← Back to All US Stocks

BT Brands, Inc. (BTBDW) Stock Fundamental Analysis & AI Rating 2026

BTBDW Nasdaq Retail-Eating Places CIK: 0001718224
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-09-28
Combined AI Rating
HOLD
68% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
74% Conf

📊 BTBDW Key Takeaways

Revenue: $10.9M
Net Margin: 5.9%
Free Cash Flow: $215.0K
Current Ratio: 6.80x
Debt/Equity: 0.25x
EPS: $0.10
AI Rating: HOLD with 62% confidence
BT Brands, Inc. (BTBDW) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $10.9M, net profit margin of 5.9%, and return on equity (ROE) of 8.3%, BT Brands, Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete BTBDW stock analysis for 2026.

Is BT Brands, Inc. (BTBDW) a Good Investment?

Claude

BT Brands demonstrates solid financial stability with strong liquidity metrics and low leverage, but faces challenges with modest profitability and minimal growth momentum. The company's 5.9% net margin and 3.4% operating margin indicate thin operational efficiency typical of small-cap retail food service operators, while flat net income YoY suggests maturation or stagnation in core business growth.

ChatGPT

BT Brands shows adequate but not compelling fundamentals: revenue grew 5.3% year over year, profitability is positive, and the balance sheet is conservatively levered with strong liquidity. However, operating and free cash flow margins remain thin for a small restaurant operator, and flat net income suggests limited earnings momentum despite top-line growth. The company appears financially stable, but the quality of growth is only moderate until margins and cash generation improve further.

Why Buy BT Brands, Inc. Stock? BTBDW Key Strengths

Claude
  • + Exceptionally strong liquidity position with 6.80x current ratio and 6.23x quick ratio, indicating minimal short-term financial risk
  • + Conservative leverage with 0.25x debt-to-equity ratio and 6.4x interest coverage, providing financial flexibility
  • + Positive free cash flow of $215K with healthy conversion of operating cash flow to FCF, demonstrating cash generation capability
ChatGPT
  • + Strong liquidity with a 6.80x current ratio and 6.23x quick ratio
  • + Low leverage, with debt/equity of 0.25x and positive interest coverage of 6.4x
  • + Positive earnings and free cash flow, supported by 5.3% revenue growth

BTBDW Stock Risks: BT Brands, Inc. Investment Risks

Claude
  • ! Flat net income growth (0.0% YoY) despite 5.3% revenue growth suggests margin compression or operational deterioration
  • ! Very small revenue base of $10.9M limits economies of scale and increases vulnerability to market disruptions
  • ! Thin operating margin of 3.4% and net margin of 5.9% provide minimal buffer for cost inflation or competitive pressures common in retail food service
  • ! No insider transactions in last 90 days may indicate lack of management confidence or limited insider activity
ChatGPT
  • ! Low operating margin of 3.4% leaves limited cushion against cost inflation or traffic weakness
  • ! Net income was essentially flat year over year, indicating weak earnings acceleration
  • ! Free cash flow margin of 2.0% is modest and may limit reinvestment flexibility

Key Metrics to Watch

Claude
  • * Quarterly net income trend - critical to confirm if flat YoY is a temporary issue or structural problem
  • * Operating margin trajectory - monitor if recent revenue growth can improve cost structure
  • * Free cash flow sustainability - verify $215K FCF level can be maintained or grown with capital discipline
ChatGPT
  • * Operating margin and net margin expansion
  • * Operating cash flow and free cash flow conversion

BT Brands, Inc. (BTBDW) Financial Metrics & Key Ratios

Revenue
$10.9M
Net Income
$640.2K
EPS (Diluted)
$0.10
Free Cash Flow
$215.0K
Total Assets
$11.9M
Cash Position
$1.3M

💡 AI Analyst Insight

The relatively thin 2.0% FCF margin may limit capital allocation flexibility. Strong liquidity with a 6.80x current ratio provides a solid financial cushion.

BTBDW Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 3.4%
Net Margin 5.9%
ROE 8.3%
ROA 5.4%
FCF Margin 2.0%

BTBDW vs Consumer Sector: How BT Brands, Inc. Compares

How BT Brands, Inc. compares to Consumer sector averages

Net Margin
BTBDW 5.9%
vs
Sector Avg 8.0%
BTBDW Sector
ROE
BTBDW 8.3%
vs
Sector Avg 18.0%
BTBDW Sector
Current Ratio
BTBDW 6.8x
vs
Sector Avg 1.5x
BTBDW Sector
Debt/Equity
BTBDW 0.2x
vs
Sector Avg 0.8x
BTBDW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is BT Brands, Inc. Stock Overvalued? BTBDW Valuation Analysis 2026

Based on fundamental analysis, BT Brands, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
8.3%
Sector avg: 18%
Net Profit Margin
5.9%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.25x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

BT Brands, Inc. Balance Sheet: BTBDW Debt, Cash & Liquidity

Current Ratio
6.80x
Quick Ratio
6.23x
Debt/Equity
0.25x
Debt/Assets
35.3%
Interest Coverage
6.40x
Long-term Debt
$1.9M

BTBDW Revenue & Earnings Growth: 5-Year Financial Trend

BTBDW 5-year financial data: Year 2021: Revenue $8.2M, Net Income -$466.6K, EPS N/A. Year 2022: Revenue $8.5M, Net Income $792.0K, EPS N/A. Year 2023: Revenue $14.1M, Net Income $607.9K, EPS N/A. Year 2024: Revenue $14.8M, Net Income -$887.4K, EPS N/A. Year 2025: Revenue $14.8M, Net Income -$2.3M, EPS $-0.37.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BT Brands, Inc.'s revenue has grown significantly by 82% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.37 indicates the company is currently unprofitable.

BTBDW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.0%
Free cash flow / Revenue

BTBDW Quarterly Earnings & Performance

Quarterly financial performance data for BT Brands, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.9M -$219.5K $-0.04
Q2 2025 $3.8M $55.0K N/A
Q1 2025 $3.2M -$329.8K N/A
Q3 2024 $4.0M -$3.5K N/A
Q1 2024 $2.1M $42.7K N/A
Q3 2023 $2.3M -$174.9K N/A
Q2 2023 $2.4M -$49.6K N/A
Q1 2023 $1.9M $42.7K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BT Brands, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$402.8K
Cash generated from operations
Capital Expenditures
$187.8K
Investment in assets
Dividends
None
No dividend program

BTBDW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for BT Brands, Inc. (CIK: 0001718224)

📋 Recent SEC Filings

Date Form Document Action
Apr 6, 2026 8-K btbd_8k.htm View →
Apr 3, 2026 8-K btbd_8k.htm View →
Mar 31, 2026 10-K btbd_10k.htm View →
Mar 26, 2026 8-K btbd_8k.htm View →
Feb 23, 2026 8-K btbd_8k.htm View →

Frequently Asked Questions about BTBDW

What is the AI rating for BTBDW?

BT Brands, Inc. (BTBDW) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BTBDW's key strengths?

Claude: Exceptionally strong liquidity position with 6.80x current ratio and 6.23x quick ratio, indicating minimal short-term financial risk. Conservative leverage with 0.25x debt-to-equity ratio and 6.4x interest coverage, providing financial flexibility. ChatGPT: Strong liquidity with a 6.80x current ratio and 6.23x quick ratio. Low leverage, with debt/equity of 0.25x and positive interest coverage of 6.4x.

What are the risks of investing in BTBDW?

Claude: Flat net income growth (0.0% YoY) despite 5.3% revenue growth suggests margin compression or operational deterioration. Very small revenue base of $10.9M limits economies of scale and increases vulnerability to market disruptions. ChatGPT: Low operating margin of 3.4% leaves limited cushion against cost inflation or traffic weakness. Net income was essentially flat year over year, indicating weak earnings acceleration.

What is BTBDW's revenue and growth?

BT Brands, Inc. reported revenue of $10.9M.

Does BTBDW pay dividends?

BT Brands, Inc. does not currently pay dividends.

Where can I find BTBDW SEC filings?

Official SEC filings for BT Brands, Inc. (CIK: 0001718224) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BTBDW's EPS?

BT Brands, Inc. has a diluted EPS of $0.10.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BTBDW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, BT Brands, Inc. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BTBDW stock overvalued or undervalued?

Valuation metrics for BTBDW: ROE of 8.3% (sector avg: 18%), net margin of 5.9% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy BTBDW stock in 2026?

Our dual AI analysis gives BT Brands, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BTBDW's free cash flow?

BT Brands, Inc.'s operating cash flow is $402.8K, with capital expenditures of $187.8K. FCF margin is 2.0%.

How does BTBDW compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 5.9% (avg: 8%), ROE 8.3% (avg: 18%), current ratio 6.80 (avg: 1.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Sector: All Consumer Stocks →
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-09-28 | Powered by Claude AI