/Equity: 0.19x
EPS: $0.00
AI Rating: HOLD with 45% confidence
Five Point Holdings, LLC (FPH) receives a HOLD rating with 60% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $110.0M, net profit margin of 64.5%, and return on equity (ROE) of 3.1%, Five Point Holdings, LLC demonstrates mixed fundamentals in the Real Estate sector. Below is our complete FPH stock analysis for 2026.

Is Five Point Holdings, LLC (FPH) a Good Investment?

Claude

Five Point Holdings demonstrates exceptional profitability metrics with 64.5% net margin and 95.4% free cash flow margin, indicating strong operational efficiency. However, minimal revenue growth of 1.7% YoY and exceptionally low ROE/ROA ratios (3.1%/2.2%) suggest the company is a capital-intensive real estate operation with constrained earnings power relative to its large asset base. The substantial gap between operating income and net income warrants investigation into non-operating items.

ChatGPT

Five Point Holdings shows solid fundamental stability, with a strong cash position, low leverage, and positive operating and free cash flow generation relative to revenue. However, growth is modest and the exceptionally high operating margin suggests earnings may be influenced by non-recurring or project-driven real estate accounting dynamics rather than broad-based recurring profitability. The balance sheet is strong, but low ROE and ROA indicate only moderate efficiency in converting its asset base and equity into returns.

Why Buy Five Point Holdings, LLC Stock? FPH Key Strengths

Claude
  • + Exceptional net profit margin of 64.5% and FCF margin of 95.4% indicate highly efficient asset monetization and strong operational discipline
  • + Healthy balance sheet with $2.3B equity, $425.5M cash, and conservative 0.19x debt-to-equity ratio providing financial flexibility
  • + Strong free cash flow generation of $105.0M with minimal capex requirements suggests mature, low-reinvestment business model
  • + Positive net income growth of 0.4% YoY maintained despite minimal revenue growth indicates margin expansion or favorable cost structure
ChatGPT
  • + Strong balance sheet with $425.55M in cash and only 0.19x debt-to-equity
  • + Positive operating cash flow and very high free cash flow generation versus revenue
  • + Net income remained positive and stable with slight year-over-year growth

FPH Stock Risks: Five Point Holdings, LLC Investment Risks

Claude
  • ! Stagnant revenue growth of only 1.7% YoY signals limited organic growth opportunities or market saturation in real estate portfolio
  • ! Severely depressed ROE (3.1%) and ROA (2.2%) relative to $3.2B asset base indicates poor capital deployment efficiency and potential asset quality issues
  • ! Abnormally high operating margin of 193.1% may indicate accounting artifacts, non-recurring items, or unusual business structure requiring investigation
  • ! Missing critical metrics (gross margin, current ratio, interest coverage, EPS) prevent complete financial health assessment and may obscure operational challenges
ChatGPT
  • ! Low ROE and ROA suggest limited capital efficiency despite a large asset base
  • ! Revenue growth of 1.7% and net income growth of 0.4% indicate weak underlying growth momentum
  • ! Profitability may be volatile because extremely high operating margin likely reflects one-time or project-specific real estate gains

Key Metrics to Watch

Claude
  • * Revenue growth rate acceleration or deceleration to assess business momentum in real estate market
  • * Return on equity and assets trends to determine if capital allocation improves or deteriorates
  • * Composition of operating income vs. non-operating gains to validate sustainability of reported profitability
ChatGPT
  • * Operating cash flow consistency across reporting periods
  • * Return on equity and return on assets improvement

Five Point Holdings, LLC (FPH) Financial Metrics & Key Ratios

Revenue
$110.0M
Net Income
$71.0M
EPS (Diluted)
$0.00
Free Cash Flow
$105.0M
Total Assets
$3.2B
Cash Position
$425.5M

💡 AI Analyst Insight

The 95.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

FPH Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 193.1%
Net Margin 64.5%
ROE 3.1%
ROA 2.2%
FCF Margin 95.4%

FPH vs Real Estate Sector: How Five Point Holdings, LLC Compares

How Five Point Holdings, LLC compares to Real Estate sector averages

Net Margin
FPH 64.5%
vs
Sector Avg 20.0%
FPH Sector
ROE
FPH 3.1%
vs
Sector Avg 8.0%
FPH Sector
Current Ratio
FPH 0.0x
vs
Sector Avg 1.5x
FPH Sector
Debt/Equity
FPH 0.2x
vs
Sector Avg 1.5x
FPH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Five Point Holdings, LLC Stock Overvalued? FPH Valuation Analysis 2026

Based on fundamental analysis, Five Point Holdings, LLC appears fundamentally strong relative to the Real Estate sector in 2026.

Return on Equity
3.1%
Sector avg: 8%
Net Profit Margin
64.5%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.19x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Five Point Holdings, LLC Balance Sheet: FPH Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.19x
Debt/Assets
26.5%
Interest Coverage
N/A
Long-term Debt
$443.3M

FPH Revenue & Earnings Growth: 5-Year Financial Trend

FPH 5-year financial data: Year 2021: Revenue $222.7M, Net Income $9.0M, EPS N/A. Year 2022: Revenue $222.7M, Net Income -$428.0K, EPS N/A. Year 2023: Revenue $222.7M, Net Income $6.6M, EPS N/A. Year 2024: Revenue $236.0M, Net Income -$15.4M, EPS N/A. Year 2025: Revenue $236.0M, Net Income $55.4M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Five Point Holdings, LLC's revenue has shown modest growth of 6% over the 5-year period.

FPH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
95.4%
Free cash flow / Revenue

FPH Quarterly Earnings & Performance

Quarterly financial performance data for Five Point Holdings, LLC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $13.0M $4.8M N/A
Q2 2025 $7.0M $3.3M N/A
Q1 2025 $9.3M $2.3M N/A
Q3 2024 $16.5M $4.8M N/A
Q2 2024 $20.9M $14.7M N/A
Q1 2024 $5.2M $2.3M N/A
Q3 2023 $15.0M -$4.4M N/A
Q2 2023 $5.0M -$5.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Five Point Holdings, LLC Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$105.2M
Cash generated from operations
Capital Expenditures
$217.0K
Investment in assets
Dividends
None
No dividend program

FPH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Five Point Holdings, LLC (CIK: 0001574197)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Mar 10, 2026 4 xslF345X05/wk-form4_1773193753.xml View →

Frequently Asked Questions about FPH

What is the AI rating for FPH?

Five Point Holdings, LLC (FPH) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 60% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FPH's key strengths?

Claude: Exceptional net profit margin of 64.5% and FCF margin of 95.4% indicate highly efficient asset monetization and strong operational discipline. Healthy balance sheet with $2.3B equity, $425.5M cash, and conservative 0.19x debt-to-equity ratio providing financial flexibility. ChatGPT: Strong balance sheet with $425.55M in cash and only 0.19x debt-to-equity. Positive operating cash flow and very high free cash flow generation versus revenue.

What are the risks of investing in FPH?

Claude: Stagnant revenue growth of only 1.7% YoY signals limited organic growth opportunities or market saturation in real estate portfolio. Severely depressed ROE (3.1%) and ROA (2.2%) relative to $3.2B asset base indicates poor capital deployment efficiency and potential asset quality issues. ChatGPT: Low ROE and ROA suggest limited capital efficiency despite a large asset base. Revenue growth of 1.7% and net income growth of 0.4% indicate weak underlying growth momentum.

What is FPH's revenue and growth?

Five Point Holdings, LLC reported revenue of $110.0M.

Does FPH pay dividends?

Five Point Holdings, LLC does not currently pay dividends.

Where can I find FPH SEC filings?

Official SEC filings for Five Point Holdings, LLC (CIK: 0001574197) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FPH's EPS?

Five Point Holdings, LLC has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FPH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Five Point Holdings, LLC has a HOLD rating with 60% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FPH stock overvalued or undervalued?

Valuation metrics for FPH: ROE of 3.1% (sector avg: 8%), net margin of 64.5% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy FPH stock in 2026?

Our dual AI analysis gives Five Point Holdings, LLC a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is FPH's free cash flow?

Five Point Holdings, LLC's operating cash flow is $105.2M, with capital expenditures of $217.0K. FCF margin is 95.4%.

How does FPH compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 64.5% (avg: 20%), ROE 3.1% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI