📊 CVI Key Takeaways
Is Cvr Energy Inc. (CVI) a Good Investment?
CVR Energy exhibits severely deteriorated profitability with net income declining 70% YoY despite modest revenue base, while negative free cash flow of -$41M indicates operational cash generation is insufficient to cover capital expenditures. The company carries substantial leverage at 2.33x debt-to-equity with only 6.7x interest coverage in a cyclical refining industry facing margin compression, creating financial fragility.
CVR Energy's fundamentals point to a weak earnings profile: revenue declined, net income fell sharply year over year, and margins remain very thin, with operating margin at 2.5% and net margin at 0.4%. While liquidity is acceptable and cash on hand provides some buffer, high leverage, modest returns on capital, and negative free cash flow suggest limited financial flexibility and weak growth quality.
Why Buy Cvr Energy Inc. Stock? CVI Key Strengths
- Adequate liquidity with 1.79x current ratio and $511M cash position provides near-term financial flexibility
- Interest coverage ratio of 6.7x remains serviceable despite profitability pressures, reducing immediate default risk
- Operating cash flow of $144M demonstrates some underlying business cash generation capability
- Acceptable near-term liquidity with a 1.79x current ratio and $511M in cash
- Positive operating income and net income indicate the business remains profitable on an absolute basis
- Interest coverage of 6.7x suggests debt service is currently manageable
CVI Stock Risks: Cvr Energy Inc. Investment Risks
- Severe profitability deterioration: net income down 70% YoY with razor-thin 0.4% net margin indicates structural profitability challenges
- Negative free cash flow of -$41M signals capital expenditures exceed operating cash generation, unsustainable long-term
- High financial leverage (2.33x debt-to-equity, $1.7B debt) combined with weak profitability leaves limited cushion for cyclical downturns in petroleum refining
- Revenue decline of 5.9% YoY in core refining business reflects industry headwinds and margin compression
- Profitability is fragile, with very low operating and net margins and a 70% year-over-year drop in net income
- Leverage is elevated, with $1.70B of long-term debt and debt-to-equity of 2.33x
- Free cash flow is negative, indicating operating cash generation is not fully covering capital needs
Key Metrics to Watch
- Free cash flow trend - critical to monitor if company can return to positive FCF without reducing capex
- Operating margin trajectory - must stabilize above 2.5% to justify current debt levels
- Debt levels and refinancing needs - watch for covenant pressure if EBITDA deteriorates further
- Operating margin and net margin trend
- Free cash flow and operating cash flow conversion
Cvr Energy Inc. (CVI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Cvr Energy Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
CVI Profit Margin, ROE & Profitability Analysis
CVI vs Energy Sector: How Cvr Energy Inc. Compares
How Cvr Energy Inc. compares to Energy sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Cvr Energy Inc. Stock Overvalued? CVI Valuation Analysis 2026
Based on fundamental analysis, Cvr Energy Inc. shows some fundamental concerns relative to the Energy sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Cvr Energy Inc. Balance Sheet: CVI Debt, Cash & Liquidity
CVI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Cvr Energy Inc.'s revenue has grown significantly by 28% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.65 reflects profitable operations.
CVI Revenue Growth, EPS Growth & YoY Performance
CVI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.8B | -$22.0M | $-0.22 |
| Q2 2025 | $1.8B | $21.0M | $0.21 |
| Q1 2025 | $1.6B | $82.0M | $0.81 |
| Q3 2024 | $1.8B | -$22.0M | $-0.22 |
| Q2 2024 | $2.0B | $21.0M | $0.21 |
| Q1 2024 | $1.9B | $82.0M | $0.81 |
| Q3 2023 | $2.5B | $93.0M | $0.92 |
| Q2 2023 | $2.2B | $130.0M | $1.29 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Cvr Energy Inc. Dividends, Buybacks & Capital Allocation
CVI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Cvr Energy Inc. (CIK: 0001376139)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CVI
What is the AI rating for CVI?
Cvr Energy Inc. (CVI) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 77% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CVI's key strengths?
Claude: Adequate liquidity with 1.79x current ratio and $511M cash position provides near-term financial flexibility. Interest coverage ratio of 6.7x remains serviceable despite profitability pressures, reducing immediate default risk. ChatGPT: Acceptable near-term liquidity with a 1.79x current ratio and $511M in cash. Positive operating income and net income indicate the business remains profitable on an absolute basis.
What are the risks of investing in CVI?
Claude: Severe profitability deterioration: net income down 70% YoY with razor-thin 0.4% net margin indicates structural profitability challenges. Negative free cash flow of -$41M signals capital expenditures exceed operating cash generation, unsustainable long-term. ChatGPT: Profitability is fragile, with very low operating and net margins and a 70% year-over-year drop in net income. Leverage is elevated, with $1.70B of long-term debt and debt-to-equity of 2.33x.
What is CVI's revenue and growth?
Cvr Energy Inc. reported revenue of $7.2B.
Does CVI pay dividends?
Cvr Energy Inc. does not currently pay dividends.
Where can I find CVI SEC filings?
Official SEC filings for Cvr Energy Inc. (CIK: 0001376139) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CVI's EPS?
Cvr Energy Inc. has a diluted EPS of $0.27.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CVI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Cvr Energy Inc. has a SELL rating with 77% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is CVI stock overvalued or undervalued?
Valuation metrics for CVI: ROE of 3.7% (sector avg: 14%), net margin of 0.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy CVI stock in 2026?
Our dual AI analysis gives Cvr Energy Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CVI's free cash flow?
Cvr Energy Inc.'s operating cash flow is $144.0M, with capital expenditures of $185.0M. FCF margin is -0.6%.
How does CVI compare to other Energy stocks?
Vs Energy sector averages: Net margin 0.4% (avg: 12%), ROE 3.7% (avg: 14%), current ratio 1.79 (avg: 1.3).
Is Cvr Energy Inc. carrying too much debt?
CVI has a debt-to-equity ratio of 2.33x, which is above the Energy sector average of 0.6x. However, the current ratio of 1.79 suggests adequate short-term liquidity.