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Brown Forman Corp. (BF-B) Stock Fundamental Analysis & AI Rating 2026

BF-B NYSE Beverages DE CIK: 0000014693
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2026-01-31
Combined AI Rating
HOLD
78% Confidence
STRONG AGREEMENT
HOLD
72% Conf
HOLD
84% Conf

📊 BF-B Key Takeaways

Revenue: $3.0B
Net Margin: 21.9%
Free Cash Flow: $628.0M
Current Ratio: 2.77x
Debt/Equity: 0.60x
EPS: $1.41
AI Rating: HOLD with 72% confidence
Brown Forman Corp. (BF-B) receives a HOLD rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.0B, net profit margin of 21.9%, and return on equity (ROE) of 16.2%, Brown Forman Corp. demonstrates mixed fundamentals in the Consumer sector. Below is our complete BF-B stock analysis for 2026.

Is Brown Forman Corp. (BF-B) a Good Investment?

Claude

Brown-Forman demonstrates solid fundamental strength with excellent profitability margins (59.9% gross, 30% operating, 21.9% net) and robust cash generation (628M FCF). However, significant revenue contraction of 21.4% YoY and diluted EPS decline of 14% present material headwinds that require clarity on underlying business drivers before a positive stance is warranted.

ChatGPT

Brown-Forman shows strong underlying fundamentals, with high gross, operating, and net margins plus solid free cash flow generation and a healthy balance sheet. However, the sharp 21.4% revenue decline and 14.0% drop in diluted EPS indicate weakening growth quality, even though net income remained stable. The business looks financially resilient, but fundamentals currently support a more neutral stance until revenue momentum improves.

Why Buy Brown Forman Corp. Stock? BF-B Key Strengths

Claude
  • + Exceptional profitability with net margin of 21.9% and operating margin of 30%
  • + Strong cash generation with 628M free cash flow and 20.8% FCF margin
  • + Solid balance sheet with 2.77x current ratio and conservative 0.60x debt-to-equity leverage
  • + Robust interest coverage of 11.8x demonstrates comfortable debt servicing capacity
  • + Healthy ROE of 16.2% and ROA of 8.0% indicating efficient capital deployment
ChatGPT
  • + Excellent profitability with 59.9% gross margin and 30.0% operating margin
  • + Solid financial health with 2.77x current ratio, 1.09x quick ratio, and manageable 0.60x debt-to-equity
  • + Strong cash generation with $628.00M in free cash flow and a 20.8% FCF margin

BF-B Stock Risks: Brown Forman Corp. Investment Risks

Claude
  • ! Severe revenue decline of 21.4% YoY signals significant top-line deterioration requiring investigation
  • ! Diluted EPS fell 14% YoY despite flat net income, indicating share dilution or reduced earnings per share
  • ! Long-term debt of 2.4B represents meaningful leverage that warrants monitoring during revenue pressure periods
  • ! Limited insider activity with only 1 Form 4 filing in last 90 days suggests minimal insider buying conviction
ChatGPT
  • ! Revenue contracted 21.4% year over year, signaling significant top-line pressure
  • ! Diluted EPS declined 14.0%, suggesting earnings quality is under strain despite flat net income
  • ! Moderate leverage and lower cash balance could limit flexibility if sales weakness persists

Key Metrics to Watch

Claude
  • * Revenue trajectory and drivers of 21.4% YoY decline
  • * Quarterly revenue trends to determine if decline is stabilizing
  • * Free cash flow sustainability and capital allocation priorities
  • * Debt reduction progress given strong FCF generation
  • * Operating margin maintenance amid volume pressures
ChatGPT
  • * Revenue growth and shipment/depletion recovery
  • * Free cash flow conversion and operating margin stability

Brown Forman Corp. (BF-B) Financial Metrics & Key Ratios

Revenue
$3.0B
Net Income
$661.0M
EPS (Diluted)
$1.41
Free Cash Flow
$628.0M
Total Assets
$8.3B
Cash Position
$383.0M

💡 AI Analyst Insight

The 20.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.77x current ratio provides a solid financial cushion.

BF-B Profit Margin, ROE & Profitability Analysis

Gross Margin 59.9%
Operating Margin 30.0%
Net Margin 21.9%
ROE 16.2%
ROA 8.0%
FCF Margin 20.8%

BF-B vs Consumer Sector: How Brown Forman Corp. Compares

How Brown Forman Corp. compares to Consumer sector averages

Net Margin
BF-B 21.9%
vs
Sector Avg 8.0%
BF-B Sector
ROE
BF-B 16.2%
vs
Sector Avg 18.0%
BF-B Sector
Current Ratio
BF-B 2.8x
vs
Sector Avg 1.5x
BF-B Sector
Debt/Equity
BF-B 0.6x
vs
Sector Avg 0.8x
BF-B Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Brown Forman Corp. Stock Overvalued? BF-B Valuation Analysis 2026

Based on fundamental analysis, Brown Forman Corp. appears fundamentally strong relative to the Consumer sector in 2026.

Return on Equity
16.2%
Sector avg: 18%
Net Profit Margin
21.9%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.60x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Brown Forman Corp. Balance Sheet: BF-B Debt, Cash & Liquidity

Current Ratio
2.77x
Quick Ratio
1.09x
Debt/Equity
0.60x
Debt/Assets
50.8%
Interest Coverage
11.75x
Long-term Debt
$2.4B

BF-B Revenue & Earnings Growth: 5-Year Financial Trend

BF-B 5-year financial data: Year 2021: Revenue $3.5B, Net Income $835.0M, EPS $1.73. Year 2022: Revenue $3.9B, Net Income $827.0M, EPS $1.72. Year 2023: Revenue $4.2B, Net Income $903.0M, EPS $1.88. Year 2024: Revenue $4.2B, Net Income $838.0M, EPS $1.74. Year 2025: Revenue $4.2B, Net Income $783.0M, EPS $1.63.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Brown Forman Corp.'s revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.63 reflects profitable operations.

BF-B Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.8%
Free cash flow / Revenue

BF-B Quarterly Earnings & Performance

Quarterly financial performance data for Brown Forman Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $1.0B $170.0M $0.57
Q2 2026 $1.0B $170.0M $0.47
Q1 2026 $924.0M $170.0M $0.36
Q3 2025 $1.0B $195.0M $0.57
Q2 2025 $1.1B $195.0M $0.50
Q1 2025 $951.0M $195.0M $0.41
Q3 2024 $1.1B $100.0M $0.21
Q2 2024 $1.1B $227.0M $0.47

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Brown Forman Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$709.0M
Cash generated from operations
Stock Buybacks
$400.0M
Shares repurchased (TTM)
Capital Expenditures
$81.0M
Investment in assets
Dividends Paid
$321.0M
Returned to shareholders

BF-B SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Brown Forman Corp. (CIK: 0000014693)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 8-K bfb-20260326.htm View →
Mar 16, 2026 8-K bfb-20260316.htm View →
Mar 4, 2026 10-Q bfb-20260131.htm View →
Mar 4, 2026 8-K bfb-20260304.htm View →
Feb 13, 2026 4 xslF345X05/wk-form4_1771027332.xml View →

Frequently Asked Questions about BF-B

What is the AI rating for BF-B?

Brown Forman Corp. (BF-B) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BF-B's key strengths?

Claude: Exceptional profitability with net margin of 21.9% and operating margin of 30%. Strong cash generation with 628M free cash flow and 20.8% FCF margin. ChatGPT: Excellent profitability with 59.9% gross margin and 30.0% operating margin. Solid financial health with 2.77x current ratio, 1.09x quick ratio, and manageable 0.60x debt-to-equity.

What are the risks of investing in BF-B?

Claude: Severe revenue decline of 21.4% YoY signals significant top-line deterioration requiring investigation. Diluted EPS fell 14% YoY despite flat net income, indicating share dilution or reduced earnings per share. ChatGPT: Revenue contracted 21.4% year over year, signaling significant top-line pressure. Diluted EPS declined 14.0%, suggesting earnings quality is under strain despite flat net income.

What is BF-B's revenue and growth?

Brown Forman Corp. reported revenue of $3.0B.

Does BF-B pay dividends?

Brown Forman Corp. pays dividends, with $321.0M distributed to shareholders in the trailing twelve months.

Where can I find BF-B SEC filings?

Official SEC filings for Brown Forman Corp. (CIK: 0000014693) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BF-B's EPS?

Brown Forman Corp. has a diluted EPS of $1.41.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BF-B a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Brown Forman Corp. has a HOLD rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BF-B stock overvalued or undervalued?

Valuation metrics for BF-B: ROE of 16.2% (sector avg: 18%), net margin of 21.9% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy BF-B stock in 2026?

Our dual AI analysis gives Brown Forman Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is BF-B's free cash flow?

Brown Forman Corp.'s operating cash flow is $709.0M, with capital expenditures of $81.0M. FCF margin is 20.8%.

How does BF-B compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 21.9% (avg: 8%), ROE 16.2% (avg: 18%), current ratio 2.77 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2026-01-31 | Powered by Claude AI