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HF Sinclair Corp (DINO) Stock Fundamental Analysis & AI Rating 2026

DINO NYSE Pipe Lines (No Natural Gas) DE CIK: 0001915657
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
68% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
74% Conf

📊 DINO Key Takeaways

Revenue: $26.9B
Net Margin: 2.2%
Free Cash Flow: $866.0M
Current Ratio: 1.94x
Debt/Equity: 0.30x
EPS: $3.08
AI Rating: HOLD with 62% confidence
HF Sinclair Corp (DINO) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $26.9B, net profit margin of 2.2%, and return on equity (ROE) of 6.3%, HF Sinclair Corp demonstrates mixed fundamentals in the Energy sector. Below is our complete DINO stock analysis for 2026.

Is HF Sinclair Corp (DINO) a Good Investment?

Claude

HF Sinclair demonstrates solid operational efficiency with strong interest coverage (22.8x) and healthy free cash flow generation ($866M), but faces headwinds from declining revenue (-6.0% YoY) and modest profitability margins (2.2% net margin). The company maintains a conservative capital structure with reasonable leverage (0.30x debt/equity) and adequate liquidity, though the pipeline sector is capital-intensive and growth appears constrained.

ChatGPT

HF Sinclair shows solid financial resilience, with low leverage, strong interest coverage, and positive free cash flow supporting balance sheet stability. However, core profitability remains thin, with a 3.5% operating margin and 2.2% net margin, while revenue declined year over year, suggesting earnings quality is still heavily tied to a cyclical, low-margin operating environment. The business looks fundamentally stable rather than clearly accelerating.

Why Buy HF Sinclair Corp Stock? DINO Key Strengths

Claude
  • + Robust interest coverage ratio of 22.8x indicates strong debt service capacity
  • + Free cash flow of $866M with 3.2% FCF margin provides capital flexibility for dividends or debt reduction
  • + Conservative leverage at 0.30x debt/equity with solid equity base of $9.2B
  • + Strong current ratio of 1.94x demonstrates adequate short-term liquidity
ChatGPT
  • + Conservative balance sheet with 0.30x debt-to-equity and strong 22.8x interest coverage
  • + Positive free cash flow of $866.00M and operating cash flow of $1.31B provide internal funding capacity
  • + Healthy liquidity position with a 1.94x current ratio and nearly $978.00M in cash

DINO Stock Risks: HF Sinclair Corp Investment Risks

Claude
  • ! Revenue declined 6.0% year-over-year, suggesting volume pressures or market headwinds
  • ! Net profit margin of only 2.2% leaves limited room for operational disruptions
  • ! Operating margin of 3.5% is thin for a capital-intensive pipeline business
  • ! Quick ratio of 0.90x below 1.0x indicates potential working capital management pressure
  • ! Single Form 4 insider filing in 90 days suggests limited insider confidence signals
ChatGPT
  • ! Revenue declined 6.0% year over year, indicating limited top-line momentum
  • ! Profitability is modest, with thin operating and net margins that leave limited cushion in weaker markets
  • ! EPS growth significantly outpaced net income growth, which may reflect factors other than stronger core operating performance

Key Metrics to Watch

Claude
  • * Revenue trend stabilization and return to growth
  • * Operating margin expansion through efficiency gains or rate increases
  • * Free cash flow sustainability and deployment strategy
  • * Debt reduction progress relative to operating cash flow generation
  • * Utilization rates on pipeline capacity and volume throughput
ChatGPT
  • * Operating margin and net margin trend
  • * Free cash flow consistency versus capital expenditure needs

HF Sinclair Corp (DINO) Financial Metrics & Key Ratios

Revenue
$26.9B
Net Income
$579.0M
EPS (Diluted)
$3.08
Free Cash Flow
$866.0M
Total Assets
$16.5B
Cash Position
$978.0M

💡 AI Analyst Insight

The relatively thin 3.2% FCF margin may limit capital allocation flexibility.

DINO Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 3.5%
Net Margin 2.2%
ROE 6.3%
ROA 3.5%
FCF Margin 3.2%

DINO vs Energy Sector: How HF Sinclair Corp Compares

How HF Sinclair Corp compares to Energy sector averages

Net Margin
DINO 2.2%
vs
Sector Avg 12.0%
DINO Sector
ROE
DINO 6.3%
vs
Sector Avg 14.0%
DINO Sector
Current Ratio
DINO 1.9x
vs
Sector Avg 1.3x
DINO Sector
Debt/Equity
DINO 0.3x
vs
Sector Avg 0.6x
DINO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is HF Sinclair Corp Stock Overvalued? DINO Valuation Analysis 2026

Based on fundamental analysis, HF Sinclair Corp has mixed fundamental signals relative to the Energy sector in 2026.

Return on Equity
6.3%
Sector avg: 14%
Net Profit Margin
2.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.30x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

HF Sinclair Corp Balance Sheet: DINO Debt, Cash & Liquidity

Current Ratio
1.94x
Quick Ratio
0.90x
Debt/Equity
0.30x
Debt/Assets
44.0%
Interest Coverage
22.78x
Long-term Debt
$2.8B

DINO Revenue & Earnings Growth: 5-Year Financial Trend

DINO 5-year financial data: Year 2022: Revenue $38.2B, Net Income -$601.4M, EPS $-3.72. Year 2023: Revenue $38.2B, Net Income $558.3M, EPS $3.39. Year 2024: Revenue $38.2B, Net Income $2.9B, EPS $14.28. Year 2025: Revenue $32.0B, Net Income $1.6B, EPS $8.29.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: HF Sinclair Corp's revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $8.29 reflects profitable operations.

DINO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.2%
Free cash flow / Revenue

DINO Quarterly Earnings & Performance

Quarterly financial performance data for HF Sinclair Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $7.2B -$76.0M $-0.40
Q2 2025 $6.8B $152.0M $0.79
Q1 2025 $6.4B -$4.0M $-0.02
Q3 2024 $7.2B -$75.9M $-0.40
Q2 2024 $7.8B $151.8M $0.79
Q1 2024 $7.0B $314.7M $1.57
Q3 2023 $8.9B $790.9M $4.23
Q2 2023 $7.8B $507.7M $2.62

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

HF Sinclair Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.3B
Cash generated from operations
Stock Buybacks
$354.0M
Shares repurchased (TTM)
Capital Expenditures
$449.0M
Investment in assets
Dividends Paid
$376.0M
Returned to shareholders

DINO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for HF Sinclair Corp (CIK: 0001915657)

📋 Recent SEC Filings

Date Form Document Action
Mar 31, 2026 8-K dino-20260331.htm View →
Mar 31, 2026 DEF 14A d71037ddef14a.htm View →
Mar 26, 2026 4 xslF345X06/ownership.xml View →
Mar 6, 2026 8-K dino-20260306.htm View →
Mar 4, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about DINO

What is the AI rating for DINO?

HF Sinclair Corp (DINO) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are DINO's key strengths?

Claude: Robust interest coverage ratio of 22.8x indicates strong debt service capacity. Free cash flow of $866M with 3.2% FCF margin provides capital flexibility for dividends or debt reduction. ChatGPT: Conservative balance sheet with 0.30x debt-to-equity and strong 22.8x interest coverage. Positive free cash flow of $866.00M and operating cash flow of $1.31B provide internal funding capacity.

What are the risks of investing in DINO?

Claude: Revenue declined 6.0% year-over-year, suggesting volume pressures or market headwinds. Net profit margin of only 2.2% leaves limited room for operational disruptions. ChatGPT: Revenue declined 6.0% year over year, indicating limited top-line momentum. Profitability is modest, with thin operating and net margins that leave limited cushion in weaker markets.

What is DINO's revenue and growth?

HF Sinclair Corp reported revenue of $26.9B.

Does DINO pay dividends?

HF Sinclair Corp pays dividends, with $376.0M distributed to shareholders in the trailing twelve months.

Where can I find DINO SEC filings?

Official SEC filings for HF Sinclair Corp (CIK: 0001915657) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DINO's EPS?

HF Sinclair Corp has a diluted EPS of $3.08.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DINO a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, HF Sinclair Corp has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is DINO stock overvalued or undervalued?

Valuation metrics for DINO: ROE of 6.3% (sector avg: 14%), net margin of 2.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy DINO stock in 2026?

Our dual AI analysis gives HF Sinclair Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DINO's free cash flow?

HF Sinclair Corp's operating cash flow is $1.3B, with capital expenditures of $449.0M. FCF margin is 3.2%.

How does DINO compare to other Energy stocks?

Vs Energy sector averages: Net margin 2.2% (avg: 12%), ROE 6.3% (avg: 14%), current ratio 1.94 (avg: 1.3).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI