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Best Buy Co Inc. (BBY) Stock Fundamental Analysis & AI Rating 2026

BBY NYSE Retail-Radio, Tv & Consumer Electronics Stores MN CIK: 0000764478
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2026-01-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
78% Conf

📊 BBY Key Takeaways

Revenue: $41.7B
Net Margin: 2.6%
Free Cash Flow: $1.3B
Current Ratio: 1.11x
Debt/Equity: 0.39x
EPS: $5.04
AI Rating: HOLD with 62% confidence
Best Buy Co Inc. (BBY) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $41.7B, net profit margin of 2.6%, and return on equity (ROE) of 36.1%, Best Buy Co Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete BBY stock analysis for 2026.

Is Best Buy Co Inc. (BBY) a Good Investment?

Claude

Best Buy demonstrates solid profitability with strong net income growth (+15.3% YoY) and excellent capital efficiency (ROE 36.1%), but faces headwinds from flat revenue growth and tight operating margins (3.3%). The company generates healthy free cash flow and maintains reasonable leverage, though modest liquidity metrics suggest limited financial flexibility.

ChatGPT

Best Buy shows solid fundamental resilience: earnings, EPS, and free cash flow improved despite flat revenue, indicating disciplined cost control and efficient capital use. The balance sheet appears manageable with modest debt and strong interest coverage, but thin retail margins, weak quick liquidity, and limited top-line growth constrain the overall quality of the story.

Why Buy Best Buy Co Inc. Stock? BBY Key Strengths

Claude
  • + Strong earnings growth with net income up 15.3% YoY and EPS up 17.8% despite flat revenues
  • + Excellent capital efficiency with ROE of 36.1% and ROA of 7.3% indicating effective use of shareholder capital
  • + Solid free cash flow generation of $1.3B (3.0% FCF margin) with capex discipline and strong operating cash flow of $2.0B
  • + Conservative leverage with debt-to-equity of 0.39x and exceptional interest coverage of 29.6x providing financial stability
  • + Healthy gross margin of 22.5% protecting profitability despite retail pressures
ChatGPT
  • + Net income and diluted EPS grew double digits despite flat revenue, showing operating discipline and margin management
  • + Free cash flow remained solid at $1.26B, supporting financial flexibility
  • + Leverage looks manageable with debt/equity of 0.39x and strong interest coverage of 29.6x

BBY Stock Risks: Best Buy Co Inc. Investment Risks

Claude
  • ! Stagnant revenue growth at 0.0% YoY indicates limited organic expansion and potential market saturation in consumer electronics retail
  • ! Low operating margin of 3.3% leaves minimal buffer for cost pressures or competitive challenges in a commoditized sector
  • ! Weak quick ratio of 0.43x and current ratio of 1.11x suggest potential liquidity constraints and heavy reliance on inventory turnover
  • ! Operating in structurally challenged retail sector facing ongoing e-commerce competition and consumer spending volatility
  • ! Negative free cash flow growth trajectory implied by flat revenues suggests limited capacity for debt reduction or shareholder returns
ChatGPT
  • ! Revenue was flat year over year, suggesting limited demand-driven growth
  • ! Operating and net margins remain thin, leaving results sensitive to execution missteps or gross margin pressure
  • ! Quick ratio of 0.43x indicates reliance on inventory turnover and working capital efficiency for near-term liquidity

Key Metrics to Watch

Claude
  • * Revenue growth trajectory - critical to assess whether flat growth is temporary or structural decline
  • * Operating margin expansion - monitor ability to improve operational efficiency and profitability despite competition
  • * Free cash flow sustainability - track conversion of operating cash flow to available capital after capex needs
  • * Inventory turnover and working capital efficiency - essential given tight liquidity metrics
  • * Market share trends in consumer electronics retail and comparable store sales growth
ChatGPT
  • * Comparable sales or revenue growth versus margin expansion
  • * Free cash flow conversion and inventory-driven liquidity trends

Best Buy Co Inc. (BBY) Financial Metrics & Key Ratios

Revenue
$41.7B
Net Income
$1.1B
EPS (Diluted)
$5.04
Free Cash Flow
$1.3B
Total Assets
$14.7B
Cash Position
$1.7B

💡 AI Analyst Insight

The relatively thin 3.0% FCF margin may limit capital allocation flexibility.

BBY Profit Margin, ROE & Profitability Analysis

Gross Margin 22.5%
Operating Margin 3.3%
Net Margin 2.6%
ROE 36.1%
ROA 7.3%
FCF Margin 3.0%

BBY vs Technology Sector: How Best Buy Co Inc. Compares

How Best Buy Co Inc. compares to Technology sector averages

Net Margin
BBY 2.6%
vs
Sector Avg 18.0%
BBY Sector
ROE
BBY 36.1%
vs
Sector Avg 22.0%
BBY Sector
Current Ratio
BBY 1.1x
vs
Sector Avg 2.5x
BBY Sector
Debt/Equity
BBY 0.4x
vs
Sector Avg 0.5x
BBY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Best Buy Co Inc. Stock Overvalued? BBY Valuation Analysis 2026

Based on fundamental analysis, Best Buy Co Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
36.1%
Sector avg: 22%
Net Profit Margin
2.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.39x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Best Buy Co Inc. Balance Sheet: BBY Debt, Cash & Liquidity

Current Ratio
1.11x
Quick Ratio
0.43x
Debt/Equity
0.39x
Debt/Assets
0.0%
Interest Coverage
29.55x
Long-term Debt
$1.2B

BBY Revenue & Earnings Growth: 5-Year Financial Trend

BBY 5-year financial data: Year 2022: Revenue $51.8B, Net Income $1.5B, EPS $5.75. Year 2023: Revenue $51.8B, Net Income $1.8B, EPS $6.84. Year 2024: Revenue $51.8B, Net Income $2.5B, EPS $9.84. Year 2025: Revenue $46.3B, Net Income $1.4B, EPS $6.29. Year 2026: Revenue $43.5B, Net Income $1.2B, EPS $5.68.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Best Buy Co Inc.'s revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $5.68 reflects profitable operations.

BBY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.0%
Free cash flow / Revenue

BBY Quarterly Earnings & Performance

Quarterly financial performance data for Best Buy Co Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $9.4B $140.0M $0.66
Q2 2026 $9.3B $186.0M $0.87
Q1 2026 $8.8B $202.0M $0.95
Q3 2025 $9.4B $263.0M $1.21
Q2 2025 $9.3B $274.0M $1.25
Q1 2025 $8.8B $244.0M $1.11
Q3 2024 $9.8B $263.0M $1.21
Q2 2024 $9.6B $274.0M $1.25

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Best Buy Co Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.0B
Cash generated from operations
Stock Buybacks
$273.0M
Shares repurchased (TTM)
Capital Expenditures
$704.0M
Investment in assets
Dividends Paid
$801.0M
Returned to shareholders

BBY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Best Buy Co Inc. (CIK: 0000764478)

📋 Recent SEC Filings

Date Form Document Action
Mar 24, 2026 4 xslF345X06/doc4.xml View →
Mar 24, 2026 4 xslF345X06/doc4.xml View →
Mar 24, 2026 4 xslF345X06/doc4.xml View →
Mar 24, 2026 4 xslF345X06/doc4.xml View →
Mar 24, 2026 4 xslF345X06/doc4.xml View →

Frequently Asked Questions about BBY

What is the AI rating for BBY?

Best Buy Co Inc. (BBY) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BBY's key strengths?

Claude: Strong earnings growth with net income up 15.3% YoY and EPS up 17.8% despite flat revenues. Excellent capital efficiency with ROE of 36.1% and ROA of 7.3% indicating effective use of shareholder capital. ChatGPT: Net income and diluted EPS grew double digits despite flat revenue, showing operating discipline and margin management. Free cash flow remained solid at $1.26B, supporting financial flexibility.

What are the risks of investing in BBY?

Claude: Stagnant revenue growth at 0.0% YoY indicates limited organic expansion and potential market saturation in consumer electronics retail. Low operating margin of 3.3% leaves minimal buffer for cost pressures or competitive challenges in a commoditized sector. ChatGPT: Revenue was flat year over year, suggesting limited demand-driven growth. Operating and net margins remain thin, leaving results sensitive to execution missteps or gross margin pressure.

What is BBY's revenue and growth?

Best Buy Co Inc. reported revenue of $41.7B.

Does BBY pay dividends?

Best Buy Co Inc. pays dividends, with $801.0M distributed to shareholders in the trailing twelve months.

Where can I find BBY SEC filings?

Official SEC filings for Best Buy Co Inc. (CIK: 0000764478) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BBY's EPS?

Best Buy Co Inc. has a diluted EPS of $5.04.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BBY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Best Buy Co Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BBY stock overvalued or undervalued?

Valuation metrics for BBY: ROE of 36.1% (sector avg: 22%), net margin of 2.6% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.

Should I buy BBY stock in 2026?

Our dual AI analysis gives Best Buy Co Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BBY's free cash flow?

Best Buy Co Inc.'s operating cash flow is $2.0B, with capital expenditures of $704.0M. FCF margin is 3.0%.

How does BBY compare to other Technology stocks?

Vs Technology sector averages: Net margin 2.6% (avg: 18%), ROE 36.1% (avg: 22%), current ratio 1.11 (avg: 2.5).

Why is BBY's return on equity (ROE) so high?

Best Buy Co Inc. has a return on equity of 36.1%, significantly above the Technology sector average of 22%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 2.6% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2026-01-31 | Powered by Claude AI