← Back to All US Stocks

Bitcoin Depot Inc. (BTMWW) Stock Fundamental Analysis & AI Rating 2026

BTMWW Nasdaq Finance Services CIK: 0001901799
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
77% Confidence
STRONG AGREEMENT
SELL
78% Conf
SELL
76% Conf

📊 BTMWW Key Takeaways

Revenue: $614.9M
Net Margin: -1.0%
Free Cash Flow: $28.5M
Current Ratio: 1.26x
Debt/Equity: 5.30x
EPS: $-0.86
AI Rating: SELL with 78% confidence
Bitcoin Depot Inc. (BTMWW) receives a SELL rating with 77% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $614.9M, net profit margin of -1.0%, and return on equity (ROE) of -54.1%, Bitcoin Depot Inc. demonstrates mixed fundamentals in the Finance sector. Below is our complete BTMWW stock analysis for 2026.

Is Bitcoin Depot Inc. (BTMWW) a Good Investment?

Claude

Bitcoin Depot faces significant profitability challenges with negative net income (-1.0% margin) and severely negative returns on equity (-54.1%) despite generating substantial revenue and positive operating cash flow. The company carries excessive debt (5.30x debt-to-equity) relative to its thin equity base ($11.4M), creating substantial financial leverage risk and limiting operational flexibility.

ChatGPT

Bitcoin Depot shows a mixed fundamental profile: the business generates positive operating income and solid free cash flow, but flat revenue and a net loss indicate limited earnings momentum. Financial risk is elevated because leverage is high and equity is very thin, which leaves little margin for error if profitability or cash generation weakens. The company appears operationally viable, but the balance sheet limits fundamental attractiveness.

Why Buy Bitcoin Depot Inc. Stock? BTMWW Key Strengths

Claude
  • + Strong revenue base of $614.9M with positive operating income of $41.2M (6.7% margin)
  • + Healthy free cash flow generation of $28.5M, exceeding capital requirements significantly
  • + Adequate liquidity with $65.6M cash and 1.26x current ratio providing near-term solvency
  • + Improving diluted EPS trend (+79.6% YoY recovery despite negative absolute values)
ChatGPT
  • + Positive operating income with a 6.7% operating margin
  • + Healthy operating cash flow and positive free cash flow generation
  • + Strong cash balance relative to total assets supports near-term liquidity

BTMWW Stock Risks: Bitcoin Depot Inc. Investment Risks

Claude
  • ! Unprofitable at net income level with -$6.2M loss and -1.0% net margin, indicating operational inefficiency despite revenue scale
  • ! Dangerously high leverage with 5.30x debt-to-equity ratio and $60.5M long-term debt against only $11.4M equity base creates distress risk
  • ! Severely negative returns on equity (-54.1%) and assets (-4.7%) demonstrate capital destruction and poor asset utilization efficiency
  • ! Zero revenue growth (0.0% YoY) combined with profitability losses suggests market saturation or operational headwinds in core business
ChatGPT
  • ! Revenue is flat, suggesting weak growth quality and limited scale benefits
  • ! Net losses persist, with negative net margin and weak overall profitability
  • ! High debt-to-equity and very low equity base create significant balance-sheet risk

Key Metrics to Watch

Claude
  • * Path to net profitability and net margin trend reversal
  • * Debt reduction progress and debt-to-equity ratio improvement below 3.0x
  • * Revenue growth acceleration above 0% YoY to demonstrate business expansion
  • * Operating margin sustainability and expansion as leverage to improve net income
  • * Free cash flow conversion to debt repayment and equity strengthening
ChatGPT
  • * Sustainable net income improvement versus operating profit
  • * Debt reduction and stockholders' equity rebuild

Bitcoin Depot Inc. (BTMWW) Financial Metrics & Key Ratios

Revenue
$614.9M
Net Income
$-6.2M
EPS (Diluted)
$-0.86
Free Cash Flow
$28.5M
Total Assets
$130.6M
Cash Position
$65.6M

💡 AI Analyst Insight

The relatively thin 4.6% FCF margin may limit capital allocation flexibility.

BTMWW Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 6.7%
Net Margin -1.0%
ROE -54.1%
ROA -4.7%
FCF Margin 4.6%

BTMWW vs Finance Sector: How Bitcoin Depot Inc. Compares

How Bitcoin Depot Inc. compares to Finance sector averages

Net Margin
BTMWW -1.0%
vs
Sector Avg 25.0%
BTMWW Sector
ROE
BTMWW -54.1%
vs
Sector Avg 12.0%
BTMWW Sector
Current Ratio
BTMWW 1.3x
vs
Sector Avg 1.2x
BTMWW Sector
Debt/Equity
BTMWW 5.3x
vs
Sector Avg 2.0x
BTMWW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Bitcoin Depot Inc. Stock Overvalued? BTMWW Valuation Analysis 2026

Based on fundamental analysis, Bitcoin Depot Inc. shows some fundamental concerns relative to the Finance sector in 2026.

Return on Equity
-54.1%
Sector avg: 12%
Net Profit Margin
-1.0%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
5.30x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Bitcoin Depot Inc. Balance Sheet: BTMWW Debt, Cash & Liquidity

Current Ratio
1.26x
Quick Ratio
1.26x
Debt/Equity
5.30x
Debt/Assets
91.3%
Interest Coverage
N/A
Long-term Debt
$60.5M

BTMWW Revenue & Earnings Growth: 5-Year Financial Trend

BTMWW 5-year financial data: Year 2023: Revenue $689.0M, Net Income $0, EPS $-1.57. Year 2024: Revenue $689.0M, Net Income -$26.1M, EPS $-1.57. Year 2025: Revenue $614.9M, Net Income -$11.7M, EPS $-4.21.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Bitcoin Depot Inc.'s revenue has declined by 11% over the 5-year period, indicating business contraction. The most recent EPS of $-4.21 indicates the company is currently unprofitable.

BTMWW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
4.6%
Free cash flow / Revenue

BTMWW Quarterly Earnings & Performance

Quarterly financial performance data for Bitcoin Depot Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $135.3M -$939.0K $-0.05
Q2 2025 $163.1M -$2.6M $-0.13
Q1 2025 $138.5M -$1.5M $0.20
Q3 2024 $135.3M -$939.0K $-0.05
Q2 2024 $163.1M -$2.6M $-0.13
Q1 2024 $138.5M N/A $-0.25
Q3 2023 $174.8M N/A $-0.43
Q2 2023 $167.9M N/A $-0.64

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Bitcoin Depot Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$34.0M
Cash generated from operations
Capital Expenditures
$5.5M
Investment in assets
Dividends Paid
$10.1M
Returned to shareholders

BTMWW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Bitcoin Depot Inc. (CIK: 0001901799)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 S-1/A d119639ds1a.htm View →
Apr 8, 2026 8-K btm-20260406.htm View →
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about BTMWW

What is the AI rating for BTMWW?

Bitcoin Depot Inc. (BTMWW) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 77% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BTMWW's key strengths?

Claude: Strong revenue base of $614.9M with positive operating income of $41.2M (6.7% margin). Healthy free cash flow generation of $28.5M, exceeding capital requirements significantly. ChatGPT: Positive operating income with a 6.7% operating margin. Healthy operating cash flow and positive free cash flow generation.

What are the risks of investing in BTMWW?

Claude: Unprofitable at net income level with -$6.2M loss and -1.0% net margin, indicating operational inefficiency despite revenue scale. Dangerously high leverage with 5.30x debt-to-equity ratio and $60.5M long-term debt against only $11.4M equity base creates distress risk. ChatGPT: Revenue is flat, suggesting weak growth quality and limited scale benefits. Net losses persist, with negative net margin and weak overall profitability.

What is BTMWW's revenue and growth?

Bitcoin Depot Inc. reported revenue of $614.9M.

Does BTMWW pay dividends?

Bitcoin Depot Inc. pays dividends, with $10.1M distributed to shareholders in the trailing twelve months.

Where can I find BTMWW SEC filings?

Official SEC filings for Bitcoin Depot Inc. (CIK: 0001901799) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BTMWW's EPS?

Bitcoin Depot Inc. has a diluted EPS of $-0.86.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BTMWW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Bitcoin Depot Inc. has a SELL rating with 77% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BTMWW stock overvalued or undervalued?

Valuation metrics for BTMWW: ROE of -54.1% (sector avg: 12%), net margin of -1.0% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy BTMWW stock in 2026?

Our dual AI analysis gives Bitcoin Depot Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BTMWW's free cash flow?

Bitcoin Depot Inc.'s operating cash flow is $34.0M, with capital expenditures of $5.5M. FCF margin is 4.6%.

How does BTMWW compare to other Finance stocks?

Vs Finance sector averages: Net margin -1.0% (avg: 25%), ROE -54.1% (avg: 12%), current ratio 1.26 (avg: 1.2).

Is Bitcoin Depot Inc. carrying too much debt?

BTMWW has a debt-to-equity ratio of 5.30x, which is above the Finance sector average of 2x. However, the current ratio of 1.26 suggests adequate short-term liquidity.

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Sector: All Finance Stocks →
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI