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SPECTRAL CAPITAL Corp (FCCN) Stock Fundamental Analysis & AI Rating 2026

FCCN OTC Services-Computer Processing & Data Preparation NV CIK: 0001131903
Updated This Month • Analysis: Mar 24, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
93% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
91% Conf

📊 FCCN Key Takeaways

Revenue: $3.1M
Net Margin: -67.3%
Free Cash Flow: $-542.9K
Current Ratio: 0.61x
Debt/Equity: 0.00x
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence
SPECTRAL CAPITAL Corp (FCCN) receives a STRONG SELL rating with 93% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.1M, net profit margin of -67.3%, and return on equity (ROE) of -12.0%, SPECTRAL CAPITAL Corp demonstrates mixed fundamentals in the Technology sector. Below is our complete FCCN stock analysis for 2026.

Is SPECTRAL CAPITAL Corp (FCCN) a Good Investment?

Claude

Spectral Capital exhibits severe financial distress with negative operating margins (-67.5%), negative net income (-$2.1M), and substantially negative free cash flow (-$542.9K) despite $3.1M in revenue. The company's balance sheet shows liabilities ($6.5M) exceeding total assets ($6.1K) by a critical margin, indicating potential insolvency, while cash burn and lack of operational profitability pose existential risks.

ChatGPT

The fundamentals indicate a highly distressed business: margins are deeply negative, operating cash flow and free cash flow are negative, and liquidity is weak with current and quick ratios below 1. While the company reports some revenue, the combination of sustained losses, poor cash generation, and balance sheet inconsistencies suggests very low-quality growth and elevated financial risk.

Why Buy SPECTRAL CAPITAL Corp Stock? FCCN Key Strengths

Claude
  • + Maintains positive gross margin of 22.6% suggesting core product economics are viable
  • + Holds $426.3K in cash providing short-term operational runway
  • + No long-term debt obligations limiting near-term refinancing pressure
ChatGPT
  • + The company is generating revenue rather than being purely pre-commercial
  • + Gross profit is positive, indicating the core offering can produce contribution margin before overhead
  • + Reported cash of $426.30K provides limited near-term operating flexibility

FCCN Stock Risks: SPECTRAL CAPITAL Corp Investment Risks

Claude
  • ! Total liabilities ($6.5M) vastly exceed total assets ($6.1K) indicating negative book value and balance sheet insolvency
  • ! Severely negative operating cash flow (-$503.4K) and free cash flow (-$542.9K) demonstrate unsustainable cash burn
  • ! Operating margin of -67.5% and net margin of -67.3% with no clear path to profitability despite revenue generation
  • ! Current ratio of 0.61x indicates inability to meet short-term obligations without asset liquidation
  • ! Zero insider activity in past 90 days suggests lack of management confidence or engagement
ChatGPT
  • ! Operating and net margins near negative 67% show the business model is currently far from sustainable
  • ! Negative operating cash flow and free cash flow indicate ongoing cash burn without self-funding capacity
  • ! Liquidity is weak and the balance sheet data appears inconsistent, raising financial health and reporting-quality concerns

Key Metrics to Watch

Claude
  • * Monthly operating cash flow trend and time to cash depletion
  • * Revenue growth rate and gross margin sustainability as company burns cash
  • * Balance sheet restructuring or debt settlement announcements indicating going concern assessment
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Current ratio and cash balance relative to liabilities

SPECTRAL CAPITAL Corp (FCCN) Financial Metrics & Key Ratios

Revenue
$3.1M
Net Income
$-2.1M
EPS (Diluted)
$0.00
Free Cash Flow
$-542.9K
Total Assets
$6.1K
Cash Position
$426.3K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FCCN Profit Margin, ROE & Profitability Analysis

Gross Margin 22.6%
Operating Margin -67.5%
Net Margin -67.3%
ROE -12.0%
ROA -34,735.8%
FCF Margin -17.3%

FCCN vs Technology Sector: How SPECTRAL CAPITAL Corp Compares

How SPECTRAL CAPITAL Corp compares to Technology sector averages

Net Margin
FCCN -67.3%
vs
Sector Avg 18.0%
FCCN Sector
ROE
FCCN -12.0%
vs
Sector Avg 22.0%
FCCN Sector
Current Ratio
FCCN 0.6x
vs
Sector Avg 2.5x
FCCN Sector
Debt/Equity
FCCN 0.0x
vs
Sector Avg 0.5x
FCCN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is SPECTRAL CAPITAL Corp Stock Overvalued? FCCN Valuation Analysis 2026

Based on fundamental analysis, SPECTRAL CAPITAL Corp has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-12.0%
Sector avg: 22%
Net Profit Margin
-67.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

SPECTRAL CAPITAL Corp Balance Sheet: FCCN Debt, Cash & Liquidity

Current Ratio
0.61x
Quick Ratio
0.61x
Debt/Equity
0.00x
Debt/Assets
106,908.7%
Interest Coverage
-18.63x
Long-term Debt
N/A

FCCN Revenue & Earnings Growth: 5-Year Financial Trend

FCCN 5-year financial data: Year 2021: Revenue $48, Net Income -$167.8K, EPS N/A. Year 2022: Revenue $98.3K, Net Income -$172.2K, EPS $-0.01. Year 2023: Revenue $98.3K, Net Income -$241.0K, EPS N/A. Year 2024: Revenue $0, Net Income -$215.4K, EPS N/A. Year 2025: Revenue $21.8M, Net Income -$3.3M, EPS $-0.06.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: SPECTRAL CAPITAL Corp's revenue has grown significantly by 45,499,625% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.06 indicates the company is currently unprofitable.

FCCN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-17.3%
Free cash flow / Revenue

FCCN Quarterly Earnings & Performance

Quarterly financial performance data for SPECTRAL CAPITAL Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 N/A -$64.9K $-0.01
Q2 2025 N/A -$486.6K $-0.01
Q1 2025 N/A -$64.9K $0.00
Q3 2024 N/A -$45.7K $0.00
Q2 2024 N/A -$63.9K $0.00
Q1 2024 N/A -$63.5K $0.00
Q3 2023 N/A -$45.7K $0.00
Q2 2023 N/A -$63.9K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

SPECTRAL CAPITAL Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$503.4K
Cash generated from operations
Capital Expenditures
$39.5K
Investment in assets
Dividends
None
No dividend program

FCCN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for SPECTRAL CAPITAL Corp (CIK: 0001131903)

📋 Recent SEC Filings

Date Form Document Action
Mar 31, 2026 10-K fccn-20251231_10k.htm View →
Jan 7, 2026 8-K fccn-20260104_8k.htm View →
Jan 5, 2026 8-K fccn-20251229_8k.htm View →
Jan 5, 2026 8-K fccn-20260102_8k.htm View →
Dec 30, 2025 8-K fccn-20251227_8k.htm View →

Frequently Asked Questions about FCCN

What is the AI rating for FCCN?

SPECTRAL CAPITAL Corp (FCCN) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 93% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FCCN's key strengths?

Claude: Maintains positive gross margin of 22.6% suggesting core product economics are viable. Holds $426.3K in cash providing short-term operational runway. ChatGPT: The company is generating revenue rather than being purely pre-commercial. Gross profit is positive, indicating the core offering can produce contribution margin before overhead.

What are the risks of investing in FCCN?

Claude: Total liabilities ($6.5M) vastly exceed total assets ($6.1K) indicating negative book value and balance sheet insolvency. Severely negative operating cash flow (-$503.4K) and free cash flow (-$542.9K) demonstrate unsustainable cash burn. ChatGPT: Operating and net margins near negative 67% show the business model is currently far from sustainable. Negative operating cash flow and free cash flow indicate ongoing cash burn without self-funding capacity.

What is FCCN's revenue and growth?

SPECTRAL CAPITAL Corp reported revenue of $3.1M.

Does FCCN pay dividends?

SPECTRAL CAPITAL Corp does not currently pay dividends.

Where can I find FCCN SEC filings?

Official SEC filings for SPECTRAL CAPITAL Corp (CIK: 0001131903) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FCCN's EPS?

SPECTRAL CAPITAL Corp has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FCCN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, SPECTRAL CAPITAL Corp has a STRONG SELL rating with 93% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FCCN stock overvalued or undervalued?

Valuation metrics for FCCN: ROE of -12.0% (sector avg: 22%), net margin of -67.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy FCCN stock in 2026?

Our dual AI analysis gives SPECTRAL CAPITAL Corp a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FCCN's free cash flow?

SPECTRAL CAPITAL Corp's operating cash flow is $-503.4K, with capital expenditures of $39.5K. FCF margin is -17.3%.

How does FCCN compare to other Technology stocks?

Vs Technology sector averages: Net margin -67.3% (avg: 18%), ROE -12.0% (avg: 22%), current ratio 0.61 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-09-30 | Powered by Claude AI