📊 CHCT Key Takeaways
Is Community Healthcare Trust Inc (CHCT) a Good Investment?
CHCT demonstrates strong operational cash generation (56.4M FCF) and improved profitability with 145.3% YoY net income growth, but the extraordinary 77789.1% revenue increase appears anomalous and requires clarification on underlying business drivers. High leverage (1.24x Debt/Equity) with 532.2M long-term debt limits financial flexibility despite adequate interest coverage.
Community Healthcare Trust shows solid property-level cash generation, with $56.43M of operating cash flow and a strong 46.6% FCF margin relative to reported revenue. However, weak bottom-line profitability, very low ROE/ROA, high leverage, and minimal cash on hand limit financial flexibility, while the extreme reported revenue growth suggests comparability or data-quality distortion rather than clean fundamental acceleration.
Why Buy Community Healthcare Trust Inc Stock? CHCT Key Strengths
- Strong free cash flow generation at 56.4M with 46.6% FCF margin indicating efficient operations
- Net income and EPS growth of 145.3% and 134.8% respectively showing improved profitability trajectory
- Adequate interest coverage ratio of 5.0x suggests manageable debt service capacity
- Meaningful insider activity with 3 Form 4 filings in last 90 days indicating management confidence
- Healthy operating cash flow generation relative to reported revenue
- Positive operating income with a 20.7% operating margin
- Interest coverage of 5.0x indicates debt service is currently manageable
CHCT Stock Risks: Community Healthcare Trust Inc Investment Risks
- Highly suspicious 77789.1% YoY revenue growth suggests potential data anomaly, merger/acquisition activity, or accounting restatement requiring investigation
- High leverage with Debt/Equity of 1.24x and 532.2M long-term debt against only 3.3M cash creates refinancing risk
- Extremely low ROE (1.2%) and ROA (0.5%) despite revenue growth indicates poor capital efficiency and asset utilization
- Operating margin of 20.7% and net margin of 4.2% are inconsistent with such high revenue growth; suggests potential one-time items or unsustainable results
- Net margin of 4.2% and ROE/ROA of 1.2%/0.5% indicate weak earnings efficiency
- Leverage is elevated with $532.20M long-term debt and 1.24x debt-to-equity
- Cash balance of $3.34M is thin for a nearly $1.0B asset base, reducing liquidity cushion
Key Metrics to Watch
- Revenue normalization and organic growth sustainability post-anomalous YoY increase
- Debt refinancing schedule and ability to maintain interest coverage above 4.0x
- Return on equity and return on assets trajectory as profitability matures
- Operating cash flow consistency and maintenance capital expenditure requirements
- Funds from operations or operating cash flow relative to debt service
- Leverage trend including debt-to-equity, interest coverage, and cash balance
Community Healthcare Trust Inc (CHCT) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 46.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
CHCT Profit Margin, ROE & Profitability Analysis
CHCT vs Real Estate Sector: How Community Healthcare Trust Inc Compares
How Community Healthcare Trust Inc compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Community Healthcare Trust Inc Stock Overvalued? CHCT Valuation Analysis 2026
Based on fundamental analysis, Community Healthcare Trust Inc has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Community Healthcare Trust Inc Balance Sheet: CHCT Debt, Cash & Liquidity
CHCT Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Community Healthcare Trust Inc's revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.20 reflects profitable operations.
CHCT Revenue Growth, EPS Growth & YoY Performance
CHCT Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2025 | $348.0K | $1.6M | $0.03 |
| Q3 2024 | $304.0K | $1.7M | $0.04 |
| Q2 2024 | $602.0K | -$345.0K | $-0.07 |
| Q1 2024 | $991.0K | $3.7M | $0.11 |
| Q3 2023 | $888.0K | $3.1M | $0.05 |
| Q2 2023 | $852.0K | -$345.0K | $-0.07 |
| Q1 2023 | $877.0K | $5.5M | $0.21 |
| Q3 2022 | $807.0K | $5.4M | $0.20 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Community Healthcare Trust Inc Dividends, Buybacks & Capital Allocation
CHCT SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Community Healthcare Trust Inc (CIK: 0001631569)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CHCT
What is the AI rating for CHCT?
Community Healthcare Trust Inc (CHCT) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 65% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CHCT's key strengths?
Claude: Strong free cash flow generation at 56.4M with 46.6% FCF margin indicating efficient operations. Net income and EPS growth of 145.3% and 134.8% respectively showing improved profitability trajectory. ChatGPT: Healthy operating cash flow generation relative to reported revenue. Positive operating income with a 20.7% operating margin.
What are the risks of investing in CHCT?
Claude: Highly suspicious 77789.1% YoY revenue growth suggests potential data anomaly, merger/acquisition activity, or accounting restatement requiring investigation. High leverage with Debt/Equity of 1.24x and 532.2M long-term debt against only 3.3M cash creates refinancing risk. ChatGPT: Net margin of 4.2% and ROE/ROA of 1.2%/0.5% indicate weak earnings efficiency. Leverage is elevated with $532.20M long-term debt and 1.24x debt-to-equity.
What is CHCT's revenue and growth?
Community Healthcare Trust Inc reported revenue of $121.2M.
Does CHCT pay dividends?
Community Healthcare Trust Inc pays dividends, with $53.7M distributed to shareholders in the trailing twelve months.
Where can I find CHCT SEC filings?
Official SEC filings for Community Healthcare Trust Inc (CIK: 0001631569) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CHCT's EPS?
Community Healthcare Trust Inc has a diluted EPS of $0.08.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CHCT a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Community Healthcare Trust Inc has a HOLD rating with 65% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is CHCT stock overvalued or undervalued?
Valuation metrics for CHCT: ROE of 1.2% (sector avg: 8%), net margin of 4.2% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy CHCT stock in 2026?
Our dual AI analysis gives Community Healthcare Trust Inc a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CHCT's free cash flow?
Community Healthcare Trust Inc's operating cash flow is $56.4M, with capital expenditures of N/A. FCF margin is 46.6%.
How does CHCT compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 4.2% (avg: 20%), ROE 1.2% (avg: 8%), current ratio N/A (avg: 1.5).