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Cedar Realty Trust, Inc.. (CDR-PB) Stock Fundamental Analysis & AI Rating 2026

CDR-PB NYSE Real Estate Investment Trusts MD CIK: 0000761648
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
90% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
88% Conf

📊 CDR-PB Key Takeaways

Revenue: $29.7M
Net Margin: -6.3%
Free Cash Flow: $8.0M
Current Ratio: N/A
Debt/Equity: 22.00x
EPS: $0.79
AI Rating: STRONG SELL with 92% confidence
Cedar Realty Trust, Inc.. (CDR-PB) receives a STRONG SELL rating with 90% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $29.7M, net profit margin of -6.3%, and return on equity (ROE) of -29.4%, Cedar Realty Trust, Inc.. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete CDR-PB stock analysis for 2026.

Is Cedar Realty Trust, Inc.. (CDR-PB) a Good Investment?

Claude

Cedar Realty Trust exhibits severe financial distress with negative net income (-$1.9M), extremely high leverage (22x debt-to-equity), and deteriorating revenue (-14.1% YoY). The company's negative ROE (-29.4%) and minimal interest coverage (1.4x) indicate inability to service debt obligations, making it highly vulnerable to default or restructuring.

ChatGPT

Fundamentals appear highly stressed: revenue is contracting, net income is negative, and the capital structure is extremely leveraged with debt at 22.0x equity. While the company still generates positive operating income and operating cash flow, thin interest coverage and minimal equity leave little margin for error, making the quality and durability of earnings weak.

Why Buy Cedar Realty Trust, Inc.. Stock? CDR-PB Key Strengths

Claude
  • + Positive operating cash flow of $8.0M demonstrates some operational liquidity
  • + Operating margin of 26.9% suggests core real estate operations generate reasonable returns before debt burden
  • + Free cash flow margin of 26.9% indicates theoretical cash generation capacity from operations
ChatGPT
  • + Positive operating cash flow of $7.97M provides some near-term financial support
  • + Operating margin of 26.9% shows the asset base can still generate property-level earnings
  • + Revenue base remains meaningful at $29.66M despite recent decline

CDR-PB Stock Risks: Cedar Realty Trust, Inc.. Investment Risks

Claude
  • ! Extreme leverage at 22x debt-to-equity with $140M long-term debt against $6.4M equity creates insolvency risk
  • ! Revenue decline of 14.1% YoY signals deteriorating property performance or occupancy rates
  • ! Interest coverage ratio of 1.4x leaves minimal cushion; slight operational decline would breach debt covenants
  • ! Negative net income and negative ROA (-1.1%) indicate value destruction for shareholders
  • ! No insider buying activity suggests management lacks confidence in recovery
ChatGPT
  • ! Revenue fell 14.1% YoY, signaling weakening top-line performance
  • ! Net margin is negative and ROE of -29.4% reflects poor profitability relative to the small equity base
  • ! Leverage is extreme with $140.01M of long-term debt, debt/equity of 22.00x, and interest coverage of only 1.4x

Key Metrics to Watch

Claude
  • * Quarterly revenue trends and occupancy rates (trajectory critical given -14.1% YoY decline)
  • * Debt refinancing activity and covenant compliance status (with 1.4x coverage, any missed rent collection is dangerous)
  • * Cash flow sustainability and capital expenditure requirements (operations generate $8M but must service $140M debt)
ChatGPT
  • * Interest coverage and debt reduction/refinancing progress
  • * Revenue stabilization and operating cash flow sustainability

Cedar Realty Trust, Inc.. (CDR-PB) Financial Metrics & Key Ratios

Revenue
$29.7M
Net Income
$-1.9M
EPS (Diluted)
$0.79
Free Cash Flow
$8.0M
Total Assets
$165.2M
Cash Position
$5.2M

💡 AI Analyst Insight

The 26.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CDR-PB Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 26.9%
Net Margin -6.3%
ROE -29.4%
ROA -1.1%
FCF Margin 26.9%

CDR-PB vs Real Estate Sector: How Cedar Realty Trust, Inc.. Compares

How Cedar Realty Trust, Inc.. compares to Real Estate sector averages

Net Margin
CDR-PB -6.3%
vs
Sector Avg 20.0%
CDR-PB Sector
ROE
CDR-PB -29.4%
vs
Sector Avg 8.0%
CDR-PB Sector
Current Ratio
CDR-PB 0.0x
vs
Sector Avg 1.5x
CDR-PB Sector
Debt/Equity
CDR-PB 22.0x
vs
Sector Avg 1.5x
CDR-PB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cedar Realty Trust, Inc.. Stock Overvalued? CDR-PB Valuation Analysis 2026

Based on fundamental analysis, Cedar Realty Trust, Inc.. shows some fundamental concerns relative to the Real Estate sector in 2026.

Return on Equity
-29.4%
Sector avg: 8%
Net Profit Margin
-6.3%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
22.00x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cedar Realty Trust, Inc.. Balance Sheet: CDR-PB Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
22.00x
Debt/Assets
96.1%
Interest Coverage
1.37x
Long-term Debt
$140.0M

CDR-PB Revenue & Earnings Growth: 5-Year Financial Trend

CDR-PB 5-year financial data: Year 2021: Revenue $144.1M, Net Income $1.1M, EPS N/A. Year 2022: Revenue $45.9M, Net Income -$1.1M, EPS $-0.92. Year 2023: Revenue $34.6M, Net Income $44.0M, EPS $2.48. Year 2024: Revenue $34.6M, Net Income $2.0M, EPS $-0.64. Year 2025: Revenue $34.5M, Net Income $4.5M, EPS $0.14.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cedar Realty Trust, Inc..'s revenue has declined by 76% over the 5-year period, indicating business contraction. The most recent EPS of $0.14 reflects profitable operations.

CDR-PB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
26.9%
Free cash flow / Revenue

CDR-PB Quarterly Earnings & Performance

Quarterly financial performance data for Cedar Realty Trust, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.9M $18.0K $-0.11
Q2 2025 $7.5M $18.0K $0.12
Q1 2025 $7.4M $323.0K $-0.17
Q3 2024 $8.1M $14.0K $0.02
Q2 2024 $8.3M $14.0K $-0.19
Q1 2024 $8.8M $14.0K $-0.17
Q3 2023 $7.8M $1.9M $0.02
Q2 2023 $8.3M -$1.1M $-0.27

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cedar Realty Trust, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$8.0M
Cash generated from operations
Stock Buybacks
$6.8M
Shares repurchased (TTM)
Dividends
None
No dividend program

CDR-PB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cedar Realty Trust, Inc.. (CIK: 0000761648)

📋 Recent SEC Filings

Date Form Document Action
Mar 5, 2026 8-K cdr-20260305.htm View →
Mar 5, 2026 10-K cdr-20251231.htm View →
Jan 30, 2026 8-K cdr-20260130.htm View →
Jan 21, 2026 8-K cdr-20260121.htm View →
Nov 6, 2025 8-K cdr-20251106.htm View →

Frequently Asked Questions about CDR-PB

What is the AI rating for CDR-PB?

Cedar Realty Trust, Inc.. (CDR-PB) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CDR-PB's key strengths?

Claude: Positive operating cash flow of $8.0M demonstrates some operational liquidity. Operating margin of 26.9% suggests core real estate operations generate reasonable returns before debt burden. ChatGPT: Positive operating cash flow of $7.97M provides some near-term financial support. Operating margin of 26.9% shows the asset base can still generate property-level earnings.

What are the risks of investing in CDR-PB?

Claude: Extreme leverage at 22x debt-to-equity with $140M long-term debt against $6.4M equity creates insolvency risk. Revenue decline of 14.1% YoY signals deteriorating property performance or occupancy rates. ChatGPT: Revenue fell 14.1% YoY, signaling weakening top-line performance. Net margin is negative and ROE of -29.4% reflects poor profitability relative to the small equity base.

What is CDR-PB's revenue and growth?

Cedar Realty Trust, Inc.. reported revenue of $29.7M.

Does CDR-PB pay dividends?

Cedar Realty Trust, Inc.. does not currently pay dividends.

Where can I find CDR-PB SEC filings?

Official SEC filings for Cedar Realty Trust, Inc.. (CIK: 0000761648) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CDR-PB's EPS?

Cedar Realty Trust, Inc.. has a diluted EPS of $0.79.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CDR-PB a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cedar Realty Trust, Inc.. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CDR-PB stock overvalued or undervalued?

Valuation metrics for CDR-PB: ROE of -29.4% (sector avg: 8%), net margin of -6.3% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy CDR-PB stock in 2026?

Our dual AI analysis gives Cedar Realty Trust, Inc.. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CDR-PB's free cash flow?

Cedar Realty Trust, Inc..'s operating cash flow is $8.0M, with capital expenditures of N/A. FCF margin is 26.9%.

How does CDR-PB compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin -6.3% (avg: 20%), ROE -29.4% (avg: 8%), current ratio N/A (avg: 1.5).

Is Cedar Realty Trust, Inc.. carrying too much debt?

CDR-PB has a debt-to-equity ratio of 22.00x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI