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Beazer Homes USA Inc. (BZH) Stock Fundamental Analysis & AI Rating 2026

BZH NYSE Operative Builders DE CIK: 0000915840
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
87% Confidence
AGREEMENT
STRONG SELL
92% Conf
SELL
82% Conf

📊 BZH Key Takeaways

Revenue: $363.5M
Net Margin: -9.0%
Free Cash Flow: $-170.9M
Current Ratio: N/A
Debt/Equity: 1.29x
EPS: $-1.13
AI Rating: STRONG SELL with 92% confidence
Beazer Homes USA Inc. (BZH) receives a SELL rating with 87% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $363.5M, net profit margin of -9.0%, and return on equity (ROE) of -2.7%, Beazer Homes USA Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete BZH stock analysis for 2026.

Is Beazer Homes USA Inc. (BZH) a Good Investment?

Claude

Beazer Homes is experiencing severe operational distress with negative net income of -$32.6M, negative operating cash flow of -$165.3M, and deeply negative margins across profitability metrics. The company is burning cash despite modest revenue growth, with a high debt-to-equity ratio of 1.29x constraining financial flexibility during this downturn.

ChatGPT

Beazer Homes' fundamentals are under pressure: revenue growth is modest, but profitability has deteriorated sharply, with negative operating margin, negative net income, and deeply negative free cash flow. The balance sheet still shows a meaningful equity base, but leverage is high relative to earnings power and cash generation, which weakens financial flexibility. Until margins and operating cash flow improve materially, the growth profile looks low quality.

Why Buy Beazer Homes USA Inc. Stock? BZH Key Strengths

Claude
  • + Modest revenue growth of 1.8% YoY shows some market demand persistence
  • + Reasonable asset base of $2.6B provides collateral and restructuring options
  • + Cash position of $124.3M offers some near-term liquidity buffer
ChatGPT
  • + Revenue is still growing modestly year over year, indicating demand has not fully collapsed
  • + The company has a sizable equity base of about $1.20B, providing some balance sheet support
  • + Cash on hand of roughly $124M offers near-term liquidity support despite weak cash generation

BZH Stock Risks: Beazer Homes USA Inc. Investment Risks

Claude
  • ! Severe profitability crisis with negative operating margin of -8.8% and net margin of -9.0%
  • ! Negative operating cash flow of -$165.3M indicates core business is destroying cash and unable to fund operations
  • ! High leverage with $1.6B long-term debt and 1.29x debt-to-equity ratio limits financial flexibility during distress
  • ! Free cash flow of -$170.9M is unsustainable and threatens debt service capability
  • ! Diluted EPS declined 66.4% YoY, indicating shareholder value destruction
ChatGPT
  • ! Profitability has turned weak, with negative operating income, negative net income, and low gross margin
  • ! Operating cash flow and free cash flow are deeply negative, suggesting poor cash conversion and elevated execution risk
  • ! Leverage is significant, with long-term debt exceeding cash by a wide margin and debt/equity at 1.29x

Key Metrics to Watch

Claude
  • * Operating cash flow trend and path to positivity
  • * Gross margin recovery and pricing power
  • * Debt levels and covenant compliance
  • * Home delivery volumes and average selling prices
ChatGPT
  • * Gross margin and operating margin recovery
  • * Operating cash flow and free cash flow trend

Beazer Homes USA Inc. (BZH) Financial Metrics & Key Ratios

Revenue
$363.5M
Net Income
$-32.6M
EPS (Diluted)
$-1.13
Free Cash Flow
$-170.9M
Total Assets
$2.6B
Cash Position
$124.3M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BZH Profit Margin, ROE & Profitability Analysis

Gross Margin 10.2%
Operating Margin -8.8%
Net Margin -9.0%
ROE -2.7%
ROA -1.2%
FCF Margin -47.0%

BZH vs Market Sector: How Beazer Homes USA Inc. Compares

How Beazer Homes USA Inc. compares to Market sector averages

Net Margin
BZH -9.0%
vs
Sector Avg 12.0%
BZH Sector
ROE
BZH -2.7%
vs
Sector Avg 15.0%
BZH Sector
Current Ratio
BZH 0.0x
vs
Sector Avg 1.8x
BZH Sector
Debt/Equity
BZH 1.3x
vs
Sector Avg 0.7x
BZH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Beazer Homes USA Inc. Stock Overvalued? BZH Valuation Analysis 2026

Based on fundamental analysis, Beazer Homes USA Inc. shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
-2.7%
Sector avg: 15%
Net Profit Margin
-9.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.29x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Beazer Homes USA Inc. Balance Sheet: BZH Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.29x
Debt/Assets
54.5%
Interest Coverage
N/A
Long-term Debt
$1.6B

BZH Revenue & Earnings Growth: 5-Year Financial Trend

BZH 5-year financial data: Year 2021: Revenue $2.1B, Net Income -$79.5M, EPS $-2.60. Year 2022: Revenue $2.3B, Net Income $52.2M, EPS $1.74. Year 2023: Revenue $2.3B, Net Income $122.0M, EPS $4.01. Year 2024: Revenue $2.3B, Net Income $220.7M, EPS $7.17. Year 2025: Revenue $2.4B, Net Income $158.6M, EPS $5.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Beazer Homes USA Inc.'s revenue has grown significantly by 11% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.16 reflects profitable operations.

BZH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-47.0%
Free cash flow / Revenue

BZH Quarterly Earnings & Performance

Quarterly financial performance data for Beazer Homes USA Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $363.5M $3.1M $0.10
Q3 2025 $545.4M -$324.0K $-0.01
Q2 2025 $541.5M $12.8M $0.42
Q1 2025 $386.8M $3.1M $0.10
Q3 2024 $572.5M $27.2M $0.88
Q2 2024 $541.5M $34.7M $1.13
Q1 2024 $386.8M $21.7M $0.70
Q3 2023 $526.7M $43.8M $1.42

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Beazer Homes USA Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$165.3M
Cash generated from operations
Stock Buybacks
$15.1M
Shares repurchased (TTM)
Capital Expenditures
$5.6M
Investment in assets
Dividends
None
No dividend program

BZH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Beazer Homes USA Inc. (CIK: 0000915840)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 8-K bzh-20260313.htm View →
Feb 5, 2026 8-K bzh-20260205.htm View →
Feb 5, 2026 4 xslF345X05/wk-form4_1770326180.xml View →
Jan 29, 2026 10-Q bzh-20251231.htm View →
Jan 29, 2026 8-K bzh-20260129.htm View →

Frequently Asked Questions about BZH

What is the AI rating for BZH?

Beazer Homes USA Inc. (BZH) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 87% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BZH's key strengths?

Claude: Modest revenue growth of 1.8% YoY shows some market demand persistence. Reasonable asset base of $2.6B provides collateral and restructuring options. ChatGPT: Revenue is still growing modestly year over year, indicating demand has not fully collapsed. The company has a sizable equity base of about $1.20B, providing some balance sheet support.

What are the risks of investing in BZH?

Claude: Severe profitability crisis with negative operating margin of -8.8% and net margin of -9.0%. Negative operating cash flow of -$165.3M indicates core business is destroying cash and unable to fund operations. ChatGPT: Profitability has turned weak, with negative operating income, negative net income, and low gross margin. Operating cash flow and free cash flow are deeply negative, suggesting poor cash conversion and elevated execution risk.

What is BZH's revenue and growth?

Beazer Homes USA Inc. reported revenue of $363.5M.

Does BZH pay dividends?

Beazer Homes USA Inc. does not currently pay dividends.

Where can I find BZH SEC filings?

Official SEC filings for Beazer Homes USA Inc. (CIK: 0000915840) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BZH's EPS?

Beazer Homes USA Inc. has a diluted EPS of $-1.13.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BZH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Beazer Homes USA Inc. has a SELL rating with 87% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BZH stock overvalued or undervalued?

Valuation metrics for BZH: ROE of -2.7% (sector avg: 15%), net margin of -9.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy BZH stock in 2026?

Our dual AI analysis gives Beazer Homes USA Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BZH's free cash flow?

Beazer Homes USA Inc.'s operating cash flow is $-165.3M, with capital expenditures of $5.6M. FCF margin is -47.0%.

How does BZH compare to other Market stocks?

Vs Default sector averages: Net margin -9.0% (avg: 12%), ROE -2.7% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI