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Celcuity Inc. (CELC) Fundamental Analysis & AI Grade 2026

CELC Nasdaq Services-Medical Laboratories DE CIK: 0001603454
Updated This Month • Analysis: May 15, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
84% Confidence
AGREEMENT
D
85% Conf
C
82% Conf

📊 CELC Key Takeaways

Revenue: N/A
Net Margin: N/A
Free Cash Flow: $-55.3M
Current Ratio: 12.31x
Debt/Equity: 2.58x
EPS: $-0.97
AI Grade: D with 85% confidence
Celcuity Inc. (CELC) receives a C fundamental grade with 84% confidence from our AI analysis based on SEC 10-K filings., and return on equity (ROE) of -98.7% Below is our complete CELC stock analysis for 2026.

Is Celcuity Inc. (CELC) a Good Investment?

Claude

Celcuity is burning significant cash operationally (-$55.1M) with no reported revenue, indicating severe operational distress despite holding $145.2M in cash reserves. While strong liquidity provides near-term runway (~2.6 years at current burn rate), the combination of persistent operating losses (-$50.5M), high leverage (2.58x debt/equity), and deteriorating profitability trends (58.4% YoY decline in net income) presents critical risk to shareholder value.

ChatGPT

Celcuity’s fundamentals remain weak: the company is still effectively pre-revenue, with large operating and net losses and deeply negative operating cash flow. Its balance sheet provides some near-term support through high liquidity, but leverage is meaningful and the current cash burn rate raises concerns about funding durability unless clinical and commercialization milestones materially improve.

Celcuity Inc. Key Strengths (CELC)

Claude
  • + Strong absolute cash position ($145.2M) provides operational runway and financial flexibility
  • + Exceptional liquidity ratios (12.31x current ratio) eliminate near-term solvency risk
  • + Asset-light business model with minimal capital requirements ($249K CapEx) reduces future investment burden
ChatGPT
  • + Very strong near-term liquidity, with current and quick ratios of 12.26x
  • + Large asset base relative to current operating scale, supporting ongoing development efforts
  • + Low capital expenditure needs keep cash usage concentrated in core operations rather than heavy fixed investment

CELC Stock Risks: Celcuity Inc. Investment Risks

Claude
  • ! No reported revenue with negative $55.1M operating cash flow indicates operational failure or pre-revenue company unable to execute
  • ! High debt/equity ratio (2.58x) combined with cash burn creates refinancing risk and reduces financial flexibility
  • ! Sharply deteriorating profitability with 58.4% YoY net income decline and 33.9% EPS decline shows negative momentum
ChatGPT
  • ! No meaningful revenue base, limiting visibility into sustainable business economics
  • ! Heavy annual cash burn, with negative operating cash flow of $116.88M and free cash flow of $117.08M
  • ! Leverage is elevated for a loss-making company, with debt/equity of 1.17x and negative interest coverage

Key Metrics to Watch

Claude
  • * Revenue recognition and timing of path to profitability
  • * Monthly cash burn rate and remaining runway before equity depletion
  • * Debt maturity schedule and refinancing capacity given negative cash generation
ChatGPT
  • * Quarterly operating cash burn relative to cash and equivalents
  • * Any emergence of sustainable revenue and narrowing operating losses

Celcuity Inc. (CELC) Financial Metrics & Key Ratios

Revenue
N/A
Net Income
$-52.8M
EPS (Diluted)
$-0.97
Free Cash Flow
$-55.3M
Total Assets
$410.2M
Cash Position
$145.2M

💡 AI Analyst Insight

Strong liquidity with a 12.31x current ratio provides a solid financial cushion.

CELC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE -98.7%
ROA -12.9%
FCF Margin N/A

CELC vs Healthcare Sector: How Celcuity Inc. Compares

How Celcuity Inc. compares to Healthcare sector averages

Net Margin
CELC 0.0%
vs
Sector Avg 12.0%
CELC Sector
ROE
CELC -98.7%
vs
Sector Avg 15.0%
CELC Sector
Current Ratio
CELC 12.3x
vs
Sector Avg 2.0x
CELC Sector
Debt/Equity
CELC 2.6x
vs
Sector Avg 0.6x
CELC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Celcuity Inc. Stock Overvalued? CELC Valuation Analysis 2026

Based on fundamental analysis, Celcuity Inc. shows some fundamental concerns relative to the Healthcare sector in 2026.

Return on Equity
-98.7%
Sector avg: 15%
Net Profit Margin
N/A
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.58x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Celcuity Inc. Balance Sheet: CELC Debt, Cash & Liquidity

Current Ratio
12.31x
Quick Ratio
12.31x
Debt/Equity
2.58x
Debt/Assets
87.0%
Interest Coverage
-11.22x
Long-term Debt
$137.9M

CELC Revenue & Earnings Growth: 5-Year Financial Trend

CELC 5-year financial data:
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Celcuity Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-2.83 indicates the company is currently unprofitable.

CELC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

Celcuity Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$55.1M
Cash generated from operations
Capital Expenditures
$249.0K
Investment in assets
Dividends
None
No dividend program

CELC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Celcuity Inc. (CIK: 0001603454)

📋 Recent SEC Filings

Date Form Document Action
Jun 9, 2026 4 xslF345X06/form4-06092026_100617.xml View →
Jun 9, 2026 4 xslF345X06/form4-06092026_100607.xml View →
Jun 9, 2026 4 xslF345X06/form4-06092026_100642.xml View →
Jun 9, 2026 4 xslF345X06/form4-06092026_100615.xml View →
Jun 9, 2026 4 xslF345X06/form4-06092026_100638.xml View →

Frequently Asked Questions about CELC

What is the AI rating for CELC?

Celcuity Inc. (CELC) has a Combined AI Grade of C from Claude (D) and ChatGPT (C) with 84% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CELC's key strengths?

Claude: Strong absolute cash position ($145.2M) provides operational runway and financial flexibility. Exceptional liquidity ratios (12.31x current ratio) eliminate near-term solvency risk. ChatGPT: Very strong near-term liquidity, with current and quick ratios of 12.26x. Large asset base relative to current operating scale, supporting ongoing development efforts.

What are the risks of investing in CELC?

Claude: No reported revenue with negative $55.1M operating cash flow indicates operational failure or pre-revenue company unable to execute. High debt/equity ratio (2.58x) combined with cash burn creates refinancing risk and reduces financial flexibility. ChatGPT: No meaningful revenue base, limiting visibility into sustainable business economics. Heavy annual cash burn, with negative operating cash flow of $116.88M and free cash flow of $117.08M.

What is CELC's revenue and growth?

Celcuity Inc. reported revenue of N/A.

Does CELC pay dividends?

Celcuity Inc. does not currently pay dividends.

Where can I find CELC SEC filings?

Official SEC filings for Celcuity Inc. (CIK: 0001603454) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CELC's EPS?

Celcuity Inc. has a diluted EPS of $-0.97.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is CELC's fundamental grade?

Based on our AI fundamental analysis in June 2026, Celcuity Inc. has a C grade with 84% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is CELC stock overvalued or undervalued?

Valuation metrics for CELC: ROE of -98.7% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is CELC's AI grade for 2026?

Our dual AI analysis gives Celcuity Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CELC's free cash flow?

Celcuity Inc.'s operating cash flow is $-55.1M, with capital expenditures of $249.0K.

How does CELC compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin N/A (avg: 12%), ROE -98.7% (avg: 15%), current ratio 12.31 (avg: 2).

Is Celcuity Inc. carrying too much debt?

CELC has a debt-to-equity ratio of 2.58x, which is above the Healthcare sector average of 0.6x. However, the current ratio of 12.31 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 15, 2026 | Data as of: 2026-03-31 | Powered by Claude AI