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Chevron Corp. (CVX) Stock Fundamental Analysis & AI Rating 2026

CVX NYSE Petroleum Refining DE CIK: 0000093410
Updated This Month • Analysis: Mar 18, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
75% Confidence
STRONG AGREEMENT
HOLD
72% Conf
HOLD
78% Conf

📊 CVX Key Takeaways

Revenue: $189.0B
Net Margin: 6.5%
Free Cash Flow: $16.6B
Current Ratio: 1.15x
Debt/Equity: 0.17x
EPS: $6.63
AI Rating: HOLD with 72% confidence
Chevron Corp. (CVX) receives a HOLD rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $189.0B, net profit margin of 6.5%, and return on equity (ROE) of 6.6%, Chevron Corp. demonstrates mixed fundamentals in the Energy sector. Below is our complete CVX stock analysis for 2026.

Is Chevron Corp. (CVX) a Good Investment?

Claude

Chevron demonstrates solid fundamental strength with robust free cash flow generation ($16.6B) and conservative leverage (0.17x D/E), providing financial stability in a cyclical industry. However, declining profitability metrics (net income -1.5% YoY, EPS -31.8% YoY) and modest returns on capital (ROE 6.6%, ROA 3.8%) suggest operational headwinds and limited growth momentum despite revenue expansion.

ChatGPT

Chevron shows solid fundamental resilience through strong operating cash flow, healthy free cash flow generation, and a very conservative balance sheet with low leverage. However, earnings quality is mixed: revenue growth is modest, net income declined slightly, and diluted EPS fell sharply, suggesting pressure on per-share profitability and limiting the case for a more aggressive rating.

Why Buy Chevron Corp. Stock? CVX Key Strengths

Claude
  • + Strong free cash flow generation of $16.6B with 8.8% FCF margin, supporting dividends and capital returns
  • + Conservative balance sheet with 0.17x debt-to-equity ratio and $186.4B in stockholders' equity
  • + Substantial revenue base of $189B with manageable current ratio of 1.15x indicating operational cash generation capability
ChatGPT
  • + Strong free cash flow generation of $16.59B supports capital flexibility
  • + Low debt-to-equity of 0.17x indicates a strong balance sheet and financial resilience
  • + Large asset base and positive operating cash flow of $33.94B provide stability through industry cycles

CVX Stock Risks: Chevron Corp. Investment Risks

Claude
  • ! Net income and EPS declining year-over-year (-1.5% and -31.8% respectively), signaling margin compression or operational challenges
  • ! Low return metrics (ROE 6.6%, ROA 3.8%) indicate capital is not generating attractive returns relative to competitors and opportunity cost
  • ! Quick ratio of 0.86x and modest net margin of 6.5% in a commodity-exposed industry vulnerable to price volatility
ChatGPT
  • ! Diluted EPS declined 31.8% YoY, materially worse than the net income decline
  • ! Net margin of 6.5% and ROE of 6.6% indicate only moderate profitability for a capital-intensive business
  • ! Liquidity is adequate but not strong, with a current ratio of 1.15x and quick ratio of 0.86x

Key Metrics to Watch

Claude
  • * Operating cash flow sustainability and capital expenditure trends relative to free cash flow
  • * Year-over-year profitability trajectory and margin expansion/contraction in subsequent quarters
  • * Return on equity and asset efficiency improvements as indicators of capital deployment effectiveness
ChatGPT
  • * Free cash flow sustainability relative to capital expenditures
  • * Net income and diluted EPS trend over the next reporting periods

Chevron Corp. (CVX) Financial Metrics & Key Ratios

Revenue
$189.0B
Net Income
$12.3B
EPS (Diluted)
$6.63
Free Cash Flow
$16.6B
Total Assets
$324.0B
Cash Position
$7.3B

💡 AI Analyst Insight

Chevron Corp. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CVX Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin 6.5%
ROE 6.6%
ROA 3.8%
FCF Margin 8.8%

CVX vs Energy Sector: How Chevron Corp. Compares

How Chevron Corp. compares to Energy sector averages

Net Margin
CVX 6.5%
vs
Sector Avg 12.0%
CVX Sector
ROE
CVX 6.6%
vs
Sector Avg 14.0%
CVX Sector
Current Ratio
CVX 1.2x
vs
Sector Avg 1.3x
CVX Sector
Debt/Equity
CVX 0.2x
vs
Sector Avg 0.6x
CVX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Chevron Corp. Stock Overvalued? CVX Valuation Analysis 2026

Based on fundamental analysis, Chevron Corp. has mixed fundamental signals relative to the Energy sector in 2026.

Return on Equity
6.6%
Sector avg: 14%
Net Profit Margin
6.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.17x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Chevron Corp. Balance Sheet: CVX Debt, Cash & Liquidity

Current Ratio
1.15x
Quick Ratio
0.86x
Debt/Equity
0.17x
Debt/Assets
40.7%
Interest Coverage
N/A
Long-term Debt
$30.9B

CVX Revenue & Earnings Growth: 5-Year Financial Trend

CVX 5-year financial data: Year 2021: Revenue $155.6B, Net Income $2.9B, EPS $1.54. Year 2022: Revenue $235.7B, Net Income -$5.5B, EPS $-2.96. Year 2023: Revenue $235.7B, Net Income $15.6B, EPS $8.14. Year 2024: Revenue $235.7B, Net Income $35.5B, EPS $18.28. Year 2025: Revenue $196.9B, Net Income $21.4B, EPS $11.36.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Chevron Corp.'s revenue has grown significantly by 27% over the 5-year period, indicating strong business expansion. The most recent EPS of $11.36 reflects profitable operations.

CVX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.8%
Free cash flow / Revenue

CVX Quarterly Earnings & Performance

Quarterly financial performance data for Chevron Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $48.2B $3.5B $1.82
Q2 2025 $44.4B $2.5B $1.45
Q1 2025 $46.1B $3.5B $2.00
Q3 2024 $48.9B $4.5B $2.48
Q2 2024 $47.2B $4.4B $2.43
Q1 2024 $46.6B $5.5B $2.97
Q3 2023 $51.9B $6.5B $3.48
Q2 2023 $47.2B $6.0B $3.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Chevron Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$33.9B
Cash generated from operations
Stock Buybacks
$12.1B
Shares repurchased (TTM)
Capital Expenditures
$17.3B
Investment in assets
Dividends Paid
$12.8B
Returned to shareholders

CVX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Chevron Corp. (CIK: 0000093410)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 8-K cvx-20260409.htm View →
Apr 7, 2026 DEF 14A d77994ddef14a.htm View →
Apr 1, 2026 4 xslF345X06/form4.xml View →
Mar 25, 2026 8-K cvx-20260325.htm View →
Mar 10, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about CVX

What is the AI rating for CVX?

Chevron Corp. (CVX) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CVX's key strengths?

Claude: Strong free cash flow generation of $16.6B with 8.8% FCF margin, supporting dividends and capital returns. Conservative balance sheet with 0.17x debt-to-equity ratio and $186.4B in stockholders' equity. ChatGPT: Strong free cash flow generation of $16.59B supports capital flexibility. Low debt-to-equity of 0.17x indicates a strong balance sheet and financial resilience.

What are the risks of investing in CVX?

Claude: Net income and EPS declining year-over-year (-1.5% and -31.8% respectively), signaling margin compression or operational challenges. Low return metrics (ROE 6.6%, ROA 3.8%) indicate capital is not generating attractive returns relative to competitors and opportunity cost. ChatGPT: Diluted EPS declined 31.8% YoY, materially worse than the net income decline. Net margin of 6.5% and ROE of 6.6% indicate only moderate profitability for a capital-intensive business.

What is CVX's revenue and growth?

Chevron Corp. reported revenue of $189.0B.

Does CVX pay dividends?

Chevron Corp. pays dividends, with $12,751.0M distributed to shareholders in the trailing twelve months.

Where can I find CVX SEC filings?

Official SEC filings for Chevron Corp. (CIK: 0000093410) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CVX's EPS?

Chevron Corp. has a diluted EPS of $6.63.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CVX a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Chevron Corp. has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CVX stock overvalued or undervalued?

Valuation metrics for CVX: ROE of 6.6% (sector avg: 14%), net margin of 6.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy CVX stock in 2026?

Our dual AI analysis gives Chevron Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CVX's free cash flow?

Chevron Corp.'s operating cash flow is $33.9B, with capital expenditures of $17.3B. FCF margin is 8.8%.

How does CVX compare to other Energy stocks?

Vs Energy sector averages: Net margin 6.5% (avg: 12%), ROE 6.6% (avg: 14%), current ratio 1.15 (avg: 1.3).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 18, 2026 | Data as of: 2025-12-31 | Powered by Claude AI