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United Breweries Co Inc. (CCU) Stock Fundamental Analysis & AI Rating 2026

CCU NYSE Malt Beverages CIK: 0000888746
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2026-03-22
Combined AI Rating
HOLD
42% Confidence
STRONG AGREEMENT
HOLD
5% Conf
HOLD
78% Conf

📊 CCU Key Takeaways

Revenue: N/A
Net Margin: N/A
Free Cash Flow: N/A
Current Ratio: N/A
Debt/Equity: N/A
EPS: $0.00
AI Rating: HOLD with 5% confidence
United Breweries Co Inc. (CCU) receives a HOLD rating with 42% confidence from our AI fundamental analysis based on SEC 10-K filings. Below is our complete CCU stock analysis for 2026.

Is United Breweries Co Inc. (CCU) a Good Investment?

Claude

Unable to provide meaningful fundamental analysis due to complete absence of financial data. No income statement, balance sheet, or cash flow metrics are available for assessment. A comprehensive review cannot be conducted without access to actual SEC filing data.

ChatGPT

CCU remains fundamentally profitable with positive free cash flow, solid liquidity, and manageable leverage, which supports balance-sheet resilience despite a weaker 2025. The concern is growth quality: 2025 net sales were essentially flat while gross profit, EBIT, EBITDA, and net income all declined, with weakness concentrated in International Business and Wine and some prior-year earnings boosted by a non-recurring land sale.

Why Buy United Breweries Co Inc. Stock? CCU Key Strengths

Claude
  • -No strengths identified
ChatGPT
  • + Still generates positive operating cash flow and free cash flow, with 2025 operating cash flow of CLP 239,051 million versus capex of CLP 156,901 million
  • + Balance sheet remains acceptable, with liquidity ratio of 1.90 and net financial debt/EBITDA of 2.03x at December 31, 2025
  • + Core Chile segment stayed resilient in 4Q25, posting revenue, EBIT, and EBITDA growth despite broader group pressure

CCU Stock Risks: United Breweries Co Inc. Investment Risks

Claude
  • ! No financial data available for analysis
  • ! Unable to assess profitability, liquidity, or solvency metrics
  • ! Cannot evaluate revenue trends, operational efficiency, or financial health
  • ! Insufficient data to determine company viability or growth prospects
ChatGPT
  • ! 2025 profitability deteriorated materially: gross profit fell 1.7%, EBIT fell 15.9%, EBITDA fell 9.6%, and net income attributable to parent fell 27.2%
  • ! Margin pressure is persistent, with gross margin down to 44.4% from 45.2% and EBITDA margin down to 12.9% from 14.3% in 2025
  • ! International Business and Wine showed notable weakness, while cash balances fell and exposure to FX and Argentina-related volatility adds earnings risk

Key Metrics to Watch

Claude
  • * Revenue and revenue growth trends
  • * Operating and net profit margins
  • * Cash flow generation and free cash flow
  • * Debt levels and interest coverage ratios
  • * Return on equity and return on assets
  • * Current and quick ratios for liquidity assessment
ChatGPT
  • * Consolidated gross margin and EBITDA margin
  • * Net financial debt/EBITDA and operating cash flow

United Breweries Co Inc. (CCU) Financial Metrics & Key Ratios

Revenue
N/A
Net Income
N/A
EPS (Diluted)
$0.00
Free Cash Flow
N/A
Total Assets
N/A
Cash Position
N/A

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CCU Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE N/A
ROA N/A
FCF Margin N/A

CCU vs Consumer Sector: How United Breweries Co Inc. Compares

How United Breweries Co Inc. compares to Consumer sector averages

Net Margin
CCU 0.0%
vs
Sector Avg 8.0%
CCU Sector
ROE
CCU 0.0%
vs
Sector Avg 18.0%
CCU Sector
Current Ratio
CCU 0.0x
vs
Sector Avg 1.5x
CCU Sector
Debt/Equity
CCU 0.0x
vs
Sector Avg 0.8x
CCU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is United Breweries Co Inc. Stock Overvalued? CCU Valuation Analysis 2026

Based on fundamental analysis, United Breweries Co Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
N/A
Sector avg: 18%
Net Profit Margin
N/A
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

United Breweries Co Inc. Balance Sheet: CCU Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
N/A
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A

CCU Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

CCU SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for United Breweries Co Inc. (CIK: 0000888746)

📋 Recent SEC Filings

Date Form Document Action
Feb 10, 2020 SC 13G CIA13g123119.txt View →
Jan 17, 2019 SC 13G d684739dsc13g.htm View →
Feb 13, 2018 SC 13G d539802dsc13g.htm View →
Feb 14, 2017 SC 13G d352140dsc13g.htm View →
Feb 12, 2016 SC 13G d134309dsc13g.htm View →

Frequently Asked Questions about CCU

What is the AI rating for CCU?

United Breweries Co Inc. (CCU) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 42% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CCU's key strengths?

Claude: . ChatGPT: Still generates positive operating cash flow and free cash flow, with 2025 operating cash flow of CLP 239,051 million versus capex of CLP 156,901 million. Balance sheet remains acceptable, with liquidity ratio of 1.90 and net financial debt/EBITDA of 2.03x at December 31, 2025.

What are the risks of investing in CCU?

Claude: No financial data available for analysis. Unable to assess profitability, liquidity, or solvency metrics. ChatGPT: 2025 profitability deteriorated materially: gross profit fell 1.7%, EBIT fell 15.9%, EBITDA fell 9.6%, and net income attributable to parent fell 27.2%. Margin pressure is persistent, with gross margin down to 44.4% from 45.2% and EBITDA margin down to 12.9% from 14.3% in 2025.

What is CCU's revenue and growth?

United Breweries Co Inc. reported revenue of N/A.

Does CCU pay dividends?

United Breweries Co Inc. does not currently pay dividends.

Where can I find CCU SEC filings?

Official SEC filings for United Breweries Co Inc. (CIK: 0000888746) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CCU's EPS?

United Breweries Co Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CCU a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, United Breweries Co Inc. has a HOLD rating with 42% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CCU stock overvalued or undervalued?

Valuation metrics for CCU: ROE of N/A (sector avg: 18%), net margin of N/A (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy CCU stock in 2026?

Our dual AI analysis gives United Breweries Co Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CCU's free cash flow?

United Breweries Co Inc.'s operating cash flow is N/A, with capital expenditures of N/A.

How does CCU compare to other Consumer stocks?

Vs Consumer sector averages: Net margin N/A (avg: 8%), ROE N/A (avg: 18%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2026-03-22 | Powered by Claude AI