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Cumberland Pharmaceuticals Inc. (CPIX) Stock Fundamental Analysis & AI Rating 2026

CPIX Nasdaq Pharmaceutical Preparations TN CIK: 0001087294
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
75% Confidence
AGREEMENT
SELL
75% Conf
HOLD
75% Conf

📊 CPIX Key Takeaways

Revenue: $44.5M
Net Margin: -6.4%
Free Cash Flow: $4.8M
Current Ratio: 1.01x
Debt/Equity: 0.00x
EPS: $-0.19
AI Rating: SELL with 75% confidence
Cumberland Pharmaceuticals Inc. (CPIX) receives a SELL rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $44.5M, net profit margin of -6.4%, and return on equity (ROE) of -11.4%, Cumberland Pharmaceuticals Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete CPIX stock analysis for 2026.

Is Cumberland Pharmaceuticals Inc. (CPIX) a Good Investment?

Claude

Cumberland Pharmaceuticals is unprofitable with negative operating and net margins (-6.3% and -6.4% respectively), though revenue growth of 17.6% YoY shows some market traction. While the company generates positive free cash flow of $4.8M, weak liquidity (current ratio 1.01x) and continued negative returns on equity (-11.4%) indicate operational challenges that outweigh growth potential.

ChatGPT

Cumberland Pharmaceuticals shows improving top-line momentum, with revenue up 17.6% year over year and positive operating and free cash flow, which suggests the business is generating real cash despite reported losses. However, profitability remains weak with negative operating and net margins, returns on capital are negative, and liquidity is only marginally adequate, so the fundamentals support a cautious rather than aggressive stance.

Why Buy Cumberland Pharmaceuticals Inc. Stock? CPIX Key Strengths

Claude
  • + Revenue growth of 17.6% year-over-year demonstrates market demand and potential expansion
  • + Positive free cash flow of $4.8M with 10.9% FCF margin provides some financial flexibility
  • + Low leverage with 0.00x debt-to-equity ratio reduces financial distress risk
  • + Significant insider activity with 15 Form 4 filings suggests management engagement
ChatGPT
  • + Revenue growth is strong at 17.6% year over year, indicating improving commercial traction.
  • + The company generated positive operating cash flow of $4.93M and free cash flow of $4.83M, showing better cash earnings than net income suggests.
  • + Balance sheet leverage appears conservative with 0.00x debt-to-equity and a meaningful cash balance of $11.44M.

CPIX Stock Risks: Cumberland Pharmaceuticals Inc. Investment Risks

Claude
  • ! Persistent unprofitability with negative net income of -$2.8M and net margin of -6.4%
  • ! Weak liquidity position with current ratio of 1.01x and quick ratio of 0.84x creates cash flow vulnerability
  • ! Negative returns on equity (-11.4%) and ROA (-3.7%) indicate inefficient asset utilization and shareholder value destruction
  • ! Negative interest coverage ratio of -5.6x reflects inability to cover obligations from operating results
  • ! Operating margin of -6.3% suggests structural profitability challenges despite revenue growth
ChatGPT
  • ! The business is still unprofitable, with negative operating income, net income, and negative returns on assets and equity.
  • ! Liquidity is tight, with a current ratio of 1.01x and quick ratio of 0.84x, leaving limited cushion if working capital weakens.
  • ! Negative interest coverage highlights weak earnings support for fixed obligations even if reported debt is low.

Key Metrics to Watch

Claude
  • * Path to operating profitability and margin expansion
  • * Cash burn rate and sustainability of free cash flow generation
  • * Liquidity improvement through working capital optimization
  • * Revenue growth sustainability and product pipeline effectiveness
ChatGPT
  • * Sustained improvement in operating margin and net income
  • * Current ratio and operating cash flow consistency

Cumberland Pharmaceuticals Inc. (CPIX) Financial Metrics & Key Ratios

Revenue
$44.5M
Net Income
$-2.8M
EPS (Diluted)
$-0.19
Free Cash Flow
$4.8M
Total Assets
$76.8M
Cash Position
$11.4M

💡 AI Analyst Insight

Cumberland Pharmaceuticals Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CPIX Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -6.3%
Net Margin -6.4%
ROE -11.4%
ROA -3.7%
FCF Margin 10.9%

CPIX vs Healthcare Sector: How Cumberland Pharmaceuticals Inc. Compares

How Cumberland Pharmaceuticals Inc. compares to Healthcare sector averages

Net Margin
CPIX -6.4%
vs
Sector Avg 12.0%
CPIX Sector
ROE
CPIX -11.4%
vs
Sector Avg 15.0%
CPIX Sector
Current Ratio
CPIX 1.0x
vs
Sector Avg 2.0x
CPIX Sector
Debt/Equity
CPIX 0.0x
vs
Sector Avg 0.6x
CPIX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cumberland Pharmaceuticals Inc. Stock Overvalued? CPIX Valuation Analysis 2026

Based on fundamental analysis, Cumberland Pharmaceuticals Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-11.4%
Sector avg: 15%
Net Profit Margin
-6.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cumberland Pharmaceuticals Inc. Balance Sheet: CPIX Debt, Cash & Liquidity

Current Ratio
1.01x
Quick Ratio
0.84x
Debt/Equity
0.00x
Debt/Assets
68.1%
Interest Coverage
-5.63x
Long-term Debt
N/A

CPIX Revenue & Earnings Growth: 5-Year Financial Trend

CPIX 5-year financial data: Year 2021: Revenue $35.8M, Net Income -$3.5M, EPS $-0.23. Year 2022: Revenue $40.7M, Net Income $166.8K, EPS $0.01. Year 2023: Revenue $42.0M, Net Income -$1.4M, EPS $-0.38. Year 2024: Revenue $39.6M, Net Income $192.2K, EPS $-0.44. Year 2025: Revenue $44.5M, Net Income -$1.9M, EPS $-0.46.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cumberland Pharmaceuticals Inc.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.46 indicates the company is currently unprofitable.

CPIX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.9%
Free cash flow / Revenue

CPIX Quarterly Earnings & Performance

Quarterly financial performance data for Cumberland Pharmaceuticals Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $8.3M -$1.4M $-0.10
Q2 2025 $9.8M $516.3K $0.03
Q1 2025 $8.5M $1.3M $0.08
Q3 2024 $9.1M $15.1K $0.00
Q2 2024 $9.8M $872.2K $0.06
Q1 2024 $8.5M $192.2K $0.01
Q3 2023 $10.1M $15.1K N/A
Q2 2023 $10.3M $872.2K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cumberland Pharmaceuticals Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$4.9M
Cash generated from operations
Stock Buybacks
$263.5K
Shares repurchased (TTM)
Capital Expenditures
$97.9K
Investment in assets
Dividends
None
No dividend program

CPIX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cumberland Pharmaceuticals Inc. (CIK: 0001087294)

📋 Recent SEC Filings

Date Form Document Action
Mar 20, 2026 4 xslF345X06/wk-form4_1774041843.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774041820.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774041759.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774041719.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774041699.xml View →

Frequently Asked Questions about CPIX

What is the AI rating for CPIX?

Cumberland Pharmaceuticals Inc. (CPIX) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CPIX's key strengths?

Claude: Revenue growth of 17.6% year-over-year demonstrates market demand and potential expansion. Positive free cash flow of $4.8M with 10.9% FCF margin provides some financial flexibility. ChatGPT: Revenue growth is strong at 17.6% year over year, indicating improving commercial traction.. The company generated positive operating cash flow of $4.93M and free cash flow of $4.83M, showing better cash earnings than net income suggests..

What are the risks of investing in CPIX?

Claude: Persistent unprofitability with negative net income of -$2.8M and net margin of -6.4%. Weak liquidity position with current ratio of 1.01x and quick ratio of 0.84x creates cash flow vulnerability. ChatGPT: The business is still unprofitable, with negative operating income, net income, and negative returns on assets and equity.. Liquidity is tight, with a current ratio of 1.01x and quick ratio of 0.84x, leaving limited cushion if working capital weakens..

What is CPIX's revenue and growth?

Cumberland Pharmaceuticals Inc. reported revenue of $44.5M.

Does CPIX pay dividends?

Cumberland Pharmaceuticals Inc. does not currently pay dividends.

Where can I find CPIX SEC filings?

Official SEC filings for Cumberland Pharmaceuticals Inc. (CIK: 0001087294) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CPIX's EPS?

Cumberland Pharmaceuticals Inc. has a diluted EPS of $-0.19.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CPIX a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cumberland Pharmaceuticals Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CPIX stock overvalued or undervalued?

Valuation metrics for CPIX: ROE of -11.4% (sector avg: 15%), net margin of -6.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy CPIX stock in 2026?

Our dual AI analysis gives Cumberland Pharmaceuticals Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CPIX's free cash flow?

Cumberland Pharmaceuticals Inc.'s operating cash flow is $4.9M, with capital expenditures of $97.9K. FCF margin is 10.9%.

How does CPIX compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -6.4% (avg: 12%), ROE -11.4% (avg: 15%), current ratio 1.01 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI