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Dte Energy Co (DTB) Stock Fundamental Analysis & AI Rating 2026

DTB NYSE Electric Services MI CIK: 0000936340
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
68% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
73% Conf

📊 DTB Key Takeaways

Revenue: $3.8B
Net Margin: 39.0%
Free Cash Flow: $3.4B
Current Ratio: 0.80x
Debt/Equity: 2.06x
EPS: $7.03
AI Rating: HOLD with 62% confidence
Dte Energy Co (DTB) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.8B, net profit margin of 39.0%, and return on equity (ROE) of 11.9%, Dte Energy Co demonstrates mixed fundamentals in the Utilities sector. Below is our complete DTB stock analysis for 2026.

Is Dte Energy Co (DTB) a Good Investment?

Claude

DTE Energy demonstrates solid operational profitability with a 63.3% operating margin and strong cash generation (3.4B operating CF), but is constrained by high financial leverage (2.06x debt/equity) and weak liquidity metrics that limit financial flexibility. The modest net income growth (+0.2% YoY) despite 18.6% revenue growth suggests margin compression or increased financing costs, raising concerns about sustainable earnings expansion.

ChatGPT

DTE Energy shows solid top-line growth, stable net income, and respectable returns on equity for a utility-like business, supported by strong operating cash generation. However, the balance sheet is heavily levered, liquidity is tight, and earnings growth is materially lagging revenue growth, which keeps the fundamental outlook constructive but not clearly strong.

Why Buy Dte Energy Co Stock? DTB Key Strengths

Claude
  • + Exceptional operating margins of 63.3% indicating efficient core utility operations
  • + Strong cash generation with 3.4B operating cash flow and 90.8% FCF margin
  • + Revenue growth of 18.6% YoY demonstrates business expansion or rate increases
  • + Significant asset base of 54.1B providing stable revenue-generating infrastructure
ChatGPT
  • + Revenue growth of 18.6% YoY indicates strong recent business momentum
  • + Net income remained stable and diluted EPS grew 3.8% YoY, showing earnings resilience
  • + Operating cash flow of $3.41B provides meaningful internal funding capacity

DTB Stock Risks: Dte Energy Co Investment Risks

Claude
  • ! High leverage with 2.06x debt/equity ratio and 25.3B long-term debt limiting financial flexibility
  • ! Weak liquidity position with current ratio of 0.80x below the healthy 1.0x threshold
  • ! Anemic net income growth of only 0.2% despite 18.6% revenue growth suggests operational challenges or cost inflation
  • ! Low interest coverage of 2.2x indicates limited buffer for debt service if operational performance deteriorates
  • ! Minimal cash position of 208M relative to 25.3B debt creates refinancing risk
ChatGPT
  • ! High leverage with debt-to-equity of 2.06x and $25.31B in long-term debt increases balance-sheet risk
  • ! Weak liquidity with a 0.80x current ratio and 0.71x quick ratio limits near-term financial flexibility
  • ! Interest coverage of 2.2x suggests debt service is manageable but not comfortable, especially if financing costs stay elevated

Key Metrics to Watch

Claude
  • * Operating margin sustainability as costs and inflation evolve
  • * Debt/equity ratio trend and refinancing activities given high leverage
  • * Free cash flow consistency to service debt and fund capital requirements
  • * Current ratio improvement to address liquidity concerns
  • * Net income growth acceleration relative to revenue growth
ChatGPT
  • * Interest coverage and long-term debt trend
  • * Operating cash flow relative to capital spending and true free cash flow

Dte Energy Co (DTB) Financial Metrics & Key Ratios

Revenue
$3.8B
Net Income
$1.5B
EPS (Diluted)
$7.03
Free Cash Flow
$3.4B
Total Assets
$54.1B
Cash Position
$208.0M

💡 AI Analyst Insight

The 90.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

DTB Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 63.3%
Net Margin 39.0%
ROE 11.9%
ROA 2.7%
FCF Margin 90.8%

DTB vs Utilities Sector: How Dte Energy Co Compares

How Dte Energy Co compares to Utilities sector averages

Net Margin
DTB 39.0%
vs
Sector Avg 12.0%
DTB Sector
ROE
DTB 11.9%
vs
Sector Avg 10.0%
DTB Sector
Current Ratio
DTB 0.8x
vs
Sector Avg 0.8x
DTB Sector
Debt/Equity
DTB 2.1x
vs
Sector Avg 1.4x
DTB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Dte Energy Co Stock Overvalued? DTB Valuation Analysis 2026

Based on fundamental analysis, Dte Energy Co has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
11.9%
Sector avg: 10%
Net Profit Margin
39.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.06x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Dte Energy Co Balance Sheet: DTB Debt, Cash & Liquidity

Current Ratio
0.80x
Quick Ratio
0.71x
Debt/Equity
2.06x
Debt/Assets
0.0%
Interest Coverage
2.25x
Long-term Debt
$25.3B

DTB Revenue & Earnings Growth: 5-Year Financial Trend

DTB 5-year financial data: Year 2013: Revenue $9.7B, Net Income N/A, EPS N/A. Year 2014: Revenue $12.3B, Net Income N/A, EPS N/A. Year 2015: Revenue $12.3B, Net Income N/A, EPS N/A. Year 2016: Revenue $12.3B, Net Income N/A, EPS N/A. Year 2017: Revenue $12.6B, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Dte Energy Co's revenue has grown significantly by 30% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.76 reflects profitable operations.

DTB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
90.8%
Free cash flow / Revenue

DTB Quarterly Earnings & Performance

Quarterly financial performance data for Dte Energy Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2018 $3.2B $351.0M $2.00
Q3 2017 $2.9B $263.0M $1.51
Q2 2017 $2.3B $145.0M $0.84
Q1 2017 $2.6B $240.0M $1.37
Q3 2016 $2.6B $264.0M $1.47
Q2 2016 $2.3B $105.0M $0.61
Q1 2016 $2.6B $240.0M $1.37
Q3 2015 $2.6B $156.0M $0.88

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Dte Energy Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$3.4B
Cash generated from operations
Dividends Paid
$871.0M
Returned to shareholders

DTB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Dte Energy Co (CIK: 0000936340)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/wk-form4_1775148027.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775147915.xml View →
Mar 23, 2026 8-K dte-20260323.htm View →
Mar 17, 2026 8-K dte-20260316.htm View →
Mar 12, 2026 DEF 14A dte-20260312.htm View →

Frequently Asked Questions about DTB

What is the AI rating for DTB?

Dte Energy Co (DTB) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are DTB's key strengths?

Claude: Exceptional operating margins of 63.3% indicating efficient core utility operations. Strong cash generation with 3.4B operating cash flow and 90.8% FCF margin. ChatGPT: Revenue growth of 18.6% YoY indicates strong recent business momentum. Net income remained stable and diluted EPS grew 3.8% YoY, showing earnings resilience.

What are the risks of investing in DTB?

Claude: High leverage with 2.06x debt/equity ratio and 25.3B long-term debt limiting financial flexibility. Weak liquidity position with current ratio of 0.80x below the healthy 1.0x threshold. ChatGPT: High leverage with debt-to-equity of 2.06x and $25.31B in long-term debt increases balance-sheet risk. Weak liquidity with a 0.80x current ratio and 0.71x quick ratio limits near-term financial flexibility.

What is DTB's revenue and growth?

Dte Energy Co reported revenue of $3.8B.

Does DTB pay dividends?

Dte Energy Co pays dividends, with $871.0M distributed to shareholders in the trailing twelve months.

Where can I find DTB SEC filings?

Official SEC filings for Dte Energy Co (CIK: 0000936340) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DTB's EPS?

Dte Energy Co has a diluted EPS of $7.03.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DTB a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Dte Energy Co has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is DTB stock overvalued or undervalued?

Valuation metrics for DTB: ROE of 11.9% (sector avg: 10%), net margin of 39.0% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy DTB stock in 2026?

Our dual AI analysis gives Dte Energy Co a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is DTB's free cash flow?

Dte Energy Co's operating cash flow is $3.4B, with capital expenditures of N/A. FCF margin is 90.8%.

How does DTB compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 39.0% (avg: 12%), ROE 11.9% (avg: 10%), current ratio 0.80 (avg: 0.8).

Is Dte Energy Co carrying too much debt?

DTB has a debt-to-equity ratio of 2.06x, which is above the Utilities sector average of 1.4x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI