📊 CHMI-PA Key Takeaways
Is Cherry Hill Mortgage Investment Corp (CHMI-PA) a Good Investment?
Cherry Hill Mortgage Investment Corp faces severe operational deterioration with revenue collapsing 51.5% YoY and shifting to net losses of $3.0M despite reported gross profit anomalies. The weak interest coverage of 0.7x combined with elevated debt-to-equity ratio and negative margins indicate structural profitability challenges that threaten dividend sustainability for this REIT. While positive operating cash flow provides near-term liquidity, the fundamental earnings deterioration and negative ROE/ROA suggest the business is in distress.
Cherry Hill Mortgage Investment Corp's latest fundamentals point to deteriorating earnings quality, with revenue down 51.5% year over year and a swing to a net loss. While the company still generates positive operating cash flow and maintains a meaningful equity base, weak interest coverage and negative returns on assets and equity suggest fragile profitability and limited margin for error.
Why Buy Cherry Hill Mortgage Investment Corp Stock? CHMI-PA Key Strengths
- Positive operating cash flow of $19.1M provides immediate liquidity
- Free cash flow of $19.1M demonstrates ability to service obligations
- Moderate debt-to-equity ratio of 0.62x compared to severe operational decline
- Positive operating cash flow of $19.10M despite net losses
- Stockholders' equity of $236.04M provides a capital cushion
- Reported debt-to-equity of 0.62x indicates leverage is not extreme relative to equity
CHMI-PA Stock Risks: Cherry Hill Mortgage Investment Corp Investment Risks
- Revenue declined 51.5% YoY indicating severe market headwinds or portfolio contraction
- Interest coverage ratio of 0.7x indicates insufficient earnings to cover debt service obligations
- Net margin of -26.5% and negative ROE/ROA of -1.3%/-0.2% show core business is unprofitable
- Diluted EPS deteriorated 228.6% YoY to -$0.09 suggesting dividend pressure
- Mortgage REIT sector highly sensitive to rate environment; margin compression evident
- Revenue fell 51.5% year over year, indicating significant business pressure
- Net income turned negative and diluted EPS declined 228.6% year over year
- Interest coverage of 0.7x suggests earnings are not comfortably covering financing costs
Key Metrics to Watch
- Quarterly revenue trend and portfolio composition changes
- Net interest margin and refinancing activity
- Interest coverage ratio recovery to >1.5x sustainable threshold
- Operating cash flow sustainability amid earnings deterioration
- Dividend payout and coverage ratios in upcoming quarters
- Net interest income and revenue stabilization
- Interest coverage and return to positive net income
Cherry Hill Mortgage Investment Corp (CHMI-PA) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 168.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
CHMI-PA Profit Margin, ROE & Profitability Analysis
CHMI-PA vs Real Estate Sector: How Cherry Hill Mortgage Investment Corp Compares
How Cherry Hill Mortgage Investment Corp compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Cherry Hill Mortgage Investment Corp Stock Overvalued? CHMI-PA Valuation Analysis 2026
Based on fundamental analysis, Cherry Hill Mortgage Investment Corp has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Cherry Hill Mortgage Investment Corp Balance Sheet: CHMI-PA Debt, Cash & Liquidity
CHMI-PA Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Cherry Hill Mortgage Investment Corp's revenue has grown significantly by 1,805% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.70 indicates the company is currently unprofitable.
CHMI-PA Revenue Growth, EPS Growth & YoY Performance
CHMI-PA Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2018 | $3.3M | $2.9M | $2.64 |
| Q3 2017 | $1.7M | -$1.3M | $-0.18 |
| Q2 2017 | $1.1M | $283.0K | $0.04 |
| Q1 2017 | $1.1M | $168.0K | $-0.94 |
| Q3 2016 | $97.0K | -$1.3M | $-0.18 |
| Q2 2016 | $62.0K | $283.0K | $0.04 |
| Q1 2016 | N/A | $50.0K | $-0.32 |
| Q3 2015 | -$119.0K | $836.0K | $0.37 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Cherry Hill Mortgage Investment Corp Dividends, Buybacks & Capital Allocation
CHMI-PA SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Cherry Hill Mortgage Investment Corp (CIK: 0001571776)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CHMI-PA
What is the AI rating for CHMI-PA?
Cherry Hill Mortgage Investment Corp (CHMI-PA) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CHMI-PA's key strengths?
Claude: Positive operating cash flow of $19.1M provides immediate liquidity. Free cash flow of $19.1M demonstrates ability to service obligations. ChatGPT: Positive operating cash flow of $19.10M despite net losses. Stockholders' equity of $236.04M provides a capital cushion.
What are the risks of investing in CHMI-PA?
Claude: Revenue declined 51.5% YoY indicating severe market headwinds or portfolio contraction. Interest coverage ratio of 0.7x indicates insufficient earnings to cover debt service obligations. ChatGPT: Revenue fell 51.5% year over year, indicating significant business pressure. Net income turned negative and diluted EPS declined 228.6% year over year.
What is CHMI-PA's revenue and growth?
Cherry Hill Mortgage Investment Corp reported revenue of $11.3M.
Does CHMI-PA pay dividends?
Cherry Hill Mortgage Investment Corp pays dividends, with $28.7M distributed to shareholders in the trailing twelve months.
Where can I find CHMI-PA SEC filings?
Official SEC filings for Cherry Hill Mortgage Investment Corp (CIK: 0001571776) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CHMI-PA's EPS?
Cherry Hill Mortgage Investment Corp has a diluted EPS of $-0.09.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CHMI-PA a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Cherry Hill Mortgage Investment Corp has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is CHMI-PA stock overvalued or undervalued?
Valuation metrics for CHMI-PA: ROE of -1.3% (sector avg: 8%), net margin of -26.5% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy CHMI-PA stock in 2026?
Our dual AI analysis gives Cherry Hill Mortgage Investment Corp a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CHMI-PA's free cash flow?
Cherry Hill Mortgage Investment Corp's operating cash flow is $19.1M, with capital expenditures of N/A. FCF margin is 168.7%.
How does CHMI-PA compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin -26.5% (avg: 20%), ROE -1.3% (avg: 8%), current ratio N/A (avg: 1.5).