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American Water Works Company, Inc. (AWK) Stock Fundamental Analysis & AI Rating 2026

AWK NYSE Water Supply DE CIK: 0001410636
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 29, 2026 (in 13 days) • After-hours ET • EPS est. $1.15 (vs $1.05 prior year) • All earnings →
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
79% Conf

📊 AWK Key Takeaways

Revenue: $5.1B
Net Margin: 21.7%
Free Cash Flow: $-1.1B
Current Ratio: 0.46x
Debt/Equity: 1.32x
EPS: $5.69
AI Rating: HOLD with 62% confidence
American Water Works Company, Inc. (AWK) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.1B, net profit margin of 21.7%, and return on equity (ROE) of 10.3%, American Water Works Company, Inc. demonstrates mixed fundamentals in the Utilities sector. Below is our complete AWK stock analysis for 2026.

Is American Water Works Company, Inc. (AWK) a Good Investment?

Claude

American Water Works demonstrates solid operational profitability with 36.7% operating margins and strong revenue growth of 10.1% YoY, reflecting stable utility demand. However, significant capital intensity with negative free cash flow of -1.1B and high leverage (1.32x debt/equity) constrain financial flexibility and raise sustainability concerns regarding dividend coverage and growth investments.

ChatGPT

American Water Works shows solid core utility fundamentals, with strong operating profitability, steady revenue growth, and healthy interest coverage supporting a generally resilient earnings base. However, net income was flat year over year, liquidity is tight, and free cash flow is meaningfully negative because the business remains highly capital intensive. The fundamentals support stability more than near-term upside, with execution on capital spending and financing discipline being the key factors.

Why Buy American Water Works Company, Inc. Stock? AWK Key Strengths

Claude
  • + Strong revenue growth of 10.1% YoY indicating market expansion and pricing power
  • + High operating margin of 36.7% and net margin of 21.7% demonstrating operational efficiency
  • + Solid interest coverage ratio of 8.2x providing adequate debt servicing capacity
  • + Consistent operating cash flow generation of 2.1B supporting capital investments
ChatGPT
  • + Strong operating margin of 36.7% and net margin of 21.7% indicate durable regulated utility profitability
  • + Revenue grew 10.1% year over year, showing continued expansion of the underlying business
  • + Interest coverage of 8.2x and ROE of 10.3% suggest debt is currently manageable and returns remain acceptable

AWK Stock Risks: American Water Works Company, Inc. Investment Risks

Claude
  • ! Negative free cash flow of -1.1B with capital expenditures (3.1B) exceeding operating cash flow, indicating dependence on external financing
  • ! High leverage with debt-to-equity ratio of 1.32x and 14.3B long-term debt limiting financial flexibility
  • ! Critically low current ratio of 0.46x suggesting potential short-term liquidity stress and working capital management concerns
  • ! Minimal cash reserves (98M) relative to debt obligations and capital needs creates refinancing risk
  • ! Flat net income growth (0.0% YoY) despite 10.1% revenue growth indicating margin compression or one-time charges
ChatGPT
  • ! Free cash flow was negative $1.07B as capital expenditures materially exceeded operating cash flow
  • ! Current and quick ratios of 0.46x indicate weak short-term liquidity and dependence on external financing
  • ! High long-term debt of $14.30B and debt-to-equity of 1.32x raise sensitivity to financing costs and capital execution

Key Metrics to Watch

Claude
  • * Free cash flow trends and capital expenditure requirements relative to operating cash generation
  • * Debt-to-equity ratio and refinancing activities in capital markets
  • * Operating margin sustainability amid rate regulation and input cost pressures
  • * Current ratio improvement and working capital management
ChatGPT
  • * Operating cash flow relative to capital expenditures
  • * Debt levels, interest coverage, and near-term liquidity

American Water Works Company, Inc. (AWK) Financial Metrics & Key Ratios

Revenue
$5.1B
Net Income
$1.1B
EPS (Diluted)
$5.69
Free Cash Flow
$-1.1B
Total Assets
$35.4B
Cash Position
$98.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

AWK Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 36.7%
Net Margin 21.7%
ROE 10.3%
ROA 3.1%
FCF Margin -20.8%

AWK vs Utilities Sector: How American Water Works Company, Inc. Compares

How American Water Works Company, Inc. compares to Utilities sector averages

Net Margin
AWK 21.7%
vs
Sector Avg 12.0%
AWK Sector
ROE
AWK 10.3%
vs
Sector Avg 10.0%
AWK Sector
Current Ratio
AWK 0.5x
vs
Sector Avg 0.8x
AWK Sector
Debt/Equity
AWK 1.3x
vs
Sector Avg 1.4x
AWK Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is American Water Works Company, Inc. Stock Overvalued? AWK Valuation Analysis 2026

Based on fundamental analysis, American Water Works Company, Inc. has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
10.3%
Sector avg: 10%
Net Profit Margin
21.7%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.32x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

American Water Works Company, Inc. Balance Sheet: AWK Debt, Cash & Liquidity

Current Ratio
0.46x
Quick Ratio
0.46x
Debt/Equity
1.32x
Debt/Assets
0.0%
Interest Coverage
8.21x
Long-term Debt
$14.3B

AWK Revenue & Earnings Growth: 5-Year Financial Trend

AWK 5-year financial data: Year 2021: Revenue $3.9B, Net Income $621.0M, EPS $3.43. Year 2022: Revenue $3.9B, Net Income $709.0M, EPS $3.91. Year 2023: Revenue $4.2B, Net Income $1.3B, EPS $6.95. Year 2024: Revenue $4.7B, Net Income $820.0M, EPS $4.51. Year 2025: Revenue $5.1B, Net Income $944.0M, EPS $4.90.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: American Water Works Company, Inc.'s revenue has grown significantly by 31% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.90 reflects profitable operations.

AWK Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-20.8%
Free cash flow / Revenue

AWK Quarterly Earnings & Performance

Quarterly financial performance data for American Water Works Company, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.3B $185.0M $1.80
Q2 2025 $1.1B $185.0M $1.42

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

American Water Works Company, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.1B
Cash generated from operations
Capital Expenditures
$3.1B
Investment in assets
Dividends Paid
$633.0M
Returned to shareholders

AWK SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for American Water Works Company, Inc. (CIK: 0001410636)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 8-K d78382d8k.htm View →
Mar 24, 2026 DEF 14A d21438ddef14a.htm View →
Mar 10, 2026 8-K awk-20260305.htm View →
Mar 2, 2026 8-K awk-20260226.htm View →
Feb 18, 2026 4 xslF345X05/wk-form4_1771456636.xml View →

Frequently Asked Questions about AWK

What is the AI rating for AWK?

American Water Works Company, Inc. (AWK) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AWK's key strengths?

Claude: Strong revenue growth of 10.1% YoY indicating market expansion and pricing power. High operating margin of 36.7% and net margin of 21.7% demonstrating operational efficiency. ChatGPT: Strong operating margin of 36.7% and net margin of 21.7% indicate durable regulated utility profitability. Revenue grew 10.1% year over year, showing continued expansion of the underlying business.

What are the risks of investing in AWK?

Claude: Negative free cash flow of -1.1B with capital expenditures (3.1B) exceeding operating cash flow, indicating dependence on external financing. High leverage with debt-to-equity ratio of 1.32x and 14.3B long-term debt limiting financial flexibility. ChatGPT: Free cash flow was negative $1.07B as capital expenditures materially exceeded operating cash flow. Current and quick ratios of 0.46x indicate weak short-term liquidity and dependence on external financing.

What is AWK's revenue and growth?

American Water Works Company, Inc. reported revenue of $5.1B.

Does AWK pay dividends?

American Water Works Company, Inc. pays dividends, with $633.0M distributed to shareholders in the trailing twelve months.

Where can I find AWK SEC filings?

Official SEC filings for American Water Works Company, Inc. (CIK: 0001410636) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AWK's EPS?

American Water Works Company, Inc. has a diluted EPS of $5.69.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AWK a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, American Water Works Company, Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is AWK stock overvalued or undervalued?

Valuation metrics for AWK: ROE of 10.3% (sector avg: 10%), net margin of 21.7% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy AWK stock in 2026?

Our dual AI analysis gives American Water Works Company, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is AWK's free cash flow?

American Water Works Company, Inc.'s operating cash flow is $2.1B, with capital expenditures of $3.1B. FCF margin is -20.8%.

How does AWK compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 21.7% (avg: 12%), ROE 10.3% (avg: 10%), current ratio 0.46 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI