← Back to All US Stocks

Chs Inc. (CHSCO) Stock Fundamental Analysis & AI Rating 2026

CHSCO Nasdaq Wholesale-Farm Product Raw Materials MN CIK: 0000823277
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-11-30
Combined AI Rating
SELL
76% Confidence
AGREEMENT
SELL
75% Conf
HOLD
78% Conf

📊 CHSCO Key Takeaways

Revenue: $8.9B
Net Margin: 2.9%
Free Cash Flow: $-453.8M
Current Ratio: 1.42x
Debt/Equity: 0.16x
EPS: $0.00
AI Rating: SELL with 75% confidence
Chs Inc. (CHSCO) receives a SELL rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $8.9B, net profit margin of 2.9%, and return on equity (ROE) of 2.3%, Chs Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete CHSCO stock analysis for 2026.

Is Chs Inc. (CHSCO) a Good Investment?

Claude

CHS Inc faces significant operational headwinds with negative free cash flow of -$453.8M despite modest profitability, indicating the company is burning cash despite generating $260.5M in net income. The extremely thin net margin of 2.9% in a wholesale agriculture business leaves minimal room for error, while negative operating cash flow signals potential working capital deterioration or operational stress that threatens long-term financial sustainability.

ChatGPT

CHS INC shows solid balance-sheet support with low leverage, positive net income, and adequate near-term liquidity, but its earnings power is weak relative to its asset base and revenue scale. Profitability is structurally thin, revenue is flat, and negative operating and free cash flow raise concerns about the quality and sustainability of recent earnings. The fundamentals support stability more than upside, leaving the company in a balanced but unconvincing position.

Why Buy Chs Inc. Stock? CHSCO Key Strengths

Claude
  • + Strong balance sheet with $11.2B in equity and low debt/equity ratio of 0.16x providing financial flexibility
  • + Adequate liquidity with $374.7M cash and 1.42x current ratio to meet short-term obligations
  • + Positive net income of $260.5M demonstrates the business generates accounting profits
ChatGPT
  • + Low debt leverage with debt/equity of 0.16x supports financial flexibility
  • + Positive net income and operating income despite a difficult, low-margin commodity distribution business
  • + Current ratio of 1.42x and large equity base provide balance-sheet resilience

CHSCO Stock Risks: Chs Inc. Investment Risks

Claude
  • ! Severe cash generation problem: negative free cash flow of -$453.8M while burning through cash reserves despite profitable operations
  • ! Extremely compressed margins (2.9% net, 1.4% operating) typical of commodity wholesale business with minimal competitive advantage
  • ! Poor cash conversion: operating cash flow of -$337.8M suggests working capital management issues, inventory buildup, or receivables problems masking profitability
ChatGPT
  • ! Operating cash flow of -$337.82M and free cash flow of -$453.82M indicate weak cash conversion
  • ! Very thin margins with 4.4% gross margin and 1.4% operating margin leave little room for execution or commodity-cycle pressure
  • ! Low ROE of 2.3% and flat revenue suggest limited underlying growth and weak capital efficiency

Key Metrics to Watch

Claude
  • * Operating cash flow trend and components (accounts receivable, inventory, accounts payable changes)
  • * Gross margin sustainability and pricing power in agricultural commodity markets
  • * Working capital efficiency and cash conversion cycle normalization
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Operating margin and interest coverage

Chs Inc. (CHSCO) Financial Metrics & Key Ratios

Revenue
$8.9B
Net Income
$260.5M
EPS (Diluted)
$0.00
Free Cash Flow
$-453.8M
Total Assets
$20.7B
Cash Position
$374.7M

💡 AI Analyst Insight

Chs Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CHSCO Profit Margin, ROE & Profitability Analysis

Gross Margin 4.4%
Operating Margin 1.4%
Net Margin 2.9%
ROE 2.3%
ROA 1.3%
FCF Margin -5.1%

CHSCO vs Market Sector: How Chs Inc. Compares

How Chs Inc. compares to Market sector averages

Net Margin
CHSCO 2.9%
vs
Sector Avg 12.0%
CHSCO Sector
ROE
CHSCO 2.3%
vs
Sector Avg 15.0%
CHSCO Sector
Current Ratio
CHSCO 1.4x
vs
Sector Avg 1.8x
CHSCO Sector
Debt/Equity
CHSCO 0.2x
vs
Sector Avg 0.7x
CHSCO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Chs Inc. Stock Overvalued? CHSCO Valuation Analysis 2026

Based on fundamental analysis, Chs Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
2.3%
Sector avg: 15%
Net Profit Margin
2.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.16x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Chs Inc. Balance Sheet: CHSCO Debt, Cash & Liquidity

Current Ratio
1.42x
Quick Ratio
0.80x
Debt/Equity
0.16x
Debt/Assets
0.0%
Interest Coverage
3.25x
Long-term Debt
$1.7B

CHSCO Revenue & Earnings Growth: 5-Year Financial Trend

CHSCO 5-year financial data: Year 2021: Revenue $38.4B, Net Income $829.9M, EPS N/A. Year 2022: Revenue $47.8B, Net Income $422.4M, EPS N/A. Year 2023: Revenue $47.8B, Net Income $554.0M, EPS N/A. Year 2024: Revenue $47.8B, Net Income $1.7B, EPS N/A. Year 2025: Revenue $45.6B, Net Income $1.9B, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Chs Inc.'s revenue has grown significantly by 19% over the 5-year period, indicating strong business expansion.

CHSCO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-5.1%
Free cash flow / Revenue

CHSCO Quarterly Earnings & Performance

Quarterly financial performance data for Chs Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $3.2B -$75.8M N/A
Q1 2026 $8.9B $244.8M N/A
Q3 2025 $9.6B $232.2M N/A
Q2 2025 $7.8B -$75.8M N/A
Q1 2025 $9.3B $244.8M N/A
Q3 2024 $9.6B $297.3M N/A
Q2 2024 $9.1B $170.3M N/A
Q1 2024 $11.4B $522.9M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Chs Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$337.8M
Cash generated from operations
Capital Expenditures
$116.0M
Investment in assets
Dividends
None
No dividend program

CHSCO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Chs Inc. (CIK: 0000823277)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 8-K chscp-20260408.htm View →
Apr 8, 2026 10-Q chscp-20260228.htm View →
Apr 7, 2026 8-K chscp-20260407.htm View →
Apr 3, 2026 8-K chscp-20260330.htm View →
Jan 7, 2026 8-K chscp-20260107.htm View →

Frequently Asked Questions about CHSCO

What is the AI rating for CHSCO?

Chs Inc. (CHSCO) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHSCO's key strengths?

Claude: Strong balance sheet with $11.2B in equity and low debt/equity ratio of 0.16x providing financial flexibility. Adequate liquidity with $374.7M cash and 1.42x current ratio to meet short-term obligations. ChatGPT: Low debt leverage with debt/equity of 0.16x supports financial flexibility. Positive net income and operating income despite a difficult, low-margin commodity distribution business.

What are the risks of investing in CHSCO?

Claude: Severe cash generation problem: negative free cash flow of -$453.8M while burning through cash reserves despite profitable operations. Extremely compressed margins (2.9% net, 1.4% operating) typical of commodity wholesale business with minimal competitive advantage. ChatGPT: Operating cash flow of -$337.82M and free cash flow of -$453.82M indicate weak cash conversion. Very thin margins with 4.4% gross margin and 1.4% operating margin leave little room for execution or commodity-cycle pressure.

What is CHSCO's revenue and growth?

Chs Inc. reported revenue of $8.9B.

Does CHSCO pay dividends?

Chs Inc. does not currently pay dividends.

Where can I find CHSCO SEC filings?

Official SEC filings for Chs Inc. (CIK: 0000823277) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHSCO's EPS?

Chs Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CHSCO a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Chs Inc. has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CHSCO stock overvalued or undervalued?

Valuation metrics for CHSCO: ROE of 2.3% (sector avg: 15%), net margin of 2.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy CHSCO stock in 2026?

Our dual AI analysis gives Chs Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CHSCO's free cash flow?

Chs Inc.'s operating cash flow is $-337.8M, with capital expenditures of $116.0M. FCF margin is -5.1%.

How does CHSCO compare to other Market stocks?

Vs Default sector averages: Net margin 2.9% (avg: 12%), ROE 2.3% (avg: 15%), current ratio 1.42 (avg: 1.8).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-11-30 | Powered by Claude AI