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Flutter Entertainment plc (FLUT) Stock Fundamental Analysis & AI Rating 2026

FLUT NYSE Services-Computer Programming, Data Processing, Etc. L2 CIK: 0001635327
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
71% Confidence
STRONG AGREEMENT
HOLD
65% Conf
HOLD
77% Conf

📊 FLUT Key Takeaways

Revenue: $16.4B
Net Margin: -1.9%
Free Cash Flow: $1.1B
Current Ratio: 0.95x
Debt/Equity: 1.36x
EPS: $-1.75
AI Rating: HOLD with 65% confidence
Flutter Entertainment plc (FLUT) receives a HOLD rating with 71% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $16.4B, net profit margin of -1.9%, and return on equity (ROE) of -3.4%, Flutter Entertainment plc demonstrates mixed fundamentals in the Technology sector. Below is our complete FLUT stock analysis for 2026.

Is Flutter Entertainment plc (FLUT) a Good Investment?

Claude

Flutter demonstrates strong revenue growth of 16.6% YoY with healthy gross margins at 45.2% and positive free cash flow generation of $1.1B, indicating operational resilience in a competitive gaming market. However, profitability remains severely challenged with negative net income of -$310M and minimal operating margins of 0.2%, combined with elevated leverage at 1.36x debt-to-equity and weak interest coverage of 0.1x, creating financial vulnerability despite growth.

ChatGPT

Flutter Entertainment is delivering strong top-line growth and solid free cash flow generation, which suggests the core business has scale and healthy customer demand. However, profitability remains very weak, with near-breakeven operating margins, negative net income, and extremely thin interest coverage, which materially weakens the quality of that growth. The fundamentals support a neutral stance until earnings conversion and balance-sheet resilience improve.

Why Buy Flutter Entertainment plc Stock? FLUT Key Strengths

Claude
  • + Strong top-line growth at 16.6% YoY demonstrating market expansion
  • + Healthy gross margin of 45.2% showing pricing power and operational efficiency
  • + Positive free cash flow of $1.1B with 6.6% FCF margin indicating cash generation capability
  • + Substantial revenue base of $16.4B providing scale and diversification
ChatGPT
  • + Revenue growth of 16.6% YoY indicates strong operating momentum
  • + Free cash flow of $1.08B and low capex needs support internal funding capacity
  • + Gross margin of 45.2% shows the business retains meaningful gross profitability at scale

FLUT Stock Risks: Flutter Entertainment plc Investment Risks

Claude
  • ! Negative net income of -$310M with deteriorating profitability despite revenue growth
  • ! Critical interest coverage ratio of 0.1x indicating severe debt servicing stress
  • ! Elevated leverage at 1.36x debt-to-equity with $12.3B long-term debt burden
  • ! Weak current ratio of 0.95x suggesting potential short-term liquidity constraints
  • ! Operating margin of only 0.2% indicating minimal operational profit conversion
ChatGPT
  • ! Operating margin of 0.2% and net margin of -1.9% show poor earnings conversion
  • ! High leverage with $12.27B long-term debt and 1.36x debt-to-equity increases financial risk
  • ! Interest coverage of 0.1x and current ratio of 0.95x point to limited financial cushion

Key Metrics to Watch

Claude
  • * Net income trajectory and path to sustained profitability
  • * Operating margin expansion and cost control initiatives
  • * Debt reduction progress and interest coverage improvement
  • * Free cash flow sustainability and capital allocation decisions
  • * Current ratio and working capital management
ChatGPT
  • * Operating margin and net income trend
  • * Interest coverage and debt reduction progress

Flutter Entertainment plc (FLUT) Financial Metrics & Key Ratios

Revenue
$16.4B
Net Income
$-310.0M
EPS (Diluted)
$-1.75
Free Cash Flow
$1.1B
Total Assets
$29.3B
Cash Position
$1.8B

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FLUT Profit Margin, ROE & Profitability Analysis

Gross Margin 45.2%
Operating Margin 0.2%
Net Margin -1.9%
ROE -3.4%
ROA -1.1%
FCF Margin 6.6%

FLUT vs Technology Sector: How Flutter Entertainment plc Compares

How Flutter Entertainment plc compares to Technology sector averages

Net Margin
FLUT -1.9%
vs
Sector Avg 18.0%
FLUT Sector
ROE
FLUT -3.4%
vs
Sector Avg 22.0%
FLUT Sector
Current Ratio
FLUT 1.0x
vs
Sector Avg 2.5x
FLUT Sector
Debt/Equity
FLUT 1.4x
vs
Sector Avg 0.5x
FLUT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Flutter Entertainment plc Stock Overvalued? FLUT Valuation Analysis 2026

Based on fundamental analysis, Flutter Entertainment plc shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-3.4%
Sector avg: 22%
Net Profit Margin
-1.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.36x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Flutter Entertainment plc Balance Sheet: FLUT Debt, Cash & Liquidity

Current Ratio
0.95x
Quick Ratio
0.95x
Debt/Equity
1.36x
Debt/Assets
66.9%
Interest Coverage
0.06x
Long-term Debt
$12.3B

FLUT Revenue & Earnings Growth: 5-Year Financial Trend

FLUT 5-year financial data: Year 2024: Revenue $14.0B, Net Income -$370.0M, EPS $-2.44. Year 2025: Revenue $16.4B, Net Income -$1.2B, EPS $-6.89.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Flutter Entertainment plc's revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $-6.89 indicates the company is currently unprofitable.

FLUT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6.6%
Free cash flow / Revenue

FLUT Quarterly Earnings & Performance

Quarterly financial performance data for Flutter Entertainment plc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.2B N/A $-0.21
Q2 2025 $3.6B N/A $0.36
Q1 2025 $3.4B N/A $-1.10
Q3 2024 $2.6B N/A $-0.21
Q2 2024 $3.0B N/A $-0.20
Q1 2024 $2.9B -$111.0M $-0.58

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Flutter Entertainment plc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.2B
Cash generated from operations
Stock Buybacks
$1.1B
Shares repurchased (TTM)
Capital Expenditures
$105.0M
Investment in assets
Dividends
None
No dividend program

FLUT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Flutter Entertainment plc (CIK: 0001635327)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 DEF 14A flut-20260416.htm View →
Apr 15, 2026 4 xslF345X06/primary_doc.xml View →
Apr 14, 2026 4 xslF345X06/primary_doc.xml View →
Apr 13, 2026 4 xslF345X06/primary_doc.xml View →
Apr 10, 2026 4 xslF345X06/primary_doc.xml View →

Frequently Asked Questions about FLUT

What is the AI rating for FLUT?

Flutter Entertainment plc (FLUT) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FLUT's key strengths?

Claude: Strong top-line growth at 16.6% YoY demonstrating market expansion. Healthy gross margin of 45.2% showing pricing power and operational efficiency. ChatGPT: Revenue growth of 16.6% YoY indicates strong operating momentum. Free cash flow of $1.08B and low capex needs support internal funding capacity.

What are the risks of investing in FLUT?

Claude: Negative net income of -$310M with deteriorating profitability despite revenue growth. Critical interest coverage ratio of 0.1x indicating severe debt servicing stress. ChatGPT: Operating margin of 0.2% and net margin of -1.9% show poor earnings conversion. High leverage with $12.27B long-term debt and 1.36x debt-to-equity increases financial risk.

What is FLUT's revenue and growth?

Flutter Entertainment plc reported revenue of $16.4B.

Does FLUT pay dividends?

Flutter Entertainment plc does not currently pay dividends.

Where can I find FLUT SEC filings?

Official SEC filings for Flutter Entertainment plc (CIK: 0001635327) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FLUT's EPS?

Flutter Entertainment plc has a diluted EPS of $-1.75.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FLUT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Flutter Entertainment plc has a HOLD rating with 71% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FLUT stock overvalued or undervalued?

Valuation metrics for FLUT: ROE of -3.4% (sector avg: 22%), net margin of -1.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy FLUT stock in 2026?

Our dual AI analysis gives Flutter Entertainment plc a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FLUT's free cash flow?

Flutter Entertainment plc's operating cash flow is $1.2B, with capital expenditures of $105.0M. FCF margin is 6.6%.

How does FLUT compare to other Technology stocks?

Vs Technology sector averages: Net margin -1.9% (avg: 18%), ROE -3.4% (avg: 22%), current ratio 0.95 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI